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Author anyone doing a project with a mates?
Corsa Sport Gav
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Registered: 12th Feb 03
Location: Durham, County Durham Drives: A6 Allroad
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6th Jan 09 at 18:14   View User's Profile U2U Member Reply With Quote
how did you go about insuring the for both of you too drive?
Corsa Matt
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Registered: 6th Sep 08
Location: West Sussex, Drives: Vectra B and Golf GTi
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6th Jan 09 at 18:46   View User's Profile U2U Member Reply With Quote
I insured the car in my name, My mate has Fully comp insurance and can drive any car with owners permission.
DAZ1985
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Registered: 3rd Sep 06
Location: Scholar Green, Cheshire
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6th Jan 09 at 18:49   View User's Profile U2U Member Reply With Quote
Work out who is the cheaper to be the policy holder, then stick your mate on as a named driver then go halfs on the cost
MatthewR
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Registered: 21st Oct 02
Location: Rickmansworth
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6th Jan 09 at 18:51   View User's Profile U2U Member Reply With Quote
I didnt think Fully Comp insurance allows you to drive other peoples cars?
richc
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Registered: 24th Mar 07
Location: Ilkeston
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6th Jan 09 at 18:52   View User's Profile U2U Member Reply With Quote
Depends what your policy says
ash_corsa
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Registered: 15th Apr 04
Location: Shrewsbury
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6th Jan 09 at 18:56   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by MatthewR
I didnt think Fully Comp insurance allows you to drive other peoples cars?


Have to be 25 or over unless you pay extra for it with bell.com
Corsa Sport Gav
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Registered: 12th Feb 03
Location: Durham, County Durham Drives: A6 Allroad
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6th Jan 09 at 18:58   View User's Profile U2U Member Reply With Quote
cheers ppl
shaunmods
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Registered: 12th Mar 07
Location: Glascote, Staffordshire
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6th Jan 09 at 18:59   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by ash_corsa
quote:
Originally posted by MatthewR
I didnt think Fully Comp insurance allows you to drive other peoples cars?


Have to be 25 or over unless you pay extra for it with bell.com


Not always mate. Im 17 and with Quinn Direct and can drive any car with the owners permission
Corsa Matt
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Registered: 6th Sep 08
Location: West Sussex, Drives: Vectra B and Golf GTi
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6th Jan 09 at 19:05   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by MatthewR
I didnt think Fully Comp insurance allows you to drive other peoples cars?


Nope, depends on insurance company, Policy Holder, If a claim has been made. there are factors they take into account.
Fad
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Registered: 1st Feb 01
Location: Dartford Kent Drives: 330cd
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6th Jan 09 at 19:09   View User's Profile U2U Member Reply With Quote
I once enquired about insuring my mate on my car. Guy on the phone told me if they were over 21 and my partner it wold be free....so yeah
DAZ1985
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Registered: 3rd Sep 06
Location: Scholar Green, Cheshire
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6th Jan 09 at 19:10   View User's Profile U2U Member Reply With Quote
Its all insurance dependant though
Kurt
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Registered: 23rd Oct 05
Location: Hi
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6th Jan 09 at 19:10   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by shaunmods
quote:
Originally posted by ash_corsa
quote:
Originally posted by MatthewR
I didnt think Fully Comp insurance allows you to drive other peoples cars?


Have to be 25 or over unless you pay extra for it with bell.com


Not always mate. Im 17 and with Quinn Direct and can drive any car with the owners permission


i would check to see if there are restrictions on engine size.. i.e one not larger than your own.. often how it works
Eck
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Registered: 17th Apr 06
Location: Lundin Links, Fife
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6th Jan 09 at 19:14   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Fad
I once enquired about insuring my mate on my car. Guy on the phone told me if they were over 21 and my partner it wold be free....so yeah


So you sold your body for insurance? You my sir are a deerty stop out
Fad
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Registered: 1st Feb 01
Location: Dartford Kent Drives: 330cd
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6th Jan 09 at 19:14   View User's Profile U2U Member Reply With Quote
When needs must
Corsa_Sport21
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Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
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6th Jan 09 at 19:21   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Kurt
quote:
Originally posted by shaunmods
quote:
Originally posted by ash_corsa
quote:
Originally posted by MatthewR
I didnt think Fully Comp insurance allows you to drive other peoples cars?


Have to be 25 or over unless you pay extra for it with bell.com


Not always mate. Im 17 and with Quinn Direct and can drive any car with the owners permission


i would check to see if there are restrictions on engine size.. i.e one not larger than your own.. often how it works


Yep,Quinn are fly bastards when it comes to this.Many folk(including myself)have been shafted in the past for that trick.
Read the smallprint mate and im willing to place a bet that your not actually insured to drive any car with the owners permission.

For a start you need to have a full E.U licence.Something that most people who live in the UK dont have.
weerab
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Registered: 11th Feb 06
Location: Allanton, North Lanarkshire
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6th Jan 09 at 20:53   View User's Profile U2U Member Reply With Quote
when you are third party fire and theft with quinn direct and you are the policy holder you are insred to drive any car with the owners permission. unfortunately i cant because my dads the poilcy holder on mine lol
Graham88
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Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
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6th Jan 09 at 21:09   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Fad
I once enquired about insuring my mate on my car. Guy on the phone told me if they were over 21 and my partner it wold be free....so yeah


Well that explains how being gay came about, cheap insurance
Fad
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Registered: 1st Feb 01
Location: Dartford Kent Drives: 330cd
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6th Jan 09 at 21:11   View User's Profile U2U Member Reply With Quote
Better than not being allowed near kids with your paedo cam
Graham88
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Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
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6th Jan 09 at 21:12   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Fad
Better than not being allowed near kids with your paedo cam

Why do you think I bought a zoom lens
Fad
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Registered: 1st Feb 01
Location: Dartford Kent Drives: 330cd
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6th Jan 09 at 21:16   View User's Profile U2U Member Reply With Quote
Graham88
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Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
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6th Jan 09 at 21:17   View User's Profile U2U Member Reply With Quote
harrisp
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Registered: 15th Dec 07
Location: Derbyshire
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6th Jan 09 at 22:05   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Corsa_Sport21


Yep,Quinn are fly bastards when it comes to this.Many folk(including myself)have been shafted in the past for that trick.
Read the smallprint mate and im willing to place a bet that your not actually insured to drive any car with the owners permission.

For a start you need to have a full E.U licence.Something that most people who live in the UK dont have.


Wrong, I rang up and asked and they told me straight that I was insured to drive other cars, also when I passed my test they told me the day I changed my license to a full UK license that I was insured to drive any car.

Only limitation is something daft like a open topped safari truck.

[Edited on 06-01-2009 by harrisp]
Matty SRi
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Registered: 3rd Dec 08
Location: Stockton-on-Tees Drives: Mk3 Golf GTi
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6th Jan 09 at 22:25   View User's Profile U2U Member Reply With Quote
thanx for posting this thread cos i have just realized im covered to drive any car aswell.. third party only
John
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Registered: 30th Jun 03
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6th Jan 09 at 22:28   View User's Profile U2U Member Reply With Quote
All this under/over 25, tpft, whatever, if it says on your policy you can you can, if it doesn't you can't, a lot of confusion over this for some reason and it's quite simple.
N3CRO
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Registered: 12th Apr 07
Location: Sandy, Bedfordshire
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6th Jan 09 at 22:29   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by shaunmods
quote:
Originally posted by ash_corsa
quote:
Originally posted by MatthewR
I didnt think Fully Comp insurance allows you to drive other peoples cars?


Have to be 25 or over unless you pay extra for it with bell.com


Not always mate. Im 17 and with Quinn Direct and can drive any car with the owners permission


I'm only on 3rd Party F&T and can drive others cars but only since I turned 25.

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