taylorboosh
Member
Registered: 3rd Apr 07
User status: Offline
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female is better
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Corsa_Sport21
Member
Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
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quote:
Originally posted by john-d
quote:
Originally posted by Corsa_Sport21
When.
when what? he pranged the rs
Was at Ben G.
When did elephant say a car was safer on the street than it was in the garage.
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Mike
Organiser: North West and North Wales
Premium Member
Registered: 20th May 06
Location: nr. Skipton, North Yorkshire
User status: Offline
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It's probably down to people lying about where there car is kept, all these cars getting stolen off the road after being declared as on a driveway/in a garage it's actually become statistically more likely to be stolen from a driveway or garage.
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Daveskater
Premium Member
Registered: 29th Apr 08
Location: Oxford, UK Drives: Jap wagon
User status: Offline
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Adding named drivers does help, I added my mum and dad and saved £150 
Anyway, I thought it was supposed to be more expensive in the garage because of the possibility of damaging the car against said garage.
Numberwang!
Originally posted by AlunJ
I like you Dave, you are a man of men
Originally Whatapp'd by Neo
Dave's maybe capable of a drive-by cuddle
Look at my pictures
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Nismo
Member
Registered: 12th Sep 02
User status: Offline
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Also with a garage, there is fire hazards, stuff falling on the car, damage with the garage (walls doors etc)
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M2RTY
Member
Registered: 25th May 01
User status: Offline
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my lass brings it down, shes 26, my dad increases it and hes 58 with 40 years ncb and clean licence....odd again
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Fro
Member
Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
User status: Offline
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mum and dad take a good few hundred off mine, paid around 6/650 fully comp on the golf.
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N3CRO
Member
Registered: 12th Apr 07
Location: Sandy, Bedfordshire
User status: Offline
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When looking at insurance, the price went down when my dad added my sister rather than if just him on the policy.
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johnhara1
Member
Registered: 19th Oct 06
Location: Newcastle upon Tyne
User status: Offline
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Adding my girlfriend make the policy come down by around £300.
Even though she is now an ex girlfriend, she is still insured on my car but she doesn't know
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shaned12345
Member
Registered: 28th Sep 10
Location: Melton Mowbray, Leicestershire
User status: Offline
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I found this out 2 years ago and knocked £200 off my policy, was rather surprised
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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Mike has it - the reason is that there are more claims from cars in garages, because most people say the car is garaged regardless of whether it actually is.
Its safer in a garage assuming you don't drive in to the doorway or drop a tin of paint on it.
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Mark.W
Member
Registered: 3rd Jan 07
Location: County Durham
User status: Offline
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Just renewed mine today and asked about if i added my uncle with 25 years driving experience with 22 years ncb and said it wouldn't bring the price down they said it would either stay the same of even go up 
So just left it and renewed it as normal.
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Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
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quote:
Originally posted by Ian
because most people say the car is garaged regardless of whether it actually is.
Don't understand this really, since my 'garaged policy' stated that when at the home address between 11pm-6am or somethin like that it must be garaged, so if it was on the street outside the house and nicked, in theory they wouldn't pay out.
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shaunmods
Premium Member
Registered: 12th Mar 07
Location: Glascote, Staffordshire
User status: Offline
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quote:
Originally posted by Mark.W
Just renewed mine today and asked about if i added my uncle with 25 years driving experience with 22 years ncb and said it wouldn't bring the price down they said it would either stay the same of even go up
So just left it and renewed it as normal.
Is that with Brentacre mate? If so I had the same with mine. Got it down to a decent price anyway though so I wasnt worried 
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RichR
Premium Member
Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline
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what would you do if it was nicked from outside your house but you said it was in your garage? I wouldn't risk not getting a pay out, I'd smash the lock on my garage door etc etc to make it look like it was in the garage all along
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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quote:
Originally posted by Brett
when at the home address between 11pm-6am or somethin like that it must be garaged
Its a lie to say it for most people but I think they trade a cheaper premium for that chance to take.
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john_redtop
Member
Registered: 31st Dec 08
Location: acklam middlesbrough
User status: Offline
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I've always found that saying its on the front works out cheaper than on a drive or in a garage also have my dad and grandad on my insurance as that brings it down aswell
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Mark.W
Member
Registered: 3rd Jan 07
Location: County Durham
User status: Offline
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quote:
Originally posted by shaunmods
quote:
Originally posted by Mark.W
Just renewed mine today and asked about if i added my uncle with 25 years driving experience with 22 years ncb and said it wouldn't bring the price down they said it would either stay the same of even go up
So just left it and renewed it as normal.
Is that with Brentacre mate? If so I had the same with mine. Got it down to a decent price anyway though so I wasnt worried
Yes Shaun thats with Brentacre.I have the corsa and astra insured with them because they reflected the ncb's off my corsa to the astra to make it a little cheaper but if i didn't have the corsa and used all my ncb's on the astra i could have saved almost £300 by going with churchhill with it not being modified i could have played companies off each other easier but if i kept the corsa with brentacre and insured the astra with elswhere i could only use the 1 years ncb iv gained on it and was getting prices £1200-2000 so stayed with Brentacre for another year.
Should get rid of 1 car really to save alot of money but will see how i feel after pvs.
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sand-eel
Member
Registered: 15th Mar 07
Location: carluke/braidwood--IRNBRULAND
User status: Offline
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Elephant are weird...back a few years I added my mum and dad and it wiped £200 off now having my dad on costs more but my mum still gives me a discount.
Also it used to be cheaper insuring a TT supra instead of an N/A and for some reason an isuzu trooper is £300 less to insure than a shogun, disco, hilux etc...they are all big 4x4's
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Daveskater
Premium Member
Registered: 29th Apr 08
Location: Oxford, UK Drives: Jap wagon
User status: Offline
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quote:
Originally posted by Mark.W
quote:
Originally posted by shaunmods
quote:
Originally posted by Mark.W
Just renewed mine today and asked about if i added my uncle with 25 years driving experience with 22 years ncb and said it wouldn't bring the price down they said it would either stay the same of even go up
So just left it and renewed it as normal.
Is that with Brentacre mate? If so I had the same with mine. Got it down to a decent price anyway though so I wasnt worried
Yes Shaun thats with Brentacre.I have the corsa and astra insured with them because they reflected the ncb's off my corsa to the astra to make it a little cheaper but if i didn't have the corsa and used all my ncb's on the astra i could have saved almost £300 by going with churchhill with it not being modified i could have played companies off each other easier but if i kept the corsa with brentacre and insured the astra with elswhere i could only use the 1 years ncb iv gained on it and was getting prices £1200-2000 so stayed with Brentacre for another year.
Should get rid of 1 car really to save alot of money but will see how i feel after pvs.
I called Brentacre last year for a quote on my car and then said about adding named drivers and they said straight up "it won't make it go down, we actually charge an admin fee for each named driver you add, so it will go up". Bit of a weird system compared to everyone else.
Numberwang!
Originally posted by AlunJ
I like you Dave, you are a man of men
Originally Whatapp'd by Neo
Dave's maybe capable of a drive-by cuddle
Look at my pictures
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Chris
Premium Member
Registered: 21st Sep 99
User status: Offline
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Everyone thinks its cheaper to insure from drive or garage, so when it comes to claim you say it was on the drive. So % wise on street claims are far less then drive claim, hense the 15% savings, a quick tweek of you job role can also save 10%.
http://www.moneysavingexpert.com/insurance/car-insurance-job-picker/
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M2RTY
Member
Registered: 25th May 01
User status: Offline
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aye done that couple years ago lol, computer analyst was cheapest now and there was a difference between "hospital - doctor" and "doctor - hospital" for my lass lol
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gez bay
Member
Registered: 14th Feb 08
Location: South Wales drives: Vxr
User status: Offline
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Just saved £125 by putting mine on the road instead of garage 
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jrneedo
Member
Registered: 10th Oct 07
Location: Sheffield
User status: Offline
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I've just saved 200 squid outta this. NICE ONE
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mattk
Member
Registered: 27th Feb 06
Location: St. Helens
User status: Offline
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My mum brigs my van insurance down £400 adnd my dad a further £150, it was about £70 less when parked on the street
the 2 times my Punto got done over was when the garage was broke into, they did alot of damage both times
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