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Author Do i need insurance to take car for a MOT?
Haimsey
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Registered: 8th May 05
Location: Nottingham Drives: Corsa B
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9th Nov 08 at 22:58   View Garage View User's Profile U2U Member Reply With Quote
As title really.
Insurance required?

Car has -
No tax
No MOT (oboviously)

Thanks

Marcy Marc

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Doldy
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9th Nov 08 at 22:59   View User's Profile U2U Member Reply With Quote
Yes, you will, iirc
Doldy
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9th Nov 08 at 22:59   View User's Profile U2U Member Reply With Quote
EDIT, Garage would be able to collect it from you if you cant..
Colin
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9th Nov 08 at 23:00   View User's Profile U2U Member Reply With Quote
Yes, needs tax aswell. So you'll need to get it there on a trailor or something!!
Haimsey
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9th Nov 08 at 23:01   View Garage View User's Profile U2U Member Reply With Quote
But if it is pre-booked there is not requirement for tax is there?

Marcy Marc

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andyc1234
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9th Nov 08 at 23:02   View User's Profile U2U Member Reply With Quote
no but needs insurance
Haimsey
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9th Nov 08 at 23:03   View Garage View User's Profile U2U Member Reply With Quote
Seen bruv.
Thanks guys x

Marcy Marc

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andyc1234
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9th Nov 08 at 23:04   View User's Profile U2U Member Reply With Quote
doesnt need insurance if the garage pick it up though
Ste L
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Location: Manchester Drives: 106 16v Rallye
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9th Nov 08 at 23:04   View User's Profile U2U Member Reply With Quote
1 day insurance
Colin
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9th Nov 08 at 23:05   View User's Profile U2U Member Reply With Quote
I thought the 'allowed to drive to mot station' thing was if you just had no mot & if you have no tax the car should be sorn'd & not on the road at any time.

That was my understanding anyway!!
Haimsey
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9th Nov 08 at 23:05   View Garage View User's Profile U2U Member Reply With Quote
IIRC Ste, they want you to be 21 or 25

Marcy Marc

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Haimsey
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9th Nov 08 at 23:06   View Garage View User's Profile U2U Member Reply With Quote
But you cant get tax without a MOT Colin.

Marcy Marc

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Colin
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9th Nov 08 at 23:11   View User's Profile U2U Member Reply With Quote
You can mot without tax though!?

Trailor to garage - MOT. Pass -> Insure the thing, Apply for tax!

Would be the correct legal way of doing things!
Colin
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9th Nov 08 at 23:16   View User's Profile U2U Member Reply With Quote
Also if you've no tax any insurance policy is pretty much invalid. If something happens.
Colin
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9th Nov 08 at 23:20   View User's Profile U2U Member Reply With Quote
Ok I was wrong about the tax [hangshead]

Deffo need insurance though!! Which still sheds a grey areaover whether the policy is legit with no tax.

http://www.direct.gov.uk/en/Motoring/OwningAVehicle/HowToTaxYourVehicle/DG_069671

' Driving an untaxed vehicle to an MOT test -

You can drive your vehicle to and from a pre-arranged test at an MOT test station provided you have adequate insurance cover in place for the use of that vehicle.

This also applies to vehicles being driven to and from a prearranged test at a Vehicle Inspection Check (VIC) test station, an approved weight testing station and reduced pollution test.'
Haimsey
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9th Nov 08 at 23:21   View Garage View User's Profile U2U Member Reply With Quote
Awesome, thanks Colin

Marcy Marc

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Colin
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9th Nov 08 at 23:24   View User's Profile U2U Member Reply With Quote
Thats quite interesting actually as once I get round to fixing Jades classic mini im going to need to take it for an mot.

Wonder if my insurance on the golf & its 'insured tpft on any car' privalige would allow me to drive the mini to get an mot
Haimsey
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9th Nov 08 at 23:26   View Garage View User's Profile U2U Member Reply With Quote
I presume garage folk drive it on a trade insurance policy.

But god knows for Fully Comp people.

Marcy Marc

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Colin
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9th Nov 08 at 23:32   View User's Profile U2U Member Reply With Quote
Going to check my policy in the am

I expect it will say needs to be in a roadworthy condition with valid mot & tax or something similar!

I think thats going to be the main issue is having insurance which is valid while on the road with no Tax or mot.......I can see there being a problem is you had an accident with either party not wanting to pay out.

God knows!!
John
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9th Nov 08 at 23:35   View User's Profile U2U Member Reply With Quote
It won't cover you.
Colin
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9th Nov 08 at 23:39   View User's Profile U2U Member Reply With Quote
So in summery, you dont need a valid mot or tax to drive to a mot station, you only need insurance, however you'll never get cover!!
Haimsey
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9th Nov 08 at 23:40   View Garage View User's Profile U2U Member Reply With Quote


Marcy Marc

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Colin
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9th Nov 08 at 23:42   View User's Profile U2U Member Reply With Quote
What about if you push it round?? My mot place is just around the corner!!
Haimsey
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9th Nov 08 at 23:46   View Garage View User's Profile U2U Member Reply With Quote
I think what you said is the answer. Trailor it there

Surely people have this issue on a day to day basis though.

Marcy Marc

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dannymccann
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10th Nov 08 at 08:43   View User's Profile U2U Member Reply With Quote
Yea but the majority will just bez it round there with no tax or insurance

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