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Author Insurance - No Claims Info Plz...??
Bufton
Member
Registered: 12th Feb 08
Location: Powys
User status: Offline
28th May 08 at 10:50   View User's Profile U2U Member Reply With Quote
If i had 3 years no claims on my insrance, and I had a crash and claimed, would I lose all 3 years no claims, or just 1?

want to know whether its worth protecting my no claims or not?

cos if i lose just 1 years no claims, its not so bad, but to lose all is a lot.

Cheerz.
Ellis
Member
Registered: 11th Sep 07
Location: Aberdeenshire
User status: Offline
28th May 08 at 10:51   View User's Profile U2U Member Reply With Quote
Lose the lot
John
Member
Registered: 30th Jun 03
User status: Offline
28th May 08 at 11:38   View User's Profile U2U Member Reply With Quote
Can't protect until 4 years.
_Allan_
Member
Registered: 24th Mar 04
User status: Offline
28th May 08 at 13:38   View User's Profile U2U Member Reply With Quote
I think you lose 2 years per claim. Ring up and ask
stubbsy05
Member
Registered: 23rd Oct 02
User status: Offline
28th May 08 at 13:41   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by _Allan_
I think you lose 2 years per claim. Ring up and ask


thats what churchill do
Colin
Member
Registered: 4th Apr 02
User status: Offline
28th May 08 at 13:53   View User's Profile U2U Member Reply With Quote
I needed full NCB (5yrs) before I could protect it.
Baskey
Member
Registered: 31st May 06
User status: Offline
28th May 08 at 13:54   View User's Profile U2U Member Reply With Quote
you will loose two years, thats what all the major companies do

I had 3 years, crashed into an astra, now i have 1 years

[Edited on 28-05-2008 by Baskey]
johnhara1
Member
Registered: 19th Oct 06
Location: Newcastle upon Tyne
User status: Offline
28th May 08 at 14:02   View User's Profile U2U Member Reply With Quote
According to my insurance docs (Swift) if i had 3yrs NCB (i have) and i have an accident i will be classed as having 1yrs NCB.

I would imagine its different for different insurers mate, just phone and ask.
ash_corsa
Member
Registered: 15th Apr 04
Location: Shrewsbury
User status: Offline
28th May 08 at 17:08   View User's Profile U2U Member Reply With Quote
I didnt know this, i always thought if you have a bump you loose the lot unless its protected

 
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