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Author looking at this
chloe16v
Member
Registered: 29th Nov 07
Location: Rotherham
User status: Offline
13th Nov 09 at 02:51   View User's Profile U2U Member Reply With Quote
4 bedroom house, 50% shared ownership with a 100% mortgage http://www.findanewhome.com/yorkshire-and-the-humber/south-yorkshire/rotherham/4-bed-semi-detached-house-for-sale/66e239bc-1c7d-4462-9118-7979af6d5048.fap#

whats peoples views on shared ownership properties? and is there anything i should know about them?
Twiggy
Member
Registered: 15th Oct 04
User status: Offline
13th Nov 09 at 07:50   View User's Profile U2U Member Reply With Quote
Looks shit on the outside! Look how small the downstairs windows are!!!

Think developers are going for a narrow 3 story now to get more houses on the land
chloe16v
Member
Registered: 29th Nov 07
Location: Rotherham
User status: Offline
13th Nov 09 at 07:59   View User's Profile U2U Member Reply With Quote
its bigger than what we are in now
Adge
Member
Registered: 28th Aug 04
Location: Lancashire
User status: Offline
13th Nov 09 at 09:03   View User's Profile U2U Member Reply With Quote
think that looks really nice!` go for it!
Kathryn W
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Registered: 12th Oct 03
Location: Widnes, Cheshire
User status: Offline
13th Nov 09 at 09:38   View User's Profile U2U Member Reply With Quote
Im not a fan of these 3 storey houses.

But if you like it and it all add's up etc go for it!
JadeM
Premium Member

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Registered: 9th Feb 06
User status: Offline
13th Nov 09 at 10:31   View Garage View User's Profile U2U Member Reply With Quote
I like that! My cousin had a similar styled house, it was lovely inside
AlunJ
Member
Registered: 3rd Apr 07
Location: Newport
User status: Offline
13th Nov 09 at 12:42   View User's Profile U2U Member Reply With Quote
looks nice, whats the asking price? 50% share is interesting, never seen below 70% share.
I'm buying a shared ownership myself now, 75% share.
I just had to get a mortgage for the 75%, I don't pay anything on the other 25% for 5 years, then I can start paying it back at something stupid like 3%. After 10years if I haven't paid it back I have to sell. But tbh I hope to be selling after the 5years if everything goes to plan.
chloe16v
Member
Registered: 29th Nov 07
Location: Rotherham
User status: Offline
13th Nov 09 at 14:24   View User's Profile U2U Member Reply With Quote
asking price is £65k for the 50% share
Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
13th Nov 09 at 15:53   View User's Profile U2U Member Reply With Quote
cheap enough for 65k for 50%.

130k for a new build is cheap
Twiggy
Member
Registered: 15th Oct 04
User status: Offline
13th Nov 09 at 18:04   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by chloe16v
asking price is £65k for the 50% share


Fucking love it now
AlunJ
Member
Registered: 3rd Apr 07
Location: Newport
User status: Offline
13th Nov 09 at 23:28   View User's Profile U2U Member Reply With Quote
that's cheap as chips
chloe16v
Member
Registered: 29th Nov 07
Location: Rotherham
User status: Offline
14th Nov 09 at 12:19   View User's Profile U2U Member Reply With Quote
going to view it on monday
Neo
Member
Registered: 20th Feb 07
Location: Essex
User status: Offline
19th Nov 09 at 09:39   View User's Profile U2U Member Reply With Quote
How cheap
AlunJ
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Registered: 3rd Apr 07
Location: Newport
User status: Offline
19th Nov 09 at 09:43   View User's Profile U2U Member Reply With Quote
How did the viewing go?
chloe16v
Member
Registered: 29th Nov 07
Location: Rotherham
User status: Offline
19th Nov 09 at 20:36   View User's Profile U2U Member Reply With Quote
we have decided to be sencible and pay our loans off before we get a mortgage as we would be living off almost nothing after paying everything out (bills insurance food loans ect)
AndyKent
Member
Registered: 3rd Sep 05
User status: Offline
19th Nov 09 at 20:41   View User's Profile U2U Member Reply With Quote
Shared ownership is a con anyway, better off not bothering until you can afford something without the so-called 'help'

 
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