XSIHardy
Member
Registered: 5th Feb 08
User status: Offline
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Right, i cant get a loan out
as im part time at the moment,
so i was thinking why not get a credit car?
im only lookin at spending 2K?
im not all that sure how they work tho,
so any ideas and advice be help full
cheers
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Lawrah
Premium Member
Registered: 25th Dec 04
User status: Offline
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evil evil things.
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Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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I doubt you'd get a £2k limit if you cant get a loan tbh.
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XSIHardy
Member
Registered: 5th Feb 08
User status: Offline
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i am confused though,
say i go out blow the 2K
how much will i have to pay bak each month
as with a loan its a fixed amount.
if i could have it my way id save up.
BUT ! im part time 12 hours a week.
and cant find a job any were
[Edited on 30-07-2008 by XSIHardy]
[Edited on 30-07-2008 by XSIHardy]
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Cosmo
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Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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You wont get a £2k limit only doing 12hrs a week, you'd be lucky if you got accepted at all.
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XSIHardy
Member
Registered: 5th Feb 08
User status: Offline
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i thought that they were realy easy to get hold of?
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Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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Yeah if you have a proper job. I dont think 12hrs a week is classed as that though and doubt a credit card company would accept any application you make.
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XSIHardy
Member
Registered: 5th Feb 08
User status: Offline
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aaah fair enufe,
just was not all that sure.
tbh banks are c*unts any way.
im not ment to be able to go over drawn.
and im -17.33
.. dnt have a clue why tho as i have not brought any thing
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Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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fpmsl, you dont sound the kind who'd be the best with a CC as it is. Save yourself the hassle down the line and sort yourself a decent job, save up for what you want to buy and then get it. Try and stay away from getting anything on credit if you can - as it'll only fuck you over in the end.
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XSIHardy
Member
Registered: 5th Feb 08
User status: Offline
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haha can tell how bored u are cosmo,
giving a kiddi advice on credit card
[Edited on 30-07-2008 by XSIHardy]
[Edited on 30-07-2008 by XSIHardy]
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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quote:
Originally posted by XSIHardy
haha can tell how bored u are cosmo,
giving a kiddi advice on credit card
[Edited on 30-07-2008 by XSIHardy]
[Edited on 30-07-2008 by XSIHardy]
Exactly the reason you shouldn't have one.
I'm a Uni student and they love giving us lot credit cards. My Sainsbury's one only has a credit limit of £1,450. My first, when I was 18, had a limit of £500, one was even £250.
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antoni
Member
Registered: 30th Dec 07
Location: irlam, manchester
User status: Offline
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i am currently in the same position, only got a part time job and have been hunting for a full time job for the past month and a bit.
really annoying that i can't get the money together to get a new car etc
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150£corsa
Member
Registered: 10th Jul 08
Location: norwich :)
User status: Offline
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Ive got a full time job and earn a fair bit and i cant get a loan or finance!
im in no debt at all... and always have money, just not enough to buy a new car...
figure that?
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Simon_16v
Member
Registered: 14th Aug 06
Location: Yorkshire
User status: Offline
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quote:
Originally posted by Cosmo
fpmsl, you dont sound the kind who'd be the best with a CC as it is. Save yourself the hassle down the line and sort yourself a decent job, save up for what you want to buy and then get it. Try and stay away from getting anything on credit if you can - as it'll only fuck you over in the end.
Cosmo what do you think the chances are of me getting a £1000 loan over a year? I work 37.5hours before overtime.
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