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Corsa Sport » Message Board » General Chat » GOING TO THE BANK. » Post Reply
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wayne hiscock |
posted on 2nd Dec 03 at 11:27 |
i just got a credit card with a 3.5k limit lol | |
JJ |
posted on 2nd Dec 03 at 10:17 |
It will help yes, as anything will apart from a late payment, but not by much, ya wont get a really good score just from one payment, it takes time... just pay all your bills on time, dont bounce direct debits, no late payments ect dont go applying for loads of things all the time either, as everytime a credit search is done it decreases your score... low scores = low credit limits and higher rates | |
scrap |
posted on 2nd Dec 03 at 10:03 |
Right well i've only used my card once and i bought summat for £55, the statement hasn't come and i haven't payed it off yet. If i pay it off today will that improve my score?? | |
JJ |
posted on 2nd Dec 03 at 09:58 |
KEEP THE CREDIT CARD AS FREE AS POSSIBLE AND MAKE SURE U SIGN THE VOTERS ROLL EVERY YEAR... The way to a good credit score is to have credit, pay on time, and stay well away from the limit on the cards etc even millionairs have a problem getting credit sometimes cos they usually pay with their own money and thus have little or no credit score... oh yea and make sure ya get a good rate... | |
mav |
posted on 2nd Dec 03 at 08:52 |
it will improve if you have a credit card as long as a good payer. | |
scrap |
posted on 2nd Dec 03 at 08:31 |
I'm off to the bank this afternoon to try and get a loan ;) |