ARD1
Member
Registered: 4th May 04
Location: Notts
User status: Offline
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I recently passed my bike test and have put a deposit down on my first bike, I know there are a few bikers on here and was wondering where they try for there insurance and if they bother with clothing cover etc as well?
Does it make much difference haveing named locks etc?
Any help would be great
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Mobby
Member
Registered: 31st Dec 07
Location: Leicestershire
User status: Offline
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Mce are good.
and with he locks etc, they all have different ratings, make sure they are thatcham approved, i cant remember but i think they have different series, gold, silver and bronze .
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ARD1
Member
Registered: 4th May 04
Location: Notts
User status: Offline
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so is it worth spending decent money on the named stuff as they vary from 30.00 to 150? it has an alrm already and factory imob.
Has any one used bikesure part of the adrian flux group seem cheap
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Half Pint
Member
Registered: 25th Mar 02
User status: Offline
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if you really want the bike to be there when you get back it's always best to chain it to something....
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Daimo B
Member
Registered: 20th Mar 00
User status: Offline
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Hastings Direct for a few years, very good quotes. Check the details though!!!!
Last month i used that bike comparison insurance site (google it), and it did actually save me £140 (not bad on a £140 policey  ) from what my ACTUAL insurer could re-offer me, so worth checking.
Carol Nash/Bennets for multi bike policey.
Check details, some give clothing cover, some dont, likewise some policies will let you ride other bikes, ride to Europe, etc etc... So whatever the price, check the details as its more involved than a car policy.
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Daimo B
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Registered: 20th Mar 00
User status: Offline
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quote:
Originally posted by ARD1
so is it worth spending decent money on the named stuff as they vary from 30.00 to 150? it has an alrm already and factory imob.
Has any one used bikesure part of the adrian flux group seem cheap
Yes...
Stay away...
Like Adrian Flux, they give you a nice cheap quote, but god help you should you actually need to claim. Got time to write a novals worth of paperwork? Deal with arrogent sh1tty retarded staff....
Stear clear is my advice. Overall cheapest price is bar far the best usually... Check the details.
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crazybrightman
Member
Registered: 30th Mar 09
Location: leicestershire
User status: Offline
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check tesco compare bike insureance very very cheap!
locks dont make much differance tbh (to the price) but its quite likely it will go missing if its not chained to something!
a garage will be by far your biggest saving.
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ARD1
Member
Registered: 4th May 04
Location: Notts
User status: Offline
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bike will be locked etc and garaged, ive just been on the bike insurer and bikesure where second, behind h and r insurance. Anygood? are in mcn and other mags etc
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ARD1
Member
Registered: 4th May 04
Location: Notts
User status: Offline
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tesco bring up h and r again at 657.00 with NIG ,
MCE are 701.00 with lloyds. What do you think
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crazybrightman
Member
Registered: 30th Mar 09
Location: leicestershire
User status: Offline
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bloomin eck thats alot! then again im still on my 125 only £97 a year!
i take it you have no noclaims? could be difficult, try lexham insurance thats who i was with for a couple of years before i had any no claims.
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fir3vip3r
Member
Registered: 14th Jun 06
Location: Stevenage, Hertfordshire
User status: Offline
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im paying £450 a year tpft on my daytona 600 at 19 with 0 ncb.
thats with mce
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Warren G
Member
Registered: 14th May 06
Location: Kent
User status: Offline
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MCE
were about £200 cheaper on my moto than anyone else - some wouldnt even insure me
now a amazingly low quote of £128 for my 600!! bare in mind it was £350 odd last year!
still tried to see if could get it lower, 
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richc
Member
Registered: 24th Mar 07
Location: Ilkeston
User status: Offline
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I pay about £250 (well pushes 300 with interest on monthly payments) on my imported Yam FZR 400 which isnt kept in a locked garage, no security features etc. All real details i gave them.
That is with MCE, but they have a massive excess, so its all swings and round abouts.
Thats 19 with 1 years NCB
I can insure CBR600RR for same price and the likes of R6's etc
Only reason i didnt buy one because i didnt want to learn to run before i could walk 
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richc
Member
Registered: 24th Mar 07
Location: Ilkeston
User status: Offline
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What bike btw?
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ARD1
Member
Registered: 4th May 04
Location: Notts
User status: Offline
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Well it's a 636 ninja on a 06 so new it was going to be expensive, but the street triple I also wanted where to expensive, but only 500 fully comp. I'll keep looking but think he will be cheapest
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richc
Member
Registered: 24th Mar 07
Location: Ilkeston
User status: Offline
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Where abouts in notts bud?
How old are you etc?
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ARD1
Member
Registered: 4th May 04
Location: Notts
User status: Offline
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It's Sheffield mate, I'm 26
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PaulW
Member
Registered: 26th Jan 03
Location: Atherton, Greater Manchester
User status: Offline
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Have a look on swiftcover for a quote.
I passed my test last Thursday (DAS), and looking at a Bandit 750 or 1200 for a first bike. So far quoted £222 fully comp, and £137 TPFT. This is also declared as parked on a driveway, no alarm on the bike, pillion cover, can ride any other bike, includes commuting and 6k miles a year.
27, 1 year NCB on bike (riding a 125 while only having CBT), and have 6 points (SP50, SP30)
[Edited on 08-06-2009 by PaulW]
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ARD1
Member
Registered: 4th May 04
Location: Notts
User status: Offline
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It's group 16. 3900 garage cat 1. Looking at 657 tpft from h&r still seems a lot. But only did cbt march and full last week so prob about right?
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richc
Member
Registered: 24th Mar 07
Location: Ilkeston
User status: Offline
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Might be because of that.
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ARD1
Member
Registered: 4th May 04
Location: Notts
User status: Offline
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Leather cover is 20 and up to a value of 1000. worth while?
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Warren G
Member
Registered: 14th May 06
Location: Kent
User status: Offline
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sees okay
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