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Poll: Renewing your car tax
6 months one off 5 (20.83%)
12 months one off 12 (50%)
monthly direct debit 7 (29.17%)


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Author Renewing your car tax
Robin
Premium Member

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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
User status: Offline
19th Dec 14 at 11:27   View Garage View User's Profile U2U Member Reply With Quote

When the time comes, how will you be buying your car tax?

(Ian, I know you want it daily but )
kennySRi
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Registered: 12th Nov 10
Location: Lancashire
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19th Dec 14 at 11:31   View User's Profile U2U Member Reply With Quote

I do it direct debit now because it works out cheaper for me. I change my cars a lot so I've no need to cancel and claim tax back losing a month and the fees. Even if I kept the car for 12 months I think the 12 month direct debit works out cheaper than paying the two 6 months off in one go like I used to do.
Brett
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Registered: 16th Dec 02
Location: Manchester
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19th Dec 14 at 11:31   View Garage View User's Profile U2U Member Reply With Quote

Always do 6, never anticipate keeping my cars for too long, although I've had the current one a while now. Don't suppose it matters much now it's non-transferrable though.

[Edited on 19-12-2014 by Brett]
Ian W
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Registered: 8th Nov 03
Location: Wirral, Merseyside
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19th Dec 14 at 11:41   View User's Profile U2U Member Reply With Quote

More than likely just stick 12 months on it, rather just pay it and get it out the way.
VrsTurbo
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Registered: 8th Jun 10
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19th Dec 14 at 12:07   View Garage View User's Profile U2U Member Reply With Quote

Just do the year long tax on mine. near 1k a year for them all
Ben G
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Registered: 12th Jan 07
Location: Essex
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19th Dec 14 at 12:09   View User's Profile U2U Member Reply With Quote

I do mine 12 months at a time, but when i'm able to do direct debit, i'll most likely do that, unless it works out more expensive.

Missus' one will be yearly. It's only 30 quid.

[Edited on 19-12-2014 by Ben G]
Robin
Premium Member

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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
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19th Dec 14 at 12:25   View Garage View User's Profile U2U Member Reply With Quote

Direct Debit costs slightly more Ben but it's 5% more, BMW has cost me £189 rather than £180 so it's not a huge difference.

£15.75 per month plus £23.19 per month for the Clio.

Means not worrying about a £445 bill in December which also happens to be MOT time
John
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Registered: 30th Jun 03
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19th Dec 14 at 12:29   View User's Profile U2U Member Reply With Quote

I'd rather put the money aside each month and keep the £9.
Corsa_Sport21
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Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
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19th Dec 14 at 14:31   View User's Profile U2U Member Reply With Quote

Do it monthly. Pay my bills on a monthly basis so why not do car tax too. Also saves having to fork out in 1 go when there's no need to now.
John
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Registered: 30th Jun 03
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19th Dec 14 at 14:38   View User's Profile U2U Member Reply With Quote

Paying most other things monthly means a discount, not an increase.
Robin
Premium Member

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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
User status: Offline
19th Dec 14 at 14:44   View Garage View User's Profile U2U Member Reply With Quote

Such as?
DaveyLC
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Registered: 8th Oct 08
Location: Berkshire
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19th Dec 14 at 14:45   View User's Profile U2U Member Reply With Quote

I normally don't have a car for a year and now that you can't sell them with TAX I think I'm going to go with the monthly payments, it works out a better deal than the 6month option (well it was on the renewal letter I got this month).

[Edited on 19-12-2014 by DaveyLC]
Jason x
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Registered: 19th Apr 13
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19th Dec 14 at 14:50   View Garage View User's Profile U2U Member Reply With Quote

6 monthly, purely because I don't want to spend £140 on it at once.
Dave
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Registered: 26th Feb 01
Location: Lancs
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19th Dec 14 at 15:01   View User's Profile U2U Member Reply With Quote

I don't have to pay it but the tax on my BMW is £30 for 12months whereas my Transit Connect van is £225, what a stupid system we have.
SVM 286
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Registered: 13th Feb 05
Location: pain
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19th Dec 14 at 15:11   View User's Profile U2U Member Reply With Quote

I've had my car for nine years and have no intention of selling it, so 12 months and a 230 quid hole
Corsa_Sport21
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Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
19th Dec 14 at 15:19   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Jason x
6 monthly, purely because I don't want to spend £140 on it at once.


You can only do it 12 monthly.
Corsa_Sport21
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Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
19th Dec 14 at 15:24   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by John
Paying most other things monthly means a discount, not an increase.


Rent is the same, council tax is the same I think, virgin media stays the same, and car insurance is more expensive.

The extra £10 it costs won't be noticed.
Jason x
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Registered: 19th Apr 13
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19th Dec 14 at 15:29   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Corsa_Sport21
quote:
Originally posted by Jason x
6 monthly, purely because I don't want to spend £140 on it at once.


You can only do it 12 monthly.


Since when?


Robin
Premium Member

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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
User status: Offline
19th Dec 14 at 15:29   View Garage View User's Profile U2U Member Reply With Quote

October
Jason x
Premium Member

Registered: 19th Apr 13
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19th Dec 14 at 15:40   View Garage View User's Profile U2U Member Reply With Quote

So you are saying I can no-longer buy six months tax?

First I've ever heard of that. Also why is it even in the poll then?

[Edited on 19-12-2014 by Jason x]
DaveyLC
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Registered: 8th Oct 08
Location: Berkshire
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19th Dec 14 at 15:48   View User's Profile U2U Member Reply With Quote

He's confused.. you can still buy 6 months.
Corsa_Sport21
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Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
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19th Dec 14 at 15:52   View User's Profile U2U Member Reply With Quote

The 6 "monthly" part confused me.
Jason x
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Registered: 19th Apr 13
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19th Dec 14 at 15:52   View Garage View User's Profile U2U Member Reply With Quote

Who's confused?

I don't know if I've phrased it wrong or something but I've never heard anyone say you can't buy 6 months tax anymore.
Jambo
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Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
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19th Dec 14 at 15:56   View User's Profile U2U Member Reply With Quote

None of those options... It's included in my lease.
JordyCarter
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Registered: 14th Mar 10
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19th Dec 14 at 16:56   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by John
Paying most other things monthly means a discount, not an increase.

It doesnt. Usually paying off chunks is the cheaper option

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