Gunny-Corsa-Sport
Member
Registered: 3rd Sep 08
Location: west yorkshire wakefield
User status: Offline
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Iam 18 and just wrote my corsa off and after a car,and thinking abart a car on finance just wondering what finance actually goes on and sort of payments ur lukin at..?
[Edited on 18-11-2008 by Gunny-Corsa-Sport]
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Hamish
Member
Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
User status: Offline
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depends on the car 
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Gunny-Corsa-Sport
Member
Registered: 3rd Sep 08
Location: west yorkshire wakefield
User status: Offline
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what are the oldest cars they do on finance at min wunt mind corsa c sri or summert lyk
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Jakey
Premium Member
Registered: 4th Jun 07
Location: Sandbach
User status: Offline
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TBH I'd get a dictionary before a car on finance.
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Gunny-Corsa-Sport
Member
Registered: 3rd Sep 08
Location: west yorkshire wakefield
User status: Offline
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lol your funny
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shaunmods
Premium Member
Registered: 12th Mar 07
Location: Glascote, Staffordshire
User status: Offline
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You'll probably need a guarantor due to your age to get accepted on finance 
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nema
Member
Registered: 21st Aug 07
Location: Bedfordshire
User status: Offline
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quote:
Originally posted by Gunny-Corsa-Sport
lol your funny
you're
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mattyross
Member
Registered: 22nd Dec 05
Location: lincolnshire Drives: 1997 C12NZ
User status: Offline
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do not live beyond your means
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Gunny-Corsa-Sport
Member
Registered: 3rd Sep 08
Location: west yorkshire wakefield
User status: Offline
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wot do u mean?
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Hamish
Member
Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
User status: Offline
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quote:
Originally posted by shaunmods
You'll probably need a guarantor due to your age to get accepted on finance
dont see why. he's 18 and technically an adult. He probs will get stung on the APR though
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Is your job seure? Dont want to be laking on debt if its maybe not!!
I had 10k of finance at 19 & looking back probably shouldnt have!! If you only need a couple k's to get a corsa then it shouldnt be so bad. Try blackhorse finance
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Pop
Member
Registered: 8th May 03
Location: Reading
User status: Offline
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quote:
Originally posted by Hamish
quote:
Originally posted by shaunmods
You'll probably need a guarantor due to your age to get accepted on finance
dont see why. he's 18 and technically an adult. He probs will get stung on the APR though
He should get the same APR on car finance as anyone else. He may need a guarantor though if he has little to no previous credit history.
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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golden rule, may seem obvious but many people don't take the advice:
only take out what you can repay...
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nathy_87
Member
Registered: 14th Aug 08
Location: West Mids. Drives: koda Fabia VRS 5J
User status: Offline
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You shouldn't need a guarantor as your 18, but worth asking also as Ben G said only take out what you can repay, plus don't want to go skinting yourself ive got my Polo on finance costing me £170/mnth, which aint too bad and other bills on top which leaves me about £305/mnth to spend.
Word of warning; DONT GO TO CARCRAFT, they are robbing bar-stewards.
Edit; Please do not use text talk!
[Edited on 18-11-2008 by 5dr corsa-3dr_polo]
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taylorboosh
Member
Registered: 3rd Apr 07
User status: Offline
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if you are not 21 im sure you need a garentor, i had finance at 16 to get a 50cc ped, its horrendous, get a bank loan in your parents name them pay them back if you can, better rates
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Graham88
Member
Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
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I got a loan no problem at 19, none of thise guarentor bollocks
But as said unless you know you can pay it back it's not worth it.
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taylorboosh
Member
Registered: 3rd Apr 07
User status: Offline
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i got a loan from MY bank, but black horse you need a garentor (btw no clue how to spell it)
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l15ter
Member
Registered: 1st Feb 08
Location: Berkshire
User status: Offline
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as most people have said..
most places will only lend you the money is you earn enough and work so many hours, also some do have restriction on them.
btw its best to get a bank loan, if you cnt afford to pay at any time for any reason, sell the car and repay back, and another reason is if you want to change car, unlike finance from a garage
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Jay
Member
Registered: 26th Sep 04
Location: Liverpool
User status: Offline
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Ive got a car on finance and after 8 months of payments the settlement figure is still more than the car was to buy... i'd advise against it if its for personal use, I got mine for business but no longer need it and cant get rid yet!
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Mertin
Member
Registered: 12th Oct 05
Location: Scotland
User status: Offline
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I didnt need a Garuntor with black horse and im 19
Although another company that the dealer tried did
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Dione J
Member
Registered: 22nd Sep 04
Location: West Midlands Drives: Leon Cupra Turbo
User status: Offline
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Get a second-job, save up the cash from it and buy the car cash - you will appreciate it more
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