Ok. No afterdraft Phil. :mad: :|

yes

Aren't Overdrafts bad :lol:

I have a VISA debit card, £500 student overdraft even tho I havent been a student for two years :)

^^^ Yes, Debit it is :|

James :|

aye go to your bank think you just need to give em details etc then they swap everything over and give ya the new card, only takes about a week doesn't it?

:lol:

Yeh, thats fine if you have the money BUT, if you have a credit card the temptation to just buy a few things will always be there.........

I use Halifax and they are pretty good

what are you ordering?

torx bits, sockets and screwdrivers?

[Edited on 13-12-2005 by James]

I have the money here Jamie. It's just a case of finding a card that I can use lol.

Plus I would quite like to pay off my insurance on it. Then Can pay off mods I declare as I go etc etc.

That's cool. Will find out about them. Can't see anything on the Halifax website at the moment though! Might pop into the bank tomorrow.

Everyday I think, fuck it, ill just get a credit card :lol: but then I think, actually, i rather like not being in debt :lol: not worth it, specially over modding a car.

yeah you need a visa debit card, it replaces your current card and you can only spend what you have

^^ Think I need that lol. Don't wana start getting into debt etc. I have an Electron Card at the moment. Something like that would be good I guess haha.

:lol: I have a Visa card but its a debit not credit card so i can only spend what have.

I want one so I can order something with Venom Motorsport :lol: Sounds funny. But i don't have any idea about them. Are they bad news?

:boggle: