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Author Insurance - driving other peoples cars
JM_16v
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Registered: 17th Oct 05
Location: Essex Drives: GLC63S
User status: Offline
30th Jun 08 at 18:01   View User's Profile U2U Member Reply With Quote

does your policy allow you to drive other peoples cars?

is so how old are you?

and who is your policy with
Jakey
Premium Member

Registered: 4th Jun 07
Location: Sandbach
User status: Offline
30th Jun 08 at 18:11   View Garage View User's Profile U2U Member Reply With Quote

Im going with Bell next year as they do a 'drive anybodys car on third policy insurance with owners permission'

I've looked about and it doesnt have an age limit.
John
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Registered: 30th Jun 03
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30th Jun 08 at 18:12   View User's Profile U2U Member Reply With Quote

I'm with Bell and I have it, had it since I was 21 or 22, wee brother is 19 and can tick the box for it, costs about a grand though
JM_16v
Member

Registered: 17th Oct 05
Location: Essex Drives: GLC63S
User status: Offline
30th Jun 08 at 18:12   View User's Profile U2U Member Reply With Quote

i still got to get a quote off them
Jakey
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Registered: 4th Jun 07
Location: Sandbach
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30th Jun 08 at 18:15   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by John
I'm with Bell and I have it, had it since I was 21 or 22, wee brother is 19 and can tick the box for it, costs about a grand though


It adds £44.95 to my quote.
JM_16v
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Registered: 17th Oct 05
Location: Essex Drives: GLC63S
User status: Offline
30th Jun 08 at 18:15   View User's Profile U2U Member Reply With Quote

better to call them at a guess
Rich H
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Registered: 26th Oct 05
Location: West Sussex Drives: E46 M3
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30th Jun 08 at 18:22   View User's Profile U2U Member Reply With Quote

Yup, Quinn are fine with that at any age at no extra cost
JM_16v
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Registered: 17th Oct 05
Location: Essex Drives: GLC63S
User status: Offline
30th Jun 08 at 18:24   View User's Profile U2U Member Reply With Quote

ill try them tommrow 2
scottc1088
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Registered: 7th Mar 05
Location: Chesterfield Drives: Corsa Gsi, Cbr600
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30th Jun 08 at 18:42   View User's Profile U2U Member Reply With Quote

i have at 19, with quinn
Daniel_Corsa
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Registered: 21st Apr 04
Location: Wigton, Cumbria
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30th Jun 08 at 18:45   View Garage View User's Profile U2U Member Reply With Quote

I have it, but depending what I'm driving I still prefer to do a day insure for £12.50 just to get FC as wouldn't like to be TPFT on old mans BMW etc.


April '06' Corsasport Feature Car | Aug '08' Total Vauxhall Feature Car | Spring '09' Fast Car Feature Car
N3CRO
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Registered: 12th Apr 07
Location: Sandy, Bedfordshire
User status: Offline
30th Jun 08 at 18:52   View User's Profile U2U Member Reply With Quote

I can drive other ppls cars and I'm on 3rd Party F&T and am 25 yrs old.
pow
Premium Member

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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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30th Jun 08 at 19:28   View Garage View User's Profile U2U Member Reply With Quote

19 and I can do it with Bell. Cost me £39.95
Benn
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Registered: 25th Nov 05
Location: Fareham,hants
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30th Jun 08 at 21:31   View User's Profile U2U Member Reply With Quote

Hic do it, and its free.
JM_16v
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Registered: 17th Oct 05
Location: Essex Drives: GLC63S
User status: Offline
30th Jun 08 at 22:02   View User's Profile U2U Member Reply With Quote

ill ring them tommrow
Colin
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Registered: 4th Apr 02
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30th Jun 08 at 22:09   View User's Profile U2U Member Reply With Quote

Yes

25

Direct Line

This is the 1st year ive ever had it on my policy!!
Colin
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Registered: 4th Apr 02
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30th Jun 08 at 22:11   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Daniel_Corsa
I have it, but depending what I'm driving I still prefer to do a day insure for £12.50 just to get FC as wouldn't like to be TPFT on old mans BMW etc.


You cant insure a car through Day insure if its already insured, its against their terms & conditions!!
Daniel_Corsa
Premium Member

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Registered: 21st Apr 04
Location: Wigton, Cumbria
User status: Offline
30th Jun 08 at 22:19   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Colin
You cant insure a car through Day insure if its already insured, its against their terms & conditions!!




Never actually read them oooooooooops!


April '06' Corsasport Feature Car | Aug '08' Total Vauxhall Feature Car | Spring '09' Fast Car Feature Car
Colin
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Registered: 4th Apr 02
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30th Jun 08 at 23:02   View User's Profile U2U Member Reply With Quote

You might find your not covered at all if you have an accident.

imo, dont drive other folks cars, unless you can get FC cover thats legit, ive seen too many folk loose money through shit like this, almost fell foul to it myself when giving a mate a go of my car & got rear ended. He told me he was covered.....he wasnt!!
Liam
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Registered: 19th Jan 06
Location: Stafford
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30th Jun 08 at 23:04   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Benn
Hic do it, and its free.


On all their policies??
Daniel_Corsa
Premium Member

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Registered: 21st Apr 04
Location: Wigton, Cumbria
User status: Offline
1st Jul 08 at 07:04   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Liam
quote:
Originally posted by Benn
Hic do it, and its free.


On all their policies??


NO! Your policy cover note may sound like it does but when you ring up its not always the case, I paid extra last year just to do it!


April '06' Corsasport Feature Car | Aug '08' Total Vauxhall Feature Car | Spring '09' Fast Car Feature Car
NanaFied
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Registered: 25th Nov 07
Location: Scotland
User status: Offline
1st Jul 08 at 07:09   View User's Profile U2U Member Reply With Quote

19 and im with quinn direct

Ive had it since i was 18 with quinn, Can drive any car third party only and a car that only has tax and mot.
JM_16v
Member

Registered: 17th Oct 05
Location: Essex Drives: GLC63S
User status: Offline
1st Jul 08 at 07:14   View User's Profile U2U Member Reply With Quote

its only so i can drive cars such as my misses when i need to
baza31
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Registered: 19th Apr 03
Location: yorkshire
User status: Offline
1st Jul 08 at 07:17   View User's Profile U2U Member Reply With Quote

dont understand how it works, say i am insured tpf+t on other cars, i lend my friends car and smash it up, who pays for his car? my insurance or his?
baza31
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Registered: 19th Apr 03
Location: yorkshire
User status: Offline
1st Jul 08 at 07:18   View User's Profile U2U Member Reply With Quote

also what stops me getting a car in someone elses name and driving it ?
pow
Premium Member

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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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1st Jul 08 at 08:02   View Garage View User's Profile U2U Member Reply With Quote

Your only covered with Bell if the car you are driving is insured, tax'd and mot'd. Also, your car still has to be roadworthy.

If I drive Kirstys car on my policy, if I hit someone, my insurance pays out for my damage to their car, but not to Kirstys car. If someone hits me, my insurance (or hers) isn't touched. Its as if I'm insured on her policy then - the 3rd party's insurance pays out.

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