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Author woop woop reinsured for another year
Colin
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Registered: 4th Apr 02
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9th Feb 09 at 22:15   View User's Profile U2U Member Reply With Quote
Policy runs out tomorrow & id kind of forgotton to do anything about it.

Anyway got a quote through moneysupermarket.com for £236.70 through admiral. Pretty cheezed with that as it was 440-ish last year & my renewal had come in at £375.00 from direct line.

Dropped down to TPFT this year as my cars not worth much now.
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
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9th Feb 09 at 22:19   View User's Profile U2U Member Reply With Quote
is that with your claims and stuff?
stubbsy05
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Registered: 23rd Oct 02
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9th Feb 09 at 22:21   View User's Profile U2U Member Reply With Quote
Is TPFT actually cheaper?

On my last 2 cars and present one (all worth under £1k), Fully Comp is actually cheaper than TPFT?!
Colin
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Registered: 4th Apr 02
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9th Feb 09 at 22:22   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by deano87
is that with your claims and stuff?


Yup includes

Claims
Mods
Protected NCB
Colin
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Registered: 4th Apr 02
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9th Feb 09 at 22:25   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Alex.S
Is TPFT actually cheaper?

On my last 2 cars and present one (all worth under £1k), Fully Comp is actually cheaper than TPFT?!


Who knows

If my cars only worth <3k I just go with TPFT...always have do it that way!!

I think theres a saving!?
John
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Registered: 30th Jun 03
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9th Feb 09 at 22:27   View User's Profile U2U Member Reply With Quote
If it's only 50 quid it's not really a saving if you crash a 3k car.
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
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9th Feb 09 at 22:31   View User's Profile U2U Member Reply With Quote
I need to become a 'mature' driver
Colin
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Registered: 4th Apr 02
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9th Feb 09 at 22:31   View User's Profile U2U Member Reply With Quote
Well statisticly my chances of crashing (at fault) is 1:10. As ive been on the roads for 10yrs & only stacked my car once!! Pretty good odds imo...worth a gamble


Tried to get a comp quote but most the systems are down (Admiral etc stops giving quotes at 220?) cheapest is £400.40 just now.

Im not bothered, quite happy with TPFT, if I crash then its probably for being a cock & I deserve to take the hit. Good way to look at it no?

[Edited on 09-02-2009 by Colin]
Colin
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Registered: 4th Apr 02
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9th Feb 09 at 22:33   View User's Profile U2U Member Reply With Quote
Oh & my voluntary excess is £0
Twiggy
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Registered: 15th Oct 04
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9th Feb 09 at 22:33   View User's Profile U2U Member Reply With Quote
how old are you?
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
9th Feb 09 at 22:34   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Colin
Oh & my voluntary excess is £0

Git. My excesses all in are something like £500



Colin
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Registered: 4th Apr 02
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9th Feb 09 at 22:36   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Twiggy
how old are you?


a young looking 26
Twiggy
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Registered: 15th Oct 04
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9th Feb 09 at 22:36   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Colin
quote:
Originally posted by Twiggy
how old are you?


a young looking 26


coughbullshitcough

i am 26 this year

have you not got braded hoses?

[Edited on 09-02-2009 by Twiggy]
Colin
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Registered: 4th Apr 02
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9th Feb 09 at 22:38   View User's Profile U2U Member Reply With Quote
ok ok, GOOD LOOKING 26


























































Colin
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Registered: 4th Apr 02
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9th Feb 09 at 22:39   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Twiggy

have you not got braded hoses?



Nope & ive no intentions to get any
Twiggy
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Registered: 15th Oct 04
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9th Feb 09 at 22:39   View User's Profile U2U Member Reply With Quote
pics/vids
swill_omnibus
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Registered: 12th Dec 07
Location: : S. wales Drives: Dodge Caliber
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9th Feb 09 at 22:39   View User's Profile U2U Member Reply With Quote
Depends sometimes on TPFT and COMP. If getting quotes through a breaker, some of them may not want to cover you TPFT so when you then ask them for COMP they can be competitive.

Whats your compulsory excess?
Twiggy
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Registered: 15th Oct 04
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9th Feb 09 at 22:40   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by swill_omnibus
Depends sometimes on TPFT and COMP. ,If getting quotes through a breaker some of them may not want to cover you TPFT so when you then ask them for COMP they can be competitive.

Whats your compulsory excess?


He has not crashed yet!!!
swill_omnibus
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Registered: 12th Dec 07
Location: : S. wales Drives: Dodge Caliber
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9th Feb 09 at 22:41   View User's Profile U2U Member Reply With Quote
lol nah soz, meant through a broker
Twiggy
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9th Feb 09 at 22:44   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by swill_omnibus
lol nah soz, meant through a broker


ohhh right!
Colin
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Registered: 4th Apr 02
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9th Feb 09 at 22:49   View User's Profile U2U Member Reply With Quote
No idea probably standard £150 or so?
stubbsy05
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Registered: 23rd Oct 02
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9th Feb 09 at 23:09   View User's Profile U2U Member Reply With Quote
Colin, try the same quote at fully comp and see what the difference is? I'm curious
Colin
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Registered: 4th Apr 02
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9th Feb 09 at 23:19   View User's Profile U2U Member Reply With Quote
Online quotes are down for tonight, i'll get one tomorrow. I would imagine it to be upwards of £300.
Paul_J
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Registered: 6th Jun 02
Location: London
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9th Feb 09 at 23:26   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Colin
quote:
Originally posted by Alex.S
Is TPFT actually cheaper?

On my last 2 cars and present one (all worth under £1k), Fully Comp is actually cheaper than TPFT?!


Who knows

If my cars only worth <3k I just go with TPFT...always have do it that way!!

I think theres a saving!?


I always go TPFT ... there blatently is always a good saving.

Think I only pay about £290-£350 for the gti TPFT. Reckon it'd be at least 500 quid Fully comp
John
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Registered: 30th Jun 03
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9th Feb 09 at 23:32   View User's Profile U2U Member Reply With Quote
There isn't always blatantly a good saving.
As has already been said it's sometimes cheaper to go fully comp.

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