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Author Insurance - Does this breach my rights?
Tiger
Member

Registered: 12th Jun 01
Location: Leicestershire Drives:Astra VXR
User status: Offline
19th Feb 03 at 16:49   View User's Profile U2U Member Reply With Quote

Ive just renewed my insurance and i was quoted 760 quid with protected no claims bonus (this was an official insurance renewal cover summary which said "your renewal price is based on the above details)

Now i have rang up and she said the details have changed and that my insurance is going to be 830 quid to keep my protected no claims bonus (or 760 quid to drop my protected no claims bonus) instead of what was stated on the renewal form. So my insurance has actually gone up

Where do i stand do you think?

Ben_

[Edited on 19-02-2003 by Tiger]
Marcus_Foster
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Registered: 14th Apr 02
Location: Bristol.....Drives: BMW E46
User status: Offline
19th Feb 03 at 16:51   View User's Profile U2U Member Reply With Quote

if you have your first quote in writing and it states everything then that counts as your insurance policy.
Tiger
Member

Registered: 12th Jun 01
Location: Leicestershire Drives:Astra VXR
User status: Offline
19th Feb 03 at 16:53   View User's Profile U2U Member Reply With Quote

It says at the top of the form

"Car Insurance Renewal Cover Summary"

My details have stayed the same, they have changed the price since the form was sent to me and my insurance has gone up - even more than it was last year.

[Edited on 19-02-2003 by Tiger]
Marcus_Foster
Member

Registered: 14th Apr 02
Location: Bristol.....Drives: BMW E46
User status: Offline
19th Feb 03 at 16:56   View User's Profile U2U Member Reply With Quote

send a photocopy to them and kick up a load of shit.
What company is it?
Try liverpool victoria.
Tiger
Member

Registered: 12th Jun 01
Location: Leicestershire Drives:Astra VXR
User status: Offline
19th Feb 03 at 17:01   View User's Profile U2U Member Reply With Quote

Its the RAC - and they get quotes off 18 companys to get the cheapest one.
avenger
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Registered: 2nd May 01
Location: Preston
User status: Offline
19th Feb 03 at 17:07   View User's Profile U2U Member Reply With Quote

the searching different companys is rubbish - cause i got cheaper quotes from companys that had already been 'searched' on my behalf

best thing (although its a pain) is just to ring up as many as u can find

[Edited on 19-02-2003 by avenger]
Tiger
Member

Registered: 12th Jun 01
Location: Leicestershire Drives:Astra VXR
User status: Offline
19th Feb 03 at 17:11   View User's Profile U2U Member Reply With Quote

Ive paid it for now but i can still hunt for better quotes and cancel my insurance if i get a better one.

I thought it was a bit out of order thats all.
avenger
Member

Registered: 2nd May 01
Location: Preston
User status: Offline
19th Feb 03 at 17:25   View User's Profile U2U Member Reply With Quote

careful they dont slap you with a % cancellation fee
a_hornett
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Registered: 19th Jan 03
Location: Essex, UK
User status: Offline
19th Feb 03 at 17:27   View User's Profile U2U Member Reply With Quote

they wont slap you with anything if you threaten to take your custom elsewhere. although, if you check the fine print there's almost certain to be a "we reserve the right to generally fuck you over at any time" clause
Makarus
Member

Registered: 25th Jun 02
Location: Nottingham/Derbyshire Boarder.
User status: Offline
19th Feb 03 at 17:49   View User's Profile U2U Member Reply With Quote

RAC my search them but then they put commision on top. My ex girlfriends dad did the same thing with his own company, insurance broker.

Try http://www.liverpool-victoria.co.uk and get a quote direct from them.

If they sent you that letter then you just quopte what the letter says to them, if they dont believe you then send them a copy of it. Its a binding contract to give you the cover and all included when you pay the indicated price.

 
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