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corsa_nation

Member

Registered: 27th Dec 04
Location: Wiltshire
User status: Offline

16th May 09 at 18:01

If you have this option on your policy, are there any limitations as to what other vehicles you can drive?

Nic Barnes

Member

Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline

16th May 09 at 18:02

i found i couldnt drive one without wheels

andyc1234

Member

Registered: 7th Nov 06
Location: Lancashire
User status: Offline

16th May 09 at 18:04

does help

Nic Barnes

Member

Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline

16th May 09 at 18:05

i reckon the limitations will only come into it if you crash. reading through my insurance it doesnt say there is a valuation limit anywhere but id imagine there is.

drbeansri

Member

Registered: 10th Dec 06
Location: Hertfordshire / Plymouth
User status: Offline

16th May 09 at 18:06

have to be 21, vehicle cost inder 60k. (that what they said when i phoned to check)

SportBoy

Member

Registered: 5th Oct 01
Location: Retford, Nottinghamshire
User status: Offline

16th May 09 at 18:08

i dont think there is any limitations as most of the time if not all the time your only covered 3rd pary. so if your mate lets you go for a spin in his 911 turbo and you stack it your gonna be painting his shed for the next 300 summers.

Andy Stocker

Member

Registered: 31st Aug 00
Location: Herts Drives: Porsche 911
User status: Offline

16th May 09 at 18:10

You have to have the owners permission and it has to be insured by them

Dan295

Member

Registered: 9th Oct 06
Location: London
User status: Offline

16th May 09 at 18:10

you dont have to be over 21 as i've got it

shaunmods

Premium Member

Registered: 12th Mar 07
Location: Glascote, Staffordshire
User status: Offline

16th May 09 at 18:15

quote:
Originally posted by Dan295
you dont have to be over 21 as i've got it

same here

stu_c

Member

Registered: 11th Dec 07
Location: Westleigh, Greater Manchester
User status: Offline

16th May 09 at 18:17

quote:
Originally posted by Nic Barnes
i found i couldnt drive one without wheels

i love your sarcasm nic it chirps me up after a day at work lol

am4nf

Member

Registered: 27th Jul 08
Location: South Ayrshire Drives: Corsa Sport
User status: Offline

16th May 09 at 18:20

my insurance says im not allowed on my policy, but when i renew im getting it as its much eaasier

Paul_J

Member

Registered: 6th Jun 02
Location: London
User status: Offline

16th May 09 at 18:28

quote:
Originally posted by shaunmods

quote:
Originally posted by Dan295
you dont have to be over 21 as i've got it

same here

I'm over 21 and they told me I had to wait till I was 25

Rich H

Member

Registered: 26th Oct 05
Location: West Sussex Drives: E46 M3
User status: Offline

16th May 09 at 18:29

Have to read the small print I'd imagine. Usually there's a price bracket and also usually not commercial vehicles.

dean101287

Member

Registered: 22nd Jul 07
Location: Cardiff
User status: Offline

16th May 09 at 18:31

Mine doesnt say I can or cant

Colin

Member

Registered: 4th Apr 02
User status: Offline

16th May 09 at 18:40

There probably wont be any limitations as there not giving you cover against that car only 3rd parties, so yeah your probably limited by whoevers willing to give you their expensive car to hoon around in without it being covered if you smash it. I know I wouldnt be comfortable driving a car worth more than a couple grand with the understanding that if I crash it im going to have to either leave the country or find some way to pay for it.

I drive jades car & my old mans occassionally & im down as a named driver on both, if I wasnt id not be too keen on driving them!!

Colin

Member

Registered: 4th Apr 02
User status: Offline

16th May 09 at 18:41

quote:
Originally posted by dean101287
Mine doesnt say I can or cant

usually you need to ask for it to be added, & if it doesnt say then you've not got it.

Ive not got it & im over 25. I had it a few years ago tho when I was insured through direct line.

Jay

Member

Registered: 26th Sep 04
Location: Liverpool
User status: Offline

16th May 09 at 18:45

quote:
Originally posted by Paul_J

quote:
Originally posted by shaunmods

quote:
Originally posted by Dan295
you dont have to be over 21 as i've got it

same here

I'm over 21 and they told me I had to wait till I was 25

Same

John

Member

Registered: 30th Jun 03
User status: Offline

16th May 09 at 18:46

I can drive what car I want, nothing on mine to say that there's any conditions.

Butler

Member

Registered: 2nd Jun 05
Location: London
User status: Offline

16th May 09 at 19:29

No vans and no convertibles iirc

harrisp

Member

Registered: 15th Dec 07
Location: Derbyshire
User status: Offline

16th May 09 at 21:16

quote:
Originally posted by John
I can drive what car I want, nothing on mine to say that there's any conditions.

With quinn you arent covered to drive open top safari vehicles

dale_sri_2009

Member

Registered: 10th Jan 09
Location: Upton/Wirral
User status: Offline

16th May 09 at 21:33

i was under the impression if you had third party cover yourself you couldent drive eny car but your own :S

shaunmods

Premium Member

Registered: 12th Mar 07
Location: Glascote, Staffordshire
User status: Offline

16th May 09 at 21:53

quote:
Originally posted by dale_sri_2009
i was under the impression if you had third party cover yourself you couldent drive eny car but your own :S

Not according to my policy mate

Ojc

Member

Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline

16th May 09 at 22:23

Just make sure the car you are driving is insured by the owner.

richc

Member

Registered: 24th Mar 07
Location: Ilkeston
User status: Offline

17th May 09 at 10:43

So does it claim off yours or the owners insurance?

What happens if the owner gives you permission to drive it, and you have the term in the contract saying you can drive it 3rd party, but the owners insurance states no other people can drive it!

Its abit of a grey area if you ask me. There is 19 yr old lads running around here with audi tt's, fiat coupe turbo etc doing this. They insure a little 1.6 hatch back, get their parents to insure it, and drive them this way.

I think its shadey tbh!

chr15barn3s

Member

Registered: 5th Oct 03
Location: Farnborough
User status: Offline

17th May 09 at 10:47

quote:
Originally posted by Paul_J

quote:
Originally posted by shaunmods

quote:
Originally posted by Dan295
you dont have to be over 21 as i've got it

same here

I'm over 21 and they told me I had to wait till I was 25

I had it at 19 on my VR6. Then they took it off for renewal but I bought a mk1 golf the other day and that policy has it. Its quite handy at times.

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