Bonney
Member
Registered: 14th Nov 04
Location: St Helens
User status: Offline
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Suppose its just another pointless rant, so here it goes
Just got a quote on a car ive been looking at, A 2000 golf gt tdi and it came to just under £600. Phoned my current insurers (Admiral) to see how much it would be to swap my current car over to the car im going to look at and they said it would be an extra £350 until the end of my policy, which is about 5 months away, which would take my current premium to well over £1000!
How do they work it all out, do they just pick numbers from anywhere.
Just trying to decide weather to change policys completely and get the new car, loosing out on this years no claims i have built up, or to be ripped off just for the sake of the extra years no claims.
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Jenko_Sport
Member
Registered: 25th May 06
Location: Stoke-on-Trent
User status: Offline
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Oh yes got to love it
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Bonney
Member
Registered: 14th Nov 04
Location: St Helens
User status: Offline
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And the police wander why there are so many un insured drivers around. It works out cheaper to just keep getting the fines!
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Jenko_Sport
Member
Registered: 25th May 06
Location: Stoke-on-Trent
User status: Offline
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True dat.
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Ricky352
Member
Registered: 6th Apr 07
Location: Northern Ireland
User status: Offline
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They are all bastards lol.
I was insured on a Sport with Quinn, the policy was due to end in august. Got an old GTE so phoned them to change the cars over and they told me I will have to cancel my policy as they dont insure cars over 20 years old!!!!!!!!!!!!!
I agree, I think they just make the numbers up. My mate lied to a company recently about a quote he had from a rival company so they dropped their price lol
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SeanXE
Member
Registered: 17th Jan 09
Location: Luton
User status: Offline
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Not expensive really, my heart nearly stopped when I got a quote for mine... £2500 
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Bonney
Member
Registered: 14th Nov 04
Location: St Helens
User status: Offline
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What was the name of that company that most people use on here, is it brentacre? May see what they are like
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antnee
Member
Registered: 30th Dec 07
Location: Cov Drives: Clio 197
User status: Offline
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I have payed £2400 this year in insurance (£2k premium, £200 interest, £200 to change cars), and Ive got a quote for next policy for £1100
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will_ainsworth
Member
Registered: 8th Jun 07
Location: London, UK
User status: Offline
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quote:
Originally posted by antnee
I have payed £2400 this year in insurance (£2k premium, £200 interest, £200 to change cars), and Ive got a quote for next policy for £1100
lol i pay half of that for the cupra at 18yrs old with 1yncb ... mines now 1200 at 19 with 2yrs 
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BarnshaW
Member
Registered: 25th Oct 06
User status: Offline
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quote:
Originally posted by antnee
I have payed £2400 this year in insurance (£2k premium, £200 interest, £200 to change cars), and Ive got a quote for next policy for £1100
is ur ibiza a 1.6?
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chrex
Member
Registered: 26th Aug 07
Location: Brawdy/Wirral
User status: Offline
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yep...brentacre. give em a ring! Really cool guys and they dont charge when you mod. Also, they dont care about cosmetic mods, they give you a BHP limit and so long as you dont breach that, its all good.
If you want to up your limit, they normally either charge a tiny bit extra or up your excess.
01792 659933 
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AndyKent
Member
Registered: 3rd Sep 05
User status: Offline
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I'm with Norwich Union and their awesome.
21 years old, 2006 Golf TDi - £350 fully comp 
Had a total loss claim last year as well  (though I did have protected no claims)
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Bonney
Member
Registered: 14th Nov 04
Location: St Helens
User status: Offline
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Just been and looked at it, Loved how it looked and how it drove. History from the moment it was bought, just needs a new set of tyres but they said they would put them on before it goes. Just been serviced and MOT'd which is a bonus too
Here is a quick pic
Just having a think about it all tonight!
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Kurt
Member
Registered: 23rd Oct 05
Location: Hi
User status: Offline
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have you tried a quote from elphant with your mum or dad on it?
im insured with them and pay 900 a year fc (first own name policy with 3 points) with my mum and dad insured.. they brought it down by about £200
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Bonney
Member
Registered: 14th Nov 04
Location: St Helens
User status: Offline
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Elephant wanted nearly £1200 with me and my dad on (as we both use the car) It wouldn't have brought it down if i would have put my mum on as she has a medical condition on her licence.
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JM_16v
Member
Registered: 17th Oct 05
Location: Essex Drives: GLC63S
User status: Offline
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tbh they can do as they wish, you enter into a contract, you want to change that contract they can jsut turn around and say no or sting you for it
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sand-eel
Member
Registered: 15th Mar 07
Location: carluke/braidwood--IRNBRULAND
User status: Offline
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Elephant was quite good when I changed from the corsa to the bmw had 2 weeks left until renewal and they charged me only £16 for the bmw for 2 weeks
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antnee
Member
Registered: 30th Dec 07
Location: Cov Drives: Clio 197
User status: Offline
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quote:
Originally posted by will_ainsworth
lol i pay half of that for the cupra at 18yrs old with 1yncb ... mines now 1200 at 19 with 2yrs
I know a lad in derby, got a black mk3 cupra, hes 18 almost 19, but all my quotes are shit for a cupra. Gooing mk4 ibiza tdi next though
quote:
Originally posted by BarnshaW
is ur ibiza a 1.6?
Yup
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Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
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you pay 2k to insure a 1.6 ibiza? the price isnt as rediculous as the fact that you pay it for a 1.6
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philip2
Member
Registered: 1st Oct 06
Location: n.wales/chester
User status: Offline
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i got a qoute for £1800fc for my corsa....ok not exactly a corsa now tbh lol but with everything declared. and with my polo that i use for work and chucking bits in etc would be £2200.
so i rang up about a traders policy. just turned 22. any car, engine cc, sd and commute, own car, any time etc £1400 FC up to 10k.(4years protect ncb too. i know what ill be doing when i finish the corsa(last year being 21 and 3 years same policy would of cost £2500). and by time corsa is built i may have 5years ncb
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richc
Member
Registered: 24th Mar 07
Location: Ilkeston
User status: Offline
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quote:
Originally posted by antnee
quote:
Originally posted by will_ainsworth
lol i pay half of that for the cupra at 18yrs old with 1yncb ... mines now 1200 at 19 with 2yrs
I know a lad in derby, got a black mk3 cupra, hes 18 almost 19, but all my quotes are shit for a cupra. Gooing mk4 ibiza tdi next though
Is his name tom?
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mattk
Member
Registered: 27th Feb 06
Location: St. Helens
User status: Offline
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you will NEVER get rid of that Ibiza, you will have that for the rest of your life
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Bonney
Member
Registered: 14th Nov 04
Location: St Helens
User status: Offline
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No i wont, Time to change i thinks, Had it too long now!
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mattk
Member
Registered: 27th Feb 06
Location: St. Helens
User status: Offline
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stop thinking then and get it gone 
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Bonney
Member
Registered: 14th Nov 04
Location: St Helens
User status: Offline
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Finding the extra money right now!
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