XSIHardy
Member
Registered: 5th Feb 08
User status: Offline
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Im 17 and will be 18 in july,
will it be a lot for me to get finance on
a new astra or corsa
only lookin at a 1.2 or a 1.4
cheers sam 
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AndyKent
Member
Registered: 3rd Sep 05
User status: Offline
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Brand new?
They do 0% mate
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XSIHardy
Member
Registered: 5th Feb 08
User status: Offline
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if possible yeh,
tbh im not all tht sure how it works
is it just like a loan?
say i see a car for £8000
they give me tht
and i pay them back
via vaxhall?
[Edited on 16-05-2008 by XSIHardy]
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Simon_16v
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Registered: 14th Aug 06
Location: Yorkshire
User status: Offline
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Think you have to be of a certain age and credit rating for that sorta money.
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AndyKent
Member
Registered: 3rd Sep 05
User status: Offline
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Only have to be old enough to be able to take on personal loans (ie. 18 years).
Subject to credit checks.
Go to a dealer, they'll explain it. You will have to put down a deposit (10% on Corsas, 15% on Astras IIRC) and you owe them back over a fixed period (3 years corsa, 4 astra). They set up a direct debit and take it each month from your account.
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XSIHardy
Member
Registered: 5th Feb 08
User status: Offline
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Thats what i was thinking,
dont no if a bank loan would be a better idea.
its only a idea at the moment but the corsa looks like its going to be on its 3rd sensor
soo im realy gonna be lookin for a new car which is more reliable
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AndyKent
Member
Registered: 3rd Sep 05
User status: Offline
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Depends if you can stand the depreciation really.
I bought my car brand new - don't regret it, but might be when I come to sell it 
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andys sxi
Premium Member
Registered: 19th Jan 06
Location: Chester Drives:Scirocco tdi bluemotion
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with just turning 18 i dont think u will get £8000 loan just like that just because your 18 it doesnt mean u can get it it goes by your credit rating with wont b very good best bet is it try finance but not sure if u would get that much
April 08 feature car
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AndyKent
Member
Registered: 3rd Sep 05
User status: Offline
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I got nearly as much as that at 19 - they will consider anyone over 18 but it does depend heavily on your income.
[Edited on 16-05-2008 by aPk]
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Cosmo
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Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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quote:
Originally posted by aPk
I got nearly as much as that at 19 - they will consider anyone over 18 but it does depend heavily on your income.
Not just your income, if you havent had a credit card, or any bills that are paid via direct debits, or anything like that then your credit rating wont be very good.
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AndyKent
Member
Registered: 3rd Sep 05
User status: Offline
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Well yes that too. I know what I mean 
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