Wrighty
Member
Registered: 28th Feb 04
Location: Howden
User status: Offline
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does it stop gettin any cheaper after 4 years?
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Richardhhha
Member
Registered: 29th Sep 07
Location: Croydon, Greater London
User status: Offline
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completely miss red the question lol
[Edited on 13-07-2009 by Richardhhha]
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sand-eel
Member
Registered: 15th Mar 07
Location: carluke/braidwood--IRNBRULAND
User status: Offline
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*read*
I thought it was 6 years 
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Richardhhha
Member
Registered: 29th Sep 07
Location: Croydon, Greater London
User status: Offline
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does he mean how many years till you get max no claims? or am i just being a dits
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Wrighty
Member
Registered: 28th Feb 04
Location: Howden
User status: Offline
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iv got 4 now, and im able to protect them - so thought there must be a reason for this ie, it being the most you can have?
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Richardhhha
Member
Registered: 29th Sep 07
Location: Croydon, Greater London
User status: Offline
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11 years is the max iirc but after 4 you can protect them as this is kind of safe guarding yourself
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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Depends on the insurer and what they'll allow. Most say "5 or more".
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Wrighty
Member
Registered: 28th Feb 04
Location: Howden
User status: Offline
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ahhh so im not there yet then, im just allowed to protect them!
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Andy Stocker
Member
Registered: 31st Aug 00
Location: Herts Drives: Porsche 911
User status: Offline
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Have been getting qotes this morning and it used to say 5 or more as Deano says but now the top option is 11+
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willay
Moderator
Organiser: South East, National Events
Premium Member
Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
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my insurer only takes in account 5 or more regardless of teh fact I currently have 7 
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RichR
Premium Member
Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline
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I currently have 8 and my policy shows 8 years no claims - it also says full NCB entitlement and has said that since I had 5 years
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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Right here is one for you....
A year ago when my insurance was up for renewal I decided to change companies. I took a policy out with another company thinking I had 4 years NCD and stayed claim free for the whole year - therefore meaning I now have 5 years NCD.
I was sorting out some paperwork over the weekend and found my NCD entitlement from the company I left last year and it states I had 5 years NCD.
So basically when I renewed I thought I had 4 when in actual fact I had 5. Oops. 
Now because I remained claim free again for the year does that now mean I have 6 years NCD or 5?
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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Wrighty
Member
Registered: 28th Feb 04
Location: Howden
User status: Offline
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if you can prove it yeah?
A-plan just quoted me happy on the impreza £2k ALL mods declared running like 350bhp 
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J da Silva
Member
Registered: 10th Apr 03
Location: The FACTory
User status: Offline
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A-Plan gave me some good qoutes for my new P1, but there was only one other firm who could beat it and that was Keith Michaels Plc, A-Plan quotes me £475 FC with 7years NCB protected, Keith Michaels did it me for £410 and threw in a shiney keyring.
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22B
Member
Registered: 9th Sep 04
User status: Offline
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quote:
Originally posted by J da Silva
A-Plan gave me some good qoutes for my new P1, but there was only one other firm who could beat it and that was Keith Michaels Plc, A-Plan quotes me £475 FC with 7years NCB protected, Keith Michaels did it me for £410 and threw in a shiney keyring.
just had a look at the pic of your P1 in your garage, awesome car, looks stunning. One day I will own a 2 door impreza
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J da Silva
Member
Registered: 10th Apr 03
Location: The FACTory
User status: Offline
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Thanks 22b, it's taken me a while to find a mint one and find one where the owner has looked after it, 9,000 after rebuild, lovely to drive, upto now it's the best car I've ever owned.
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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quote:
Originally posted by 22B
quote:
Originally posted by J da Silva
A-Plan gave me some good qoutes for my new P1, but there was only one other firm who could beat it and that was Keith Michaels Plc, A-Plan quotes me £475 FC with 7years NCB protected, Keith Michaels did it me for £410 and threw in a shiney keyring.
just had a look at the pic of your P1 in your garage, awesome car, looks stunning. One day I will own a 2 door impreza
Fuck the car how about all the women 
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3lfz
Member
Registered: 16th Nov 08
Location: Torquay
User status: Offline
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quote:
Originally posted by MarkM
quote:
Originally posted by 22B
quote:
Originally posted by J da Silva
A-Plan gave me some good qoutes for my new P1, but there was only one other firm who could beat it and that was Keith Michaels Plc, A-Plan quotes me £475 FC with 7years NCB protected, Keith Michaels did it me for £410 and threw in a shiney keyring.
just had a look at the pic of your P1 in your garage, awesome car, looks stunning. One day I will own a 2 door impreza
Fuck the car how about all the women
What a great find 
[Edited on 15-07-2009 by 3lfz]
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swill_omnibus
Member
Registered: 12th Dec 07
Location: : S. wales Drives: Dodge Caliber
User status: Offline
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Majority of companies is 5 or 5 or more.
But some companies (eg TheAA) will accept up to 9 years NCD.
MarkM: If you kept all your documentations and explained the situation to your next renewal it "might" be ok to claim 6 (if company accept 6) as NCD have a 2 year shelf life so you might be ok.
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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I don't think the the 2 year shelf life stuff applies as I still used the same series of NCDs - I just told them I had 1 less years NCD than I actually do.
Should be ok I think.
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