JadeM
Premium Member
Registered: 9th Feb 06
User status: Offline
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Can't get a hold of Colin to ask this so hope my friends on CS can help 
Right, I'm changing my car. Insurance on current car is paid up until June next year. If I take insurance out for my new car with another company, do I loose what I paid to the one I'm with now?
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Ellis
Member
Registered: 11th Sep 07
Location: Aberdeenshire
User status: Offline
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If you cancel the policy you should get the amount back you haven't used if you know what I mean?
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IvIarkgraham
Premium Member
Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
User status: Offline
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cant you just swap the car on the current policy?
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AK
Member
Registered: 5th Jul 00
Location: Aberdeen City
User status: Offline
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swap policy to new car with current insurer....to keep no claims build up for the year etc.
If you swap insurance co's you SHOULD get a part refund (AdrianFlux will rip you off though), minus some admin charges. BUT you'll lose that half year of no claims or however long its been
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swill_omnibus
Member
Registered: 12th Dec 07
Location: : S. wales Drives: Dodge Caliber
User status: Offline
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It'll be more beneficial to stay put for now as the NCD and depending on them will only want minimal to insure the new vehicle, or if it'd be less, refund anyway so better staying put 2bh :tumbs:
Then move in June
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JadeM
Premium Member
Registered: 9th Feb 06
User status: Offline
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Ok thanks folks, I'll phone up current insurers and see whats what,
The reason I was going to change was I got some quotes online and was going to go for the cheapest, which wasn't my current insurer. But I didn't think about the no-claims etc.
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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You'll lose out on some money and the no-claims built up so far.
Just rin ghtem up and see what they say, then change June time 
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JadeM
Premium Member
Registered: 9th Feb 06
User status: Offline
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Right another question before I phone them...... I know feck all about car insurance and how it works btw 
ATM there are 4 named drivers on the policy, is it dearer the more drivers you have or is it cheaper?
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shaunmods
Premium Member
Registered: 12th Mar 07
Location: Glascote, Staffordshire
User status: Offline
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quote:
Originally posted by JadeM
Right another question before I phone them...... I know feck all about car insurance and how it works btw
ATM there are 4 named drivers on the policy, is it dearer the more drivers you have or is it cheaper?
Was a lot cheaper for me when I put my parents on my policy as named drivers
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Shell
Premium Member
Registered: 14th Oct 08
User status: Offline
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It depends on the named drivers and their driving history. If they have points and claims etc, they'll probably make the insurance go up. However, if they have a good record and a good amount of NC, they'll bring the price down! Hope that helps at all.
[Edited on 06-11-2008 by shelley]
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JadeM
Premium Member
Registered: 9th Feb 06
User status: Offline
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Thanks again folks, the other 3 drivers have full NCD's so I'll keep them on and see what they say 
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JadeM
Premium Member
Registered: 9th Feb 06
User status: Offline
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Sorted 
Its going to be an extra £43.56 to insure it till June with current insurer
Thanks again.
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will_ainsworth
Member
Registered: 8th Jun 07
Location: London, UK
User status: Offline
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usually if their over 25 then it should bring the price down, usually under 25 can bump up the premium
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