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Author i was wondering...(insurance)
willay
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Organiser: South East, National Events
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Registered: 10th Nov 02
Location: Roydon, Essex
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10th May 03 at 11:48   View Garage View User's Profile U2U Member Reply With Quote
not good at this insurance lark and dont want to sound like a numpty but what exactly is the excess value that you get with insurance ?
Tim
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10th May 03 at 11:51   View Garage View User's Profile U2U Member Reply With Quote
Excess is the amount of money you have to pay if an accident is your fault.

Or, there's sometimes an excess on theft/fire too...

Basically, it means you have to pay the first £xxx of any claim...
GIBBS
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Registered: 22nd Feb 01
Location: Kent, Jap Car Importer :)
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10th May 03 at 11:51   View User's Profile U2U Member Reply With Quote
Each ins company differs, but the excess is basically an amount they set that you have to pay for any claim... ie you pay £350 excess and they pay the rest for the car to be fixed.

Matt
willay
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Registered: 10th Nov 02
Location: Roydon, Essex
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10th May 03 at 11:52   View Garage View User's Profile U2U Member Reply With Quote
oh right, i was quoted for me 12v corsa, with 450 excess, £1100, thats for 18yr old withone year no claim.
Nath
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10th May 03 at 11:53   View User's Profile U2U Member Reply With Quote
Seems fairly high
Tim
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10th May 03 at 11:54   View Garage View User's Profile U2U Member Reply With Quote
Doesn't seem too bad. I used to have a £700 excess hehehe....
Nath
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Registered: 3rd Apr 02
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10th May 03 at 11:55   View User's Profile U2U Member Reply With Quote
I mean the premium seems high. Excess at that age is about right.

[Edited on 10-05-2003 by Nath]
BabyBlade
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Registered: 5th Feb 03
Location: Hereford Rides: Ninja 600
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10th May 03 at 11:56   View User's Profile U2U Member Reply With Quote
just renewed my insurance, corsa b sri 1.4 8v, fully comp 250 excess for £960-thats above what i was quoted cos i'm doing it monthly. But even that i'm dissapointed at, expected it to be a lot lower

[Edited on 10-05-2003 by Sethion33]
willay
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Registered: 10th Nov 02
Location: Roydon, Essex
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10th May 03 at 11:59   View Garage View User's Profile U2U Member Reply With Quote
I mentioned i had tinted windows to liverpool victoria but the numpty on the phone didnt seem that interested and siad if i was to get any mods on the car just ring up and tell us. so helpful, wankers.
BabyBlade
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Registered: 5th Feb 03
Location: Hereford Rides: Ninja 600
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10th May 03 at 12:07   View User's Profile U2U Member Reply With Quote
Oh yeah i didnt actually insure the alloys, exhaust or induction kit so guess that wud have put it up abit!
willay
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10th May 03 at 12:08   View Garage View User's Profile U2U Member Reply With Quote
next time I ring up I hope to speak to someone whos first language is english.
BabyBlade
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Location: Hereford Rides: Ninja 600
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10th May 03 at 12:10   View User's Profile U2U Member Reply With Quote
cobra148
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Registered: 27th Oct 01
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10th May 03 at 14:06   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by willay
next time I ring up I hope to speak to someone whos first language is english.


You'll be lucky

 
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