will_ainsworth
Member
Registered: 8th Jun 07
Location: London, UK
User status: Offline
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just wondering as alot of diff people on here have/do own different cars. what was your age when you were first able to insure group 20 turbos etc.... im 18 and i know ive still got a few years till i can look at group 20's and as weird as it sounds i actually enjoy saving money more that i do buying things.... the waiting is the best imo! so instead of buying and selling and upgrading cars all the time im thinking of saving for a couple of years and going all out and buying a nice evo 8, and in the mean time spend money i usually would spend on my cars and mods etc spend on a house, mothers moving away and im getting money from inheritance from my dads side of the house so wanting to get a house with that, so wont be able to save much tbh but if i was able to put back a bit now and then im sure in a few years i will have alot... i was thinking 21 is when i will first be able to insure things like this but has anyone here insured similar cars before then. and what was insurance like..... also what sort of price would i be looking at on a evo8 with 4yncb ish at 21? i know people cant really tell me exact prices... but just curious... might be a bit of a pointless thread so sorry if thats the case lol.
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Daniel_Corsa
Premium Member
Registered: 21st Apr 04
Location: Wigton, Cumbria
User status: Offline
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Really depends how much your willing to pay on insurance!
I said from day one, I will NEVER pay over £1k for 12months insurance cover!
So far so good, now quite a bit under £1k
Group 17
22yrs old
3yrs NCB
0 Points
April '06' Corsasport Feature Car  | Aug '08' Total Vauxhall Feature Car | Spring '09' Fast Car Feature Car
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Teddy
Member
Registered: 19th Jul 04
Location: Northampton Drives: VW Bora 1.9TDi pd130
User status: Offline
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I was driving a Calibra Turbo at 19. Paid £997.
Calibra Turbo is group 17.
To be honest im glad i did it then, with the price of fuel, insurance and the sheer amount of speed cameras, im personally glad i dont drive anything daily that is "quick" for fear of loosing my licence.
£197FC on a Mk3 Golf GTi, love it  (Im 26 now)
[Edited on 27-08-2008 by Teddy]
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dannymccann
Member
Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
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Get a 'Turbo' Diesel, for some reason they have lower insurance groups, take my Astra, group 7, costs me £400 at 20 with 3yrs NCB
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Stu
Member
Registered: 3rd May 00
Location: Madchester UK Drives: 2014 BMW M135i
User status: Offline
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My first group 20 car was my M3 Evo when I was 22ish - Cost me about £1300 if I remember correctly. Second one was the P1 when I was 26 which cost me about a grand. Now Im on the TVR and get it on classic car insurance for £335 a year.
Reckon things will have gone up a fair bit these days though!!!
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lil_g
Member
Registered: 29th Oct 06
User status: Offline
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One of my friends has an evo IV at 19, needless to see he's paying a lot for insurance!
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Jill
Premium Member
Registered: 8th Jun 01
Location: Aylesbury, BUCKS
User status: Offline
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quote:
Originally posted by Daniel_Corsa
Really depends how much your willing to pay on insurance!
I said from day one, I will NEVER pay over £1k for 12months insurance cover!
Defo agree fella
Mine:
-Group 16a (MK1 Ford Focus RS )
-26years old
-9years ncb
-3 points (sp30 from 2005)
-All engine mods etc like for like, agreed value of car, limited mileage and optional track days (extra excess etc)
JILL 
[Edited on 27-08-2008 by Jill]
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Rob R
Member
Registered: 31st May 03
Location: Kent
User status: Offline
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You'll still be paying £2k to insure an evo 8 at 21.
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will_ainsworth
Member
Registered: 8th Jun 07
Location: London, UK
User status: Offline
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quote:
Originally posted by lil_g
One of my friends has an evo IV at 19, needless to see he's paying a lot for insurance!
didnt think companies would actually insure at that age.... what is he paying? i wouldnt mind paying 2k tbh lol 
[Edited on 27-08-2008 by will_ainsworth]
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Lynny
Member
Registered: 3rd Jan 03
Location: oop north! Where people talk properly
User status: Offline
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my insurance at 21, is £2k on a vectra vxr....2.8turbo v6....think theyre group 18 or 19
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FruitBooTeR
Member
Registered: 18th Jan 07
Location: Wolverhampton Drives: S15
User status: Offline
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Theres 17 year olds who live by me who drive evo 8's and scoobs.
What they do as far as I know is take out a policy where they can drive any car third party, so take out cover on an old banger and then drive their evo that daddy bought them third party.
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Lynny
Member
Registered: 3rd Jan 03
Location: oop north! Where people talk properly
User status: Offline
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thought that third party rule only applied to cars of certain value/power? And only when you're of a certain age?
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Jill
Premium Member
Registered: 8th Jun 01
Location: Aylesbury, BUCKS
User status: Offline
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quote:
Originally posted by Alex_NSM
thought that third party rule only applied to cars of certain value/power? And only when you're of a certain age?
Yeah I thought that too?! Guess it depends on the individual company then? 
quote:
Originally posted by will_ainsworth
quote:
Originally posted by lil_g
One of my friends has an evo IV at 19, needless to see he's paying a lot for insurance!
didnt think companies would actually insure at that age.... what is he paying? i wouldnt mind paying 2k tbh lol
[Edited on 27-08-2008 by will_ainsworth]
Yeah some companies will insure you at that age, for ridiculous amounts though obviously. Just think is it really worth it at your age paying that amount on insuring a turbo car? IMO I don't think it is. Plus, being all boring and sensible, you've got fuel, tax, maintenance costs (ie: services, parts etc etc) to think about on top of that crazy insurance! Would you be able to do it, especially for example if you got a car like an evo?
JILL
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drbeansri
Member
Registered: 10th Dec 06
Location: Hertfordshire / Plymouth
User status: Offline
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my friend was insured on a subaru impreza turbo... (340bhp) at a cost of over 4k for a year.
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drbeansri
Member
Registered: 10th Dec 06
Location: Hertfordshire / Plymouth
User status: Offline
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now finished the year the cost dropped alot. but still high.
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Corsa_Sport21
Member
Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
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quote:
Originally posted by FruitBooTeR
Theres 17 year olds who live by me who drive evo 8's and scoobs.
What they do as far as I know is take out a policy where they can drive any car third party, so take out cover on an old banger and then drive their evo that daddy bought them third party.
U need to be over 25 to drive another car when your fully comp on your own policy.
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Corsa_Sport21
Member
Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
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quote:
Originally posted by Teddy
I was driving a Calibra Turbo at 19. Paid £997.
Calibra Turbo is group 17.
To be honest im glad i did it then, with the price of fuel, insurance and the sheer amount of speed cameras, im personally glad i dont drive anything daily that is "quick" for fear of loosing my licence.
£197FC on a Mk3 Golf GTi, love it (Im 26 now)
[Edited on 27-08-2008 by Teddy]
Same here.At 19 with a Calibra Turbo i was paying around £900 with 0 NCB.
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scottyp1989
Member
Registered: 29th Jul 07
Location: Warley, West Midlands
User status: Offline
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quote:
Originally posted by Corsa_Sport21
quote:
Originally posted by FruitBooTeR
Theres 17 year olds who live by me who drive evo 8's and scoobs.
What they do as far as I know is take out a policy where they can drive any car third party, so take out cover on an old banger and then drive their evo that daddy bought them third party.
U need to be over 25 to drive another car when your fully comp on your own policy.
not with quinn direct i had it last year at 18 TPFT could drive anyother car aslong as it wasnt a company car etc TP only
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Corsa_Sport21
Member
Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
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quote:
Originally posted by scottyp1989
quote:
Originally posted by Corsa_Sport21
quote:
Originally posted by FruitBooTeR
Theres 17 year olds who live by me who drive evo 8's and scoobs.
What they do as far as I know is take out a policy where they can drive any car third party, so take out cover on an old banger and then drive their evo that daddy bought them third party.
U need to be over 25 to drive another car when your fully comp on your own policy.
not with quinn direct i had it last year at 18 TPFT could drive anyother car aslong as it wasnt a company car etc TP only
Is quinn direct still pulling this stunt.Id bet if u were to read the small print it would say otherwise.
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James_DT
Member
Registered: 9th Apr 04
Location: Cambridgeshire
User status: Offline
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Plus, don't most insurance companies specify that the car needs to be insured already?
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scottyp1989
Member
Registered: 29th Jul 07
Location: Warley, West Midlands
User status: Offline
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quote:
Originally posted by Corsa_Sport21
quote:
Originally posted by scottyp1989
quote:
Originally posted by Corsa_Sport21
quote:
Originally posted by FruitBooTeR
Theres 17 year olds who live by me who drive evo 8's and scoobs.
What they do as far as I know is take out a policy where they can drive any car third party, so take out cover on an old banger and then drive their evo that daddy bought them third party.
U need to be over 25 to drive another car when your fully comp on your own policy.
not with quinn direct i had it last year at 18 TPFT could drive anyother car aslong as it wasnt a company car etc TP only
Is quinn direct still pulling this stunt.Id bet if u were to read the small print it would say otherwise.
read small print an it says you can and also phoned them up to make sure an they confirmed i could drive anything TP only aslong as the other car was insured
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John
Member
Registered: 30th Jun 03
User status: Offline
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I've heard about the quiin one being very dodgy.
I am under 25 and I can drive other cars 3rd party though and i'm 100% sure i'm legal.
You can't drive any car that you own though so the scoobys etc would have to be owned by somebody else.
Also no power/value limitations.
[Edited on 27-08-2008 by John]
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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To drive another car TPFT it has to be owned & insured by someone other than the policy holder, I only got it when I turned 25!!
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John
Member
Registered: 30th Jun 03
User status: Offline
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Soem companys do not require it to be insured but the majority do for exactly the reasons being mentioned in here, maybe all do now, was a while ago I looked.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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To answer your question, Evo when your 21 will be £2k+ id imagine!!
The smart money would pump more cash into the house!! Boring I know but very very true!! Imagine having no mortgage by the time your 25/3................Porsche 911 on tick anyone??
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