BabyBlade
Member
Registered: 5th Feb 03
Location: Hereford Rides: Ninja 600
User status: Offline
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I just got 3 points on me license for speeding, shud i tell the insurance company?
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Marc
Member
Registered: 11th Aug 02
Location: York
User status: Offline
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dannycorsa c
Member
Registered: 8th Mar 03
Location: manchester (astley/tyldesley)
User status: Offline
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no not till u renew it
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Drew
Banned
Registered: 24th Nov 01
Location: County Durham
User status: Offline
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i heard 3 points dont usually affect ya insurace - mite be wrong thou
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BabyBlade
Member
Registered: 5th Feb 03
Location: Hereford Rides: Ninja 600
User status: Offline
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I feel you sense of humour needs looking into 16vmarc. Your response was inapropriate to the question it relates to. 
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dannycorsa c
Member
Registered: 8th Mar 03
Location: manchester (astley/tyldesley)
User status: Offline
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yes if i didnt have mine they said it would be 250quid cheaper but i didnt tell them till a came to renew my insurance
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L33 LEG
Banned
Registered: 6th Jan 03
Location: Blackburn . Drove: Dimma Saxo VTR
User status: Offline
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u may aswell tell them now,ur premium wont go up until u renew it anyways. well thats wot did!
LEG
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MatthewR
Member
Registered: 21st Oct 02
Location: Rickmansworth
User status: Offline
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Only tell em if they ask you mate! If it ever comes down to it just say "well u never asked"
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Marc
Member
Registered: 11th Aug 02
Location: York
User status: Offline
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quote:
Originally posted by Sethion33
I feel you sense of humour needs looking into 16vmarc. Your response was inapropriate to the question it relates to.
I laugh @ your stupidity. its an offence to keep such information from your insurer.
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BabyBlade
Member
Registered: 5th Feb 03
Location: Hereford Rides: Ninja 600
User status: Offline
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even if i pay monthly?
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BabyBlade
Member
Registered: 5th Feb 03
Location: Hereford Rides: Ninja 600
User status: Offline
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quote:
Originally posted by 16vmarc
quote:
Originally posted by Sethion33
I feel you sense of humour needs looking into 16vmarc. Your response was inapropriate to the question it relates to.
I laugh @ your stupidity. its an offence to keep such information from your insurer.
Oh no
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Icy
Member
Registered: 31st Jan 01
Location: Edinburgh Drives: Mk3 Golf Gti
User status: Offline
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i got some ages ago havent told em yet
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vibrio
Banned
Registered: 28th Feb 01
Location: POAH
User status: Offline
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you should tell them when you get them on your license. if you do not then your policy will be invalid if they find out. it;s your choice to tell them. some places do not load becuase your more likely to be carefull with 3 points than without. others load according to the circumstances
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DAYZEE
Member
Registered: 13th Nov 00
Location: Stevenage, MR2 Turbo, 328i Coupe, CBR600F
User status: Offline
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Read you policy, it will state that you must inform the insurance company if you get d traffic offence, accident, even changing your job you are supposed to tell them.
Otherwise, like Vibrio said, you invalidate the insurance.
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Icy
Member
Registered: 31st Jan 01
Location: Edinburgh Drives: Mk3 Golf Gti
User status: Offline
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i told them they told me to write them a letter 
havent got round to it yet tho
that was when told em bout the mods told me to write em a letter with what mods or somethin
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Blazer
Member
Registered: 31st Aug 02
Location: Devon - Drives: frost blue 1.4L 8V
User status: Offline
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i got 6 ponits b4 i passed my test and i pay £1500 fully comp with liverpool vic, and thats on my 1st car 1.4L, my mods decleared, and my 6 ponits mentioned
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jm960326
Member
Registered: 24th Aug 02
Location: Rob Cheshire
User status: Offline
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I got 3 points speeding, didnt have to tell them till I renewed it. But with Tesco shite they tried to add £50 on top. But looked around and got it cheaper than the initiall renewall. Only £380. 2yrs NCB
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jam
Member
Registered: 19th Oct 02
Location: york
User status: Offline
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liverpool victoria and someother companys dont take add anything if u hav point , only if you have got a ban . U should deff tell ur insurance company , other wise if u hav a crash and need to make a claim and they dont know about ur points . They will not pay out and if the cops r involved iam sure they will hav a few words to say . But at the end of the day it up 2 u if ya want to take a risk .
jam
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Mav 3000
Member
Registered: 16th Aug 01
Location: Leicestershire
User status: Offline
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Where did you get that quote from JM? Thats twice what I'm paying with 1 yrs NCB - I'm with CIS.
My points can be claimed off in 5 months!
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golfr
Banned
Registered: 11th Mar 03
Location: Down South :)
User status: Offline
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Dont forget that where you live is a huge variable with car inurance
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BabyBlade
Member
Registered: 5th Feb 03
Location: Hereford Rides: Ninja 600
User status: Offline
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Thing is, i havnt declared my alloys, induction kit and back box. I know they aint much but kno the isnurance will go up if i tell them. Think i will tell the insurance about the points tho
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Ned
Member
Registered: 1st Sep 01
Location: Dudley, West Midlands
User status: Offline
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don't crash for god sake!
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BabyBlade
Member
Registered: 5th Feb 03
Location: Hereford Rides: Ninja 600
User status: Offline
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i'll try not too 
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golfr
Banned
Registered: 11th Mar 03
Location: Down South :)
User status: Offline
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I would declare your mods ASAP. If you have a fatal accident, you will be completely liable for all repair costs, will most likely face a huge fine, possible medical bills, lose your licence, and maybe ieven a sentance! dont be a fool!
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CorsaLad
Member
Registered: 25th Sep 01
User status: Offline
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if u have a fatal accident, how can u pay for anything?
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