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Author fully comp question
chrisritch
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Registered: 2nd Sep 08
Location: Northants Drives: V40
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19th Aug 09 at 02:27   View User's Profile U2U Member Reply With Quote

is there any insurance companies who let ou drive any other insured car third party at 18?
Ian
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Registered: 28th Aug 99
Location: Liverpool
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19th Aug 09 at 02:28   View Garage View User's Profile U2U Member Reply With Quote

Wouldn't think so but it's worth asking.
chrisritch
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Registered: 2nd Sep 08
Location: Northants Drives: V40
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19th Aug 09 at 02:29   View User's Profile U2U Member Reply With Quote

also im on my mums policy atm, if i went fully comp and could find a company who do the above, would i be able to on her policy?
Ian
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Registered: 28th Aug 99
Location: Liverpool
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19th Aug 09 at 02:38   View Garage View User's Profile U2U Member Reply With Quote

Its usually only the policyholder.
*JonnyG*
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Registered: 2nd Jun 08
Location: Lincolnshire
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19th Aug 09 at 02:50   View User's Profile U2U Member Reply With Quote

Have to be over 21 or 25 on churchill, you be best off lookin thru polices t&c
Daveskater
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Registered: 29th Apr 08
Location: Oxford, UK Drives: Jap wagon
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19th Aug 09 at 07:07   View Garage View User's Profile U2U Member Reply With Quote

I think you can on Quinn


Numberwang!

Originally posted by AlunJ
I like you Dave, you are a man of men

Originally Whatapp'd by Neo
Dave's maybe capable of a drive-by cuddle

Look at my pictures
mantamark
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Registered: 19th Jun 06
Location: Northumberland
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19th Aug 09 at 07:45   View User's Profile U2U Member Reply With Quote

Will be policy holder only.
LukeD
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Registered: 23rd Jan 07
Location: Shropshire
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19th Aug 09 at 08:11   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Daveskater
I think you can on Quinn


you sure can!
johnhara1
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Registered: 19th Oct 06
Location: Newcastle upon Tyne
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19th Aug 09 at 09:05   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by *JonnyG*
Have to be over 21 or 25 on churchill, you be best off lookin thru polices t&c


25 with Churchill
johnhara1
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Registered: 19th Oct 06
Location: Newcastle upon Tyne
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19th Aug 09 at 09:07   View User's Profile U2U Member Reply With Quote

Bell used to be they have changed the age limit iirc.

Quinn are the only one i know of but they give me extorsionate quotes.

£2000 for a 1.4 16v GLS @ 23 with 4yrs NCB.

It's £350 with Churchill.
Jakey
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Registered: 4th Jun 07
Location: Sandbach
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19th Aug 09 at 09:09   View Garage View User's Profile U2U Member Reply With Quote

Bell don't have an age limit.

I've been with them for 18 months so far and i just pay a one off payment (about £35) and can drive other peoples cars, third party with the owners permission. Only downfall is, excess is like £850
DaveyLC
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Registered: 8th Oct 08
Location: Berkshire
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19th Aug 09 at 09:16   View User's Profile U2U Member Reply With Quote

Fully comp doesnt mean you can drive other cars TP, it all depends on their own conditions on the policy..

Some TP insurers cover you to drive other vehicles. Its all down to the terms on the policy and whats written on the certificate.
johnhara1
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Registered: 19th Oct 06
Location: Newcastle upon Tyne
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19th Aug 09 at 09:35   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Jakey
Bell don't have an age limit.

I've been with them for 18 months so far and i just pay a one off payment (about £35) and can drive other peoples cars, third party with the owners permission. Only downfall is, excess is like £850


Ah, someone said it had changed.

I have just done a quote with them online and they want £79.99 to add "Drive other cars"

Works out around £550 in total.

Not too bad.
Jakey
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Registered: 4th Jun 07
Location: Sandbach
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19th Aug 09 at 09:39   View Garage View User's Profile U2U Member Reply With Quote

That's the thing that's annoyed me. I've payed £40 every year for the past 2 years to drive other cars. Next year they want £140
johnhara1
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Registered: 19th Oct 06
Location: Newcastle upon Tyne
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19th Aug 09 at 09:44   View User's Profile U2U Member Reply With Quote

added the girlfriend on and it dropped to £300

Might cancel my churchill policy and go with Bell now.
Jakey
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Registered: 4th Jun 07
Location: Sandbach
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19th Aug 09 at 09:45   View Garage View User's Profile U2U Member Reply With Quote

Winner
StueyBoy1989
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Registered: 22nd Feb 07
Location: North West London
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19th Aug 09 at 09:52   View User's Profile U2U Member Reply With Quote

bell is the way forward thats who i'm with. apart from i did a flexibell policy. so i could pick an chose what i want etc.
chrisritch
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Registered: 2nd Sep 08
Location: Northants Drives: V40
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19th Aug 09 at 09:56   View User's Profile U2U Member Reply With Quote

odd your getting silly quotes with quinn, i got a quote of £992 fully comp with 1yr NCB of a saxo VTR modified
johnhara1
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Registered: 19th Oct 06
Location: Newcastle upon Tyne
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19th Aug 09 at 09:59   View User's Profile U2U Member Reply With Quote

I know a few friends who are with Quinn, same age, less NCB than me, live in same post code as me, and have similar insurance grouped cars.

They get quotes in the hundreds, i get them in the thousands.
shaunmods
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Registered: 12th Mar 07
Location: Glascote, Staffordshire
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19th Aug 09 at 10:19   View Garage View User's Profile U2U Member Reply With Quote

As said Quinn let you drive other cars I'm only insured TPFT, 18 years old and have it on my policy
John
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Registered: 30th Jun 03
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19th Aug 09 at 10:21   View User's Profile U2U Member Reply With Quote

Bell may be changing this year, I'll find out soon.

Everytime I get a quote apart from the box for other cars being £80 instead of the £20 it normally is, they want me to phone up, which I will do when I actually need insurance
Richardhhha
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Registered: 29th Sep 07
Location: Croydon, Greater London
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19th Aug 09 at 10:25   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by johnhara1
I know a few friends who are with Quinn, same age, less NCB than me, live in same post code as me, and have similar insurance grouped cars.

They get quotes in the hundreds, i get them in the thousands.


i am finding this problem, got my renewal through from quinn £600+ so thougt fuck it
went loking and got churchill £404 (thats with legal protection and fc)
im 23 with 3 years ncb and quin were asking for £2500 for the car.. plonked in a evo 7 and quote came back as £1,500 fc WTF
antnee
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Registered: 30th Dec 07
Location: Cov Drives: Clio 197
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19th Aug 09 at 11:25   View User's Profile U2U Member Reply With Quote

Just tried bell and quinn for my new car, bell wanted over 4k, quinn wouldn't insure me! Aviva quoted a bit less than 1100 FC! (about 1000 cheaper than anyone else!)
StueyBoy1989
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Registered: 22nd Feb 07
Location: North West London
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19th Aug 09 at 12:53   View User's Profile U2U Member Reply With Quote

whats your new car?
antnee
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Registered: 30th Dec 07
Location: Cov Drives: Clio 197
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19th Aug 09 at 15:11   View User's Profile U2U Member Reply With Quote

Haven't got it yet, but im getting a mk4 ibiza 130hp diesel

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