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Bonus

posted on 14th Apr 03 at 13:28

Yup, looking forward to a nice big lump! 2 weeks 2day! Its either going to pay for my 2ltr conversion or a bodykit, just need to decided which!! :lol:


broster

posted on 14th Apr 03 at 12:30

a lloyds acount is best, gives £1500 in 1st year! thanx mate, then get a natwest one £1250! wikid, many mods later i have -£2750! an where did my loan go, next instalment in 2 weeks! wikid!


Bonus

posted on 14th Apr 03 at 10:07

Looking at a statement.....Credit interest rate - 0.10%


Munchie

posted on 13th Apr 03 at 22:44

yeh neway....how much is da intrest on barclays student account then?! lol oh yeh and bonus....check ure last statement maybe? it will tell u ure rate of interest! cheers


Bonus

posted on 13th Apr 03 at 22:22

Unis do both hardship loans and grants. If you go at begining of year you will almost definity get a loan, but anything after that is a grant. Latter on in the year its all grants cos they have to get rid of the whole pot of cash or they dont get as much the next year. You can do up 3 in a year, even if you get the 1st 500 in a loan and pay it back, the other 1000 is free anyway!


beav

posted on 13th Apr 03 at 22:08

I actually have to sya thta we were told about these when we stared and im sure they were non repayable, we were told that if we were in any trouble to go and get one because last year they actually had to give money back to the goverment and the way it was put was "and we don't like doing that"


Phil321

posted on 13th Apr 03 at 22:06

plus, if it was that easy, do you not think thousands of students would be doing it and they might catch on?


Phil321

posted on 13th Apr 03 at 22:06

unless you are MEGA skint ie overdraft full, loans taken out, can't pay rent etc they won't give you a hardship grant. What I assume Bonus is talking about is a hardship loan, which is an extension of the student loan, which has to be paid back in full! Just means more debt!


beav

posted on 13th Apr 03 at 22:02

I would actually feel bad at doing that..but its a bloody good idea :thumbs:


Bonus

posted on 13th Apr 03 at 22:00

Munchie - I have a student account with Barclays. Dont know what the rate of interest is tho, cos barclays also give you £1250 interest free. Also give you a year to pay it back once your done 2.

Tip for you - Have 2 accounts. Have a normal current account, have your income and all you money going into that. Run your student account well into the red. You can then goto your uni and claim hardship, the'll ask to see your bank statements, you show them ure student account which is well in the red, they give you £500 for your trouble! Dont have to pay it either, and the'll never know how much money u really have sitting in ure other acount!


beav

posted on 13th Apr 03 at 21:54

Try Royal Bank of Scotland....major interest free overdraft something like £1250 and it increases the more years ur there. I know its better to stay in the positive but sometimes I need to eat :lol:


Munchie

posted on 13th Apr 03 at 21:38

yo anybody got a student account with barclays?how much % intrest do u get a year?there isnt anything on there web site! help me asap please!!!

oh and im talking bout an account for uni etc.......ta :thumbs: