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tom_simes

 posted on 26th Jun 08 at 19:51

Yes, as it was their fault Deano.

Thats where excess charges come in with a TPFT policy as well, if you write off your own car in an accident with another car, which was your fault, you don't get a penny but you pay the excess.


deano87

 posted on 26th Jun 08 at 19:41

Even if you yourself aren't claiming for damages to your car?

The scenario is.

Car A door swung open in the wind and dented Car B, which is parked next to it. Car A has no damage and will not be claiming.

Car B has small dent, and is claiming off Car A.

Car B claims of Car A's insurance. Car B pays no excess because it wasn't their fault.

Does Car A pay an excess?


swill_omnibus

 posted on 26th Jun 08 at 19:07

Yep you pay the excess


Colin

 posted on 26th Jun 08 at 19:01

Fault accident you pay


tom_simes

 posted on 26th Jun 08 at 18:52

If the accident is your fault, you pay the excess.


deano87

 posted on 26th Jun 08 at 18:43

Just need to clear something up quick for the missus.

If someone claims off you but you aren't claiming for yourself, do you need to still pay an excess?

I'm 99.9% sure you don't, and that you only pay an excess if you claim for your own car.

[Edited on 26-06-2008 by deano87]