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Author Why is there such a difference in insurance?
Whittie
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Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
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13th Jan 09 at 19:46   View User's Profile U2U Member Reply With Quote
Clio 182 Trophy - £803
Civic Type R - £1480

Any idea why it's so much more??

What are the main difference's that could effect the insurance?
fir3vip3r
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Registered: 14th Jun 06
Location: Stevenage, Hertfordshire
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13th Jan 09 at 19:46   View User's Profile U2U Member Reply With Quote
vtec.
johnhara1
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Registered: 19th Oct 06
Location: Newcastle upon Tyne
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13th Jan 09 at 19:47   View User's Profile U2U Member Reply With Quote
@ vtec
IvIarkgraham
Premium Member

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Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
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13th Jan 09 at 19:48   View Garage View User's Profile U2U Member Reply With Quote
its a sign telling you to buy my trophy
Jakey
Premium Member

Registered: 4th Jun 07
Location: Sandbach
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13th Jan 09 at 19:48   View Garage View User's Profile U2U Member Reply With Quote
I find that whenever i try to insure something Jap. The difference between a 1.6 sport and 1.6 Vtec is horrendous.
AcidK1
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Registered: 24th Dec 08
Location: ludlow
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13th Jan 09 at 19:48   View User's Profile U2U Member Reply With Quote
power? desirability by thieves? boy racer car??
dan-sport
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Registered: 9th Oct 07
Location: Bushbury, West Midlands
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13th Jan 09 at 19:49   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Jakey
I find that whenever i try to insure something Jap. The difference between a 1.6 sport and 1.6 Vtec is horrendous.


probably because the power difference?
IvIarkgraham
Premium Member

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Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
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13th Jan 09 at 19:49   View Garage View User's Profile U2U Member Reply With Quote
the trophy also has a better alarm
Ste L
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Registered: 3rd Jul 06
Location: Manchester Drives: 106 16v Rallye
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13th Jan 09 at 19:49   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by IvIarkgraham
its a sign telling you to buy my trophy



want rid already??????
Robin
Premium Member

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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
User status: Offline
13th Jan 09 at 19:52   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Whittie
What are the main difference's that could effect the insurance?


Repair costs, parts costs for example, if they're more, it'll cost more to repair in a prang, so the insurance is more.

More CTRs get crashed maybe? or stolen, or both, if that's the case, that'll bump the premiums up too.
bolton
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Registered: 2nd Dec 05
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13th Jan 09 at 21:01   View User's Profile U2U Member Reply With Quote
mad sum insurance quotes
i went from a mk3 astra gsi to a cav turbo and the cav was cheaper, got a refund!
waters
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Registered: 28th Jan 08
Location: Todmorden, West Yorkshire
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13th Jan 09 at 21:14   View User's Profile U2U Member Reply With Quote
I got 2 quotes today (seperate cars)

1996 1.4 corsa......£600 fully comp 10k miles per year which I paid last year....but wait for it............

1948 Alvis......£198 fully comp 4500k miles per year free road tax too

the Alvis will (when restored) be worth a lot lot more than my corsa

waters
LeeM
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Registered: 26th Sep 05
Location: Liverpool
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13th Jan 09 at 21:30   View User's Profile U2U Member Reply With Quote
same here, 182 - £1200
type r - £1600
saxo vts - £1400
ali_corsa
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Registered: 30th Jun 07
Location: Tamworth Drives: Focus st
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13th Jan 09 at 21:38   View User's Profile U2U Member Reply With Quote
ever thought about the ncap raiting the clio is 5 starts if i recall not sure on the type r though
JM_16v
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Registered: 17th Oct 05
Location: Essex Drives: GLC63S
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13th Jan 09 at 23:02   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Jakey
I find that whenever i try to insure something Jap. The difference between a 1.6 sport and 1.6 Vtec is horrendous.

as your drive the civic more as it will break less? and the fact it has near on 60bhp more
flybikeslee
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Registered: 2nd Jan 07
Location: Liverpool
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13th Jan 09 at 23:05   View User's Profile U2U Member Reply With Quote
no one robs clio's more desirable?

 
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