dan_m1les
Member
Registered: 8th May 06
Location: Burnham, Buckinghamshire
User status: Offline
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Basically I need to clear some debts of mine over the next too months or so, got about £1500 to clear.
Whats going to be the easiest way to do this?
Not really clued up on loans etc. so any help is much appreciated.
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C2RL R
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Registered: 28th Mar 02
Location: Redcliffe, QLD
User status: Offline
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think there may be a useful thread in house day for you. good luck with the search function tho.
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All Torque
Member
Registered: 17th Nov 05
Location: Milton Keynes Drives: Ford Focus TDCi
User status: Offline
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Are you working?
Best way is to just cut out some spending and save up IMO.
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dan_m1les
Member
Registered: 8th May 06
Location: Burnham, Buckinghamshire
User status: Offline
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yeah i work, i have a fiar bit of money going out at the min anyways
need to calculate later when work is dead.
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myke
Member
Registered: 7th Feb 01
Location: High Wycombe, Buckinghamshire
User status: Offline
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stop spending
don't go out for a couple of months.
make sandwiches if you normally buy lunch.
I'd try and clear £1500 by scrimping and paying off chunks out of my wages rather than getting a loan or anything.
unless you can get a soft-loan or something from your parents?
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Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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cut spending
increase income
simple really.
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dan_m1les
Member
Registered: 8th May 06
Location: Burnham, Buckinghamshire
User status: Offline
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yeah I think I'm just going to have to pay of bit old chunks at a time 
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myke
Member
Registered: 7th Feb 01
Location: High Wycombe, Buckinghamshire
User status: Offline
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sort out your room, loft, shed, garage.
ebay everything you don't need.
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VegasPhil
Premium Member
Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
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Can you pay off using card? For that amount i'd try a credit card. Virgin Money, Bank of Scotland etc is good deals.
Corsa 2.0 16v Vegas - Sold
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dan_m1les
Member
Registered: 8th May 06
Location: Burnham, Buckinghamshire
User status: Offline
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I'll try virgin money. tbh its a credit card and just another bit of money going out. but i want to pay it off via a direct debit or something in one payment.
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Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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If the debt is on a CC already then just pay as much as you can off each month, dont worry about getting it all gone ina hurry. If you are getting interest on the money then look into getting a new CC that offers interest free on balance transfers.
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dan_m1les
Member
Registered: 8th May 06
Location: Burnham, Buckinghamshire
User status: Offline
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The only problem is, I just get refused on the amount of money, and I can't see why.
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Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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Experian.co.uk and get your credit report 
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dan_m1les
Member
Registered: 8th May 06
Location: Burnham, Buckinghamshire
User status: Offline
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cheers boss
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BlueCorsa
Member
Registered: 14th Jan 04
Location: Midlands Drives: MB SLK250 CDI
User status: Offline
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Credit crunch FTL
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