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Ojc	posted on 10th Jan 07 at 08:03
	quote: Originally posted by deano87 Nationwide tends to be the best - fixed rate and same rate for everyone. What ever they say your repayments are, they'll stay for the duration. It makes budgeting easier/ Yes
jamesvalver	posted on 10th Jan 07 at 00:33
	i didnt want to take out a loan untill i was looking for a house but due to my old insurance company not paying out for my claim, i needed a small loan to help me buy the car. even tho i have spoken about it, i wont sell my car untill ive paid for it in full otherwise i will just be paying for something that i dont have. i dont intend on getting another loan and i dont even have a credit card so that i cant get in the debt that way.
davey_jack	posted on 10th Jan 07 at 00:30
	yeah dont do it mate it irritates the hell out of me sometimes!
Rob H	posted on 9th Jan 07 at 23:49
	quote: Originally posted by deano119 Well it would be for around 3000 over 2 years as i only intend having the car for 2 years, as said above i dont want to be paying for a car thats been sold on etc. Sounds fine to me, youve saved loads, and are fed up of waiting, which is fair enough. You'll pay an extra £400 in interest for the privaledge, but that's your call as to if it's worth it to you or not. I think the majority of people have loans for cars these days, which is understandable, as it's a neccessity to most people :look:.
deano87	posted on 9th Jan 07 at 22:27
	Nationwide tends to be the best - fixed rate and same rate for everyone. What ever they say your repayments are, they'll stay for the duration. It makes budgeting easier/
jamesvalver	posted on 9th Jan 07 at 22:24
	i got my £2k loan with halifax. its over 36months and i pay back a total of £2473
Daniel_Corsa	posted on 9th Jan 07 at 22:20
	If you can't afford it don't do it! I don't want to borrow money until I get a house, only thing worth having to lend money for. Save you'l appreciate it more at end of the day.
corsacrazygsi	posted on 9th Jan 07 at 22:06
	If you already have some money to put towords a new car then u mite get a gd deal. shop around and try n play with the dealers! where am gettin a c2 from reg vardy but theres an arnold clark rite next to it and tehy were offering me better deals on diffrent cars !
deano119	posted on 9th Jan 07 at 21:16
	Wel it would be for around 3000 over 2 years as i only intend having the car for 2 years, as said above i dont want to be paying for a car thats been sold on etc. I can afford the repayments easily but just wanted a general opinion and experiences before i take the plunge. Ive already saved a good chunk of money but to save the total fund would take ages and i simply dont want to wait until ive saved up all the money myself. The car im still abit unsure, i think ive narrowed it down to astra coupe, bmw 318 or something VAG, fed up of corsas now!
Colin	posted on 9th Jan 07 at 17:46
	Personally I wouldnt want to be paying a car any longer than 2 years. My mate bought a Saxo as his 1st car, 5yr loan, he's still got the payments for it looming over him 4yrs & 2 cars later.
Rob H	posted on 9th Jan 07 at 17:37
	www.moneysupermarket.com Main thing you want to look at is each companies approval ratings, and the final amount payable. If you get a loan within your budget you won't have a problem. Just remeber that 3-4 years is a long time to be paying it off if you stretch your budget. Personally i'd try and save a wedge of cash if you can to either drop the payments, or have the loan over a shorter period :).
Colin	posted on 9th Jan 07 at 17:32
	Depends how much you want to borrow & over how long & to buy what!! You dont want to end up paying for a car for 3 years after you sold it because it seemed a good idea at the time.
richysport	posted on 9th Jan 07 at 17:30
	dont do it just save up loans are som hard to get rid of trust me
ed_jones	posted on 9th Jan 07 at 17:28
	what car is it? i have thought about this for a astra gsi mk 4
Colin	posted on 9th Jan 07 at 16:54
	How much are you looking at borrowing??
SAL	posted on 9th Jan 07 at 16:53
	was tempted @ 1 point but glad i didnt ! if its a new car goin 4 good money than yea but if its to mod a car dont bother you will prob regret it !
Scotty_B	posted on 9th Jan 07 at 16:41
	egg.com or nationwide seem to be the best.
deano119	posted on 9th Jan 07 at 16:38
	Im looking at getting a loan for a new car in the summer, im only 19 amd still living with parents and i dont want to get completley stitched on interest! Has anyone got any suggestions of where to go and whos best? Have many of you taken out loans for a car? Cheers, Dean.