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Author how old where u?
Ally
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Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
29th May 08 at 10:28   View User's Profile U2U Member Reply With Quote

Bought first house on my own at 19
Kathryn W
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Registered: 12th Oct 03
Location: Widnes, Cheshire
User status: Offline
29th May 08 at 22:02   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by chunk89
how much is your 5% kathryn W btw?


Just short of £6k, but then there's all the legal costs..its expensive before your first mortgage payment...
chunk89
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Registered: 16th May 07
Location: Huddersfield
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29th May 08 at 22:03   View User's Profile U2U Member Reply With Quote

ok thanks
Aaron
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Registered: 9th Aug 04
Location: Cottingham, East Riding
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30th May 08 at 08:06   View User's Profile U2U Member Reply With Quote

i was 22
Aaron
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Registered: 9th Aug 04
Location: Cottingham, East Riding
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30th May 08 at 08:08   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Cosmo
18, my dad bought it outright, student.



Fixed
Cosmo
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Registered: 29th Mar 01
Location: Im the real one!
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30th May 08 at 14:52   View User's Profile U2U Member Reply With Quote

I knew you wouldnt disappoint.
Aaron
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Registered: 9th Aug 04
Location: Cottingham, East Riding
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30th May 08 at 14:57   View User's Profile U2U Member Reply With Quote

mattk
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Registered: 27th Feb 06
Location: St. Helens
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30th May 08 at 15:32   View User's Profile U2U Member Reply With Quote

How long have you been with your g/f?
IvIarkgraham
Premium Member

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Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
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30th May 08 at 16:57   View Garage View User's Profile U2U Member Reply With Quote

21
Ben G
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Registered: 12th Jan 07
Location: Essex
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30th May 08 at 18:17   View User's Profile U2U Member Reply With Quote

think i'll move out in about 2 years, currently will be paying about £1K free after the focus gets paid off each month and petrol and insurance but knowing my luck the house prices will shoot up by then

i've only just turned 20 last month though, so i'm still a young'un

i envy people who can afford houses
nova_gteuk
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Registered: 15th May 02
Location: South Wales Drives: The Bandwagon
User status: Offline
30th May 08 at 22:34   View User's Profile U2U Member Reply With Quote

Im 25 and still live with daddy.

and the state the housing market is in ill probably be here till im 50+

pow
Premium Member

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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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31st May 08 at 19:38   View Garage View User's Profile U2U Member Reply With Quote

I turned 19 yesterday and I'm not even thinking about moving out.
Andrew
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Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
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31st May 08 at 21:42   View User's Profile U2U Member Reply With Quote

I was 20.
Nath
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Registered: 3rd Apr 02
Location: MK
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31st May 08 at 22:20   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Aaron
quote:
Originally posted by Cosmo
18, my dad bought it outright, student.



Fixed


good lad
chunk89
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Registered: 16th May 07
Location: Huddersfield
User status: Offline
1st Jun 08 at 21:56   View User's Profile U2U Member Reply With Quote

A year mate

quote:
Originally posted by mattk
How long have you been with your g/f?
Kathryn W
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Registered: 12th Oct 03
Location: Widnes, Cheshire
User status: Offline
1st Jun 08 at 21:58   View User's Profile U2U Member Reply With Quote

I'd seriously wait a lot lot longer before id think about moving... getting a house together is a serious commitment
Cosmo
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Registered: 29th Mar 01
Location: Im the real one!
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2nd Jun 08 at 11:30   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Nath
quote:
Originally posted by Aaron
quote:
Originally posted by Cosmo
18, my dad bought it outright, student.



Fixed


good lad


Oh you two, what you like.
Robbo
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Registered: 6th Aug 02
Location: London
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2nd Jun 08 at 11:32   View User's Profile U2U Member Reply With Quote

Bought with ex at 23

We are both accoutants
myke
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Registered: 7th Feb 01
Location: High Wycombe, Buckinghamshire
User status: Offline
2nd Jun 08 at 11:43   View User's Profile U2U Member Reply With Quote

was about a week before my 25th birthday, just over a year ago now. moved into a 2bed semi.
hadn't lived on my own before, got a little for a deposit, and mortgage for the rest.
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
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2nd Jun 08 at 16:32   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Kathryn W
Yup we're getting a mortgage with a 5% deposit, we were lucky as there's very few now that are taking 5% deposits with a lower lending charge...

Here's the property http://www.mylerestates.com/property/1204161

How much?! house prices down here are so so expensive.

I'm not going to move out until I can afford to either rent (which I wouldn't mind) or mortgage. I'm not prepared to move out and end up stretching my finances so that I have to buy poverty beans and stuff.
Kathryn W
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Registered: 12th Oct 03
Location: Widnes, Cheshire
User status: Offline
2nd Jun 08 at 16:41   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by deano87
quote:
Originally posted by Kathryn W
Yup we're getting a mortgage with a 5% deposit, we were lucky as there's very few now that are taking 5% deposits with a lower lending charge...

Here's the property http://www.mylerestates.com/property/1204161

How much?! house prices down here are so so expensive.




Got it cheaper than that

TBH, that house is very cheap for the kind of house it is... But yes, its very cheap up here to what it is elsewhere
smcGSI16V
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Registered: 26th May 03
Location: Farnborough Drives: Thurlby 888 CDTi No.98
User status: Offline
2nd Jun 08 at 18:07   View User's Profile U2U Member Reply With Quote

I was 25, and renting for 3 years and bought my first house at 28.

Your never to old to still live at home so long as your space and privacy is acknowledged.
I had better things to spend my money on when I was 20.
nik
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Registered: 19th Jun 00
User status: Offline
5th Jun 08 at 17:54   View User's Profile U2U Member Reply With Quote

Bought my own place at 22.
Dean_W
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Registered: 13th Dec 05
Location: Downham Market, Norfolk
User status: Offline
6th Jun 08 at 13:00   View User's Profile U2U Member Reply With Quote

Moved out with a GF when is was 19. Mortgaged shared ownership property.

Rental is dead money. Your basically paying someone elses investment off for them.
Graham88
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Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
6th Jun 08 at 23:24   View User's Profile U2U Member Reply With Quote

Think about how cool it would be quite alot, but then think about how lucky I am to be paying fairly low rent with food cooked for me etc.

Only 19 so a long time to wait yet

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