Adam_B
Member
Registered: 13th Dec 00
Location: Lancashire
User status: Offline
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I know it means the car has been written off then repaired but what does it actually mean in terms of insuring it? does it make a difference to the price?
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Wrighty
Member
Registered: 28th Feb 04
Location: Howden
User status: Offline
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it shouldnt do should it?, isnt D sorta, light panel damage, lock damage etc?
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Pete_vxl
Member
Registered: 24th Nov 06
Location: Lochgelly, Fife
User status: Offline
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do you need an inspection for a D?
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Adam_B
Member
Registered: 13th Dec 00
Location: Lancashire
User status: Offline
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I think its like proper write off, like when the insurance decide not to fix it as it would be cheaper to pay out for the car. Was looking at this -
http://www.vx220.org.uk/forums/index.php?showtopic=73297
I think its a tad expensive for a cat D car but it is rather nice. The damage pics are a bit more than light i would say 
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smcGSI16V
Member
Registered: 26th May 03
Location: Farnborough Drives: Thurlby 888 CDTi No.98
User status: Offline
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bloody nice tho.
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stubbsy05
Member
Registered: 23rd Oct 02
User status: Offline
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I recognise that plate. Used to be on a car that someone owned on here!
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podgeworth
Member
Registered: 25th Nov 07
Location: West Yorkshire
User status: Offline
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quote:
Originally posted by Pete_vxl
do you need an inspection for a D?
no you dont its only cat c if you want to put it back on the road
cat d is very light damage like scuffs, locks ect
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mattfiesta
Member
Registered: 14th Jul 05
Location: Nottinghamshire
User status: Offline
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Wondered this myself and since I'm bored with nothing to do i did some research 
car 1
cheapest quote on confused.com: 574.01 with 295.00 excess
car 2
cheapest quote on confused.com: 250.00 with 200.00 excess (but the second cheapest quote was 568.05)
[Edited on 05-01-2009 by mattfiesta]
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daymoon
Premium Member
Registered: 1st Aug 08
Location: Selby, North Yorkshire
User status: Offline
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Category A: Scrap only - this vehicle should have been crushed. It should never reappear on the road and there are no economically salvageable parts. It is of value only for scrap metal - e.g. a totally burnt-out vehicle.
Category B: The bodyshell should have been crushed. The vehicle should never reappear on the road, but it can be broken for spare parts plus any residual scrap metal.
Category C: Vehicle extensively damaged and insurer has decided not to repair. The vehicle should have an independent inspection before being allowed back onto the road.
Category D: Vehicle damaged and insurer has decided not to repair.
Category F: Vehicle damaged by fire and insurer has decided not to repair.
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gavin18787
Premium Member
Registered: 22nd Feb 05
Location: Basildon, Essex
User status: Offline
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No insepection needed for cat D as its only minor pannel damage.
And mine is no dearer to insure for me then a non cat D 
Drives supercharged Tec with torque  
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CorsAsh
Member
Registered: 19th Apr 02
Location: Munich
User status: Offline
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Cat D is probably these policies that replace the entire car if it's damaged in the slightest.
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Adam_B
Member
Registered: 13th Dec 00
Location: Lancashire
User status: Offline
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suppose there isnt really such a thing as light panel damage on a vx220 in the traditional sense. Even a little tap and chances are your replacing half the bodywork 
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Fad
Member
Registered: 1st Feb 01
Location: Dartford Kent Drives: 330cd
User status: Offline
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Is Captain Hook not going to tear you an asshole for insurance this time though on a VX?
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Adam_B
Member
Registered: 13th Dec 00
Location: Lancashire
User status: Offline
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not really, its gone up about £200.
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Fad
Member
Registered: 1st Feb 01
Location: Dartford Kent Drives: 330cd
User status: Offline
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Thats pretty good...growing old gracefully I guess?
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Lovely
I certainly wouldnt be put off a Cat-D if it had been put back together by a good bodyshop & the price was right!!
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John
Member
Registered: 30th Jun 03
User status: Offline
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The bubble on these must burst soon, prices don't seem to have changed since i was looking 2 years ago.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Hmmm dunno, if there in short supply they wont, theres never many for sale on PH/AT. Like the elise the S1 sort of bottomed out at 7k for one several years ago & hav'nt came down any more & now seem to be asking closer 10k for one now. 
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Adam_B
Member
Registered: 13th Dec 00
Location: Lancashire
User status: Offline
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I paid £15k for my silver one nearly 2 years ago, 2003, from a dealer with warranty. They seem to be about 12-14 now for similar. Its a good car and most people seem to know the badge is exactly that, just a badge.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Dont Lotus build them anyway or is that made up in my head?
Id have one, if I didnt fear back problems & a general lack of comfort/space. Im 6ft2" & struggled into an elise - wasnt a nice experience getting in & back out again!!
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Adam_B
Member
Registered: 13th Dec 00
Location: Lancashire
User status: Offline
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Yeah built by lotus next to the Elise. The VX is actually more Lotus than the Elise as they had something to do with the original engine development aparently
There easier to get in and out of than elises as well, the sills are lower. Its still not ideal but it is slightly better!
[Edited on 05-01-2009 by Adam_B]
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alan-g-w
Member
Registered: 9th Nov 07
Location: Glasgow
User status: Offline
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Is it just me or does it look like it's had a full respray? Most probably just different light/cameras but it does look very different.
Pre-crash:
Post:
Not to stir up shite, just wondering. Looks a kind of racing green in the 1st pic.
[Edited on 05-01-2009 by alan-g-w]
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Stokie Dave
Member
Registered: 16th Dec 03
Location: Stoke-on-Trent
User status: Offline
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Now Alex never said his car was a write off.. lol local lad to me
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Adam_B
Member
Registered: 13th Dec 00
Location: Lancashire
User status: Offline
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quote:
Originally posted by alan-g-w
Is it just me or does it look like it's had a full respray? Most probably just different light/cameras but it does look very different.
quote:
Hi adam i think it might of gone from europa blue to coral blue judging by the low quality pics of the car pre repair it doesn't look quite as metalic. however the colour code sticker is correct for the car so who knows. the repairs were done by a previous owner who owned a bodyshop.
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mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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not desperate to sell but has dropped the price by £500 within one day of it being advertised?!
looks quite nice
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