Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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My car is taxed for 11 months but pay the insurance monthly.
I want to take my car off the road for a few months while i build up enough cash to trade it in on a new Civic Type R (don't want to take finance).
Can i stick the car in Mum's back garden and just cancel the insurance due to it being still taxed and not due an MOT until next August?
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Jenko_Sport
Member
Registered: 25th May 06
Location: Stoke-on-Trent
User status: Offline
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Yea, if its going in the back garden cash the tax in aswell.
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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quote:
Originally posted by Jenko_Sport
Yea, if its going in the back garden cash the tax in aswell.
I don't want to declare the car off the road. Just re-insure it when i take it in for trade.
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Jenko_Sport
Member
Registered: 25th May 06
Location: Stoke-on-Trent
User status: Offline
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Fair enough, 11 months tax is abit of money towards the car though.
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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Aye, £90 or something. But i'm going to have to tax the car again for 6 months when i need to move it  A load of messing about getting the car put back on the road.
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Jenko_Sport
Member
Registered: 25th May 06
Location: Stoke-on-Trent
User status: Offline
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bah not that much messing mate tbh.
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AK
Member
Registered: 5th Jul 00
Location: Aberdeen City
User status: Offline
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mesing about 
just take v5, ins and mot (if needed) to PO
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ShEp
Member
Registered: 9th Aug 05
Location: Dingwall, Highland
User status: Offline
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declare it sorn till you need it again
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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I may get £90 back now but still going to need to tax it when i sell. So, i may get £90 back now, but still need to fork out £65 when i sell it. cba over £25 in all fairness.
Can I or can I not just cancel the insurance now, inform no-one else, and then reinsure the car when i need to use it in a few months? Car does not need an mot as it's under 3 years old.
[Edited on 06-11-2009 by Andrew]
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James_DT
Member
Registered: 9th Apr 04
Location: Cambridgeshire
User status: Offline
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Yes, as long as the car isn't on the public highway you can just cancel your insurance.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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That sounds like a bad idea
Yours is only going to depreciate loads by the time you come to px it??
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Also I thought the insurance was pennies anyway?
How many months is it going to take you to save up?
Just sell it now!! 
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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£400 a year Colin and just renewed.
I'm looking at getting something else next summer around May. Be going new again   Know it's a bad idea but will be kept and kept mint with low miles.
The car is advertised at the minute but doubt will sell - hence trade as an option. Been offered 4.8k for it but i can get that in 6 months on a trade. Currently worth 5.5k all day long in my eyes!!
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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quote:
Originally posted by James_DT
Yes, as long as the car isn't on the public highway you can just cancel your insurance.
It's getting cleaned this weekend and parked in Mum's garden where it won't get damaged She's actually agreed this this aswell
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Theres no point on gods green earth pro keeping a car sorn'd for 7 months that I can think of!!
Its not mint its got high miles and a few scraped & knocks according to you.
Just get rid of it if you dont need it. Its going to be an expensive ornament lying around & you cannot foresee px prices....what if the used car market takes another bellyflop & its worth 3k next spring.
I really do hope your next jobby's a hedgehog!!!
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Neo
Member
Registered: 20th Feb 07
Location: Essex
User status: Offline
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Sell the car tbh, dont keep it !
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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I just don't want to sell it
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AndyCorsaSport
Member
Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
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What if it got broken into? Set on fire? Vandalised? Stolen? No insurance to claim on then.
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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Its just a liability to you. If it gets stolen you've lost everything. If you're getting poor offers now, what makes you think you will get more in the future? If the value of your car is going up, buy 10 of them and store them all.
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AndyCorsaSport
Member
Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
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quote:
Originally posted by Ian
Its just a liability to you. If it gets stolen you've lost everything. If you're getting poor offers now, what makes you think you will get more in the future? If the value of your car is going up, buy 10 of them and store them all.
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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I've just got attached to it and don't want let it go without anything better. Not been without my own wheels for 9 years. Can't really go pulling chicks in a Belingo
I need to sleep on this!!
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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Sell it or keep it, but don't store it in your garden uninsured.
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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I'm going to take cs's advice here and not keep it uninsured. Will be put in the back garden tomorrow / cleaned and get it advertised on Piston Heads and see if i can get a decent price given it's age, history and motorway miles. End of the day it's only worth what someone will pay though.
Working on my mate to do the body work for a couple of hundred quid Get it mint again.
It's the longest i've ever kept a car and deffo the only one i've driven so much.
Nothing bad will happen to it at my Mum's - there's generally always someone in / two barking mad dogs.
[Edited on 06-11-2009 by Andrew]
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Just px it against a 07 plate CTR with low miles.
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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I've just too many bills to pay at the minute God dam new flat!!
Want new furnture as well / a couple of new rack mounts 
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