Kurt
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Registered: 23rd Oct 05
Location: Hi
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As a few of you may know i work for Fiat/Alfa Romeo.
Now they do staff deals and i could get a brand new 1.4 t jet grande with about 25% off.. the retail is usually £13,000+ and id be getting it for just over £9000..
I would also be paying that off over 3 years..
Im very tempted by this and im ready to put down a deposit
The benefits i can think of are obviously the discount but also 3 years warranty, the fact that its brand new and everything works, i work in parts so i can pretty much get anything at cost price, i work with mechanics who specialise in the brand, the insurance for a 1.4 turbo is very good seeing as i have 0 ncb..
but a couple of guys are trying to talk me out of it.. theyre saying its alot of money, ill regret it when the novelty of it being new wears off, theres better cars out there for the money.. why dont i get a loan and buy a secondhand a3 etc..
There is a second option though.. i can afford to xe the corsa but im worried about reliabilty issues and general maintenance.. my corsa is p reg which is what.. 1997.. 11 years old? its by no means perfect its had 68,000 miles of use, it would also be twice as much to insure for everyday use.. theres also mot's to get through.. but id benefit from owning it and by not being held in a finance agreement for 3 years..
so what does everyone think?
[Edited on 20-08-2008 by Kurt]
[Edited on 20-08-2008 by Kurt]
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bieransri
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Registered: 13th Apr 06
Location: Kidsgrove, Staffordshire
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2nd option. or just 1.6 8v it?
cheaper, easier fun for a while while ncb build up?
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Colin
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Registered: 4th Apr 02
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Cant you get a used one for much cheaper with some warranty left on it?
Im pretty against buying brand new cars!!
[Edited on 20-08-2008 by Colin]
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lil_g
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Registered: 29th Oct 06
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xe the corsa, seriously transforms the car! i've had no problems with mine other than the headgasket going (after over 20000 miles abuse it's had from 3 cs owners 
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Matt H
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Registered: 11th Sep 01
Location: South Yorkshire
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What interest rate is on the staff deal? And over how long?
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John
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Registered: 30th Jun 03
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If you can get that brand new and the 25% is really a discount from what they sell at and not just rrp and possibly 0% finance i'd go for it.
You can always buy a faster/higher specced car if you go older but then you have an old car.
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Kurt
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Registered: 23rd Oct 05
Location: Hi
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quote:
Originally posted by Matt H
What interest rate is on the staff deal? And over how long?
iirc its 4% and over 3 years.. the monthly payments were 280 a month to own the car based on a 500 pound deposit..
if i was to go ahead with it then id probably pay 1000 pound deposit instead..
i also need to check the percentage as i think fiat may be offering 0% now
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nathy_87
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Registered: 14th Aug 08
Location: West Mids. Drives: koda Fabia VRS 5J
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what about teh Alfa Romeo Mito 
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Kurt
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Registered: 23rd Oct 05
Location: Hi
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Im not really all that keen on the MiTo tbh.. front end is a bit of an aquired taste
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John
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Registered: 30th Jun 03
User status: Offline
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The 1.9td seems to be cheaper?
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Matt H
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Registered: 11th Sep 01
Location: South Yorkshire
User status: Offline
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quote:
Originally posted by Kurt
quote:
Originally posted by Matt H
What interest rate is on the staff deal? And over how long?
iirc its 4% and over 3 years.. the monthly payments were 280 a month to own the car based on a 500 pound deposit..
if i was to go ahead with it then id probably pay 1000 pound deposit instead..
i also need to check the percentage as i think fiat may be offering 0% now
Work out how much you'll pay back in total, see what other cars are available for the same money
Can't you get a company vehicle? Or is it not car sales?
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Kurt
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Registered: 23rd Oct 05
Location: Hi
User status: Offline
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quote:
Originally posted by John
The 1.9td seems to be cheaper?
its more expensive.. i think iirc the rrp is £15,000
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John
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Registered: 30th Jun 03
User status: Offline
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Thats rrp though, when has a punto last sold at rrp.
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John
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Registered: 30th Jun 03
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http://www.arnoldclark.com/detail.html?ac_reg=blk_n8a0wn7zzje7epxe&$ac_sr=10&$ac_pp=10&$blk=2&$franchiselist=fiat&$model=Grande%20Punto&$model=Grande%20Punto&$franchise=fiat
I don't know about specs etc I could be miles off.
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Kurt
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Registered: 23rd Oct 05
Location: Hi
User status: Offline
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i think i got my prices a bit wrong thinking about it..
i have my price booklet infront of me.. but its aprils so could be slightly out..
the basic price is 10,055.96 and then you have tax and on the road costs which takes it up to 12,405otr without metallic..
diesel is 13,450 otr
then i get 25% which is something like 9569.22 otr..
also the diesel and tjet are both the highest spec (sporting) and the only difference is the engine.
[Edited on 20-08-2008 by Kurt]
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