paul.mitchell1984
Member
Registered: 31st Aug 06
Location: Wakefield
User status: Offline
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Having issues with my bank at the minute (HSBC) and am currently lookign into swapping,
Who are you guys with and who do you recommend
What i need
Switch card that can be used abroad
Checkbook
Savings account
Dont need a credit card.
Ta
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Matt L
Member
Registered: 17th Apr 06
User status: Offline
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nationwide if you use it abroad imo. they dont charge for overseas transactions unless the hole in the wall itself charges you.
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Half Pint
Member
Registered: 25th Mar 02
User status: Offline
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i thought all ATMs abroad charge...
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Matt L
Member
Registered: 17th Apr 06
User status: Offline
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nopes or well.. the ones i used when aborad never did.
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Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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Northern Rock
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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HSBC are the best bank there is TBH. You will hate all the rest.
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Dom
Member
Registered: 13th Sep 03
User status: Offline
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Currently with Barclays, in the 14years i've been with them i haven't had a single problem, even gave me an intersted free overdraft when i went overdrawn.
They don't offer switch cards (youy mean mestro now?) though, only Visa Debits (which can be used pretty much anywhere in the world). They offer cheque books and savings accounts aswell but i have neither of these.
Had a student account with Natwest, no end of problems - was threaten by some penis in their accounts department, saying he would give me bad credit (which he did but i managed to get it taken off) if i didn't pay the £300 odd i was overdrawn (interest free mind) there and then on the phone (by law i don't have to) and wouldn't accept me walking into my local branch to pay it off (which i did the next day with no problems). They also never gave me the student rail card when opening the account. Had a few other problems as well.
edit - transactions overseas depend on the ATM machine, always been free with my barclays debit card. Although you're usually charged if you take cash out on a credit card.
[Edited on 15-12-2008 by Dom]
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paul.mitchell1984
Member
Registered: 31st Aug 06
Location: Wakefield
User status: Offline
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hmmm my credit card is with barc so could go there, iv heard rumour from mates that NBS is shi&te so wont be going there anyhow.
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Shane
Member
Registered: 10th Jan 04
User status: Offline
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ive had loads of probelms with the monkeys at natwest
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Marc
Member
Registered: 11th Aug 02
Location: York
User status: Offline
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I left HSBC after 8 years when I was a victim of credit card fraud and their way of dealing with it, or should I say lack of care of dealing with it was enough for me.
I've been with Halifax for 2 years and had no problems. Online banking is superb.
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