Mobby
Member
Registered: 31st Dec 07
Location: Leicestershire
User status: Offline
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i ran up the rear end of a car the other week, a new a3, my premium is sky high at the minute due to my 8 points, iv been told it will rocket next year if i claim because its in the first year of my driving, is this true, and i also think i need my first years no claims bonus, to try and bring it down,
he wants 600 quid cash for it, isit worth it or should i claim?
im really swaying towards paying him, does anyone know how much it goes up after a crash
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nova_gteuk
Member
Registered: 15th May 02
Location: South Wales Drives: The Bandwagon
User status: Offline
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everyone says it goes up a lot.
But after my first bump it went up by about £20 lol
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Mobby
Member
Registered: 31st Dec 07
Location: Leicestershire
User status: Offline
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but you wernt at fault right?
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nova_gteuk
Member
Registered: 15th May 02
Location: South Wales Drives: The Bandwagon
User status: Offline
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Was my fault yes.
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CorsAsh
Member
Registered: 19th Apr 02
Location: Munich
User status: Offline
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If you're sure the 600 quid will be the end of things, then do that. But you have no guarantee that he'll take that and not go through insurance for "whiplash".
My insurance has been a pain due to a fault accident. Even with no points *touches wood* it's still a problem.
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mattk
Member
Registered: 27th Feb 06
Location: St. Helens
User status: Offline
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Hmmmm Id be tempted to pay him
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mattk
Member
Registered: 27th Feb 06
Location: St. Helens
User status: Offline
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And as ash said, that would be £600 an a recipt that hes had the work done PI claim is the only thing that he could screw you with
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Mobby
Member
Registered: 31st Dec 07
Location: Leicestershire
User status: Offline
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me to, he seems a decent chap and it wasnt a fast bump like a 15-20mph bump in traffic, didnt even crush his bumper, just fucked my bonnet and car, its been over a week now and iv text him a few times, and i need to ring him tonight, as i havnt been able to make my mind up
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John
Member
Registered: 30th Jun 03
User status: Offline
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How have you got 8 points in your first year of driving?
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Mobby
Member
Registered: 31st Dec 07
Location: Leicestershire
User status: Offline
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had them before i was driving im not going into detail been there done that, got the hassle
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John
Member
Registered: 30th Jun 03
User status: Offline
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 A claim will probably shaft you then, I hope it does.
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Mobby
Member
Registered: 31st Dec 07
Location: Leicestershire
User status: Offline
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grow up mate
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JM_16v
Member
Registered: 17th Oct 05
Location: Essex Drives: GLC63S
User status: Offline
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id pay him with a wrtten letter saying he cant claim for any further damage for the car / medical related problems / loss of work time / damage to other partys other than himseld if there in the car
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Mobby
Member
Registered: 31st Dec 07
Location: Leicestershire
User status: Offline
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quote:
Originally posted by JM_16v
id pay him with a wrtten letter saying he cant claim for any further damage for the car / medical related problems / loss of work time / damage to other partys other than himseld if there in the car
but will this actually help me in anyway??? isnt it just a letter
or i could wright it out and get him to sign after reading it?
[Edited on 02-05-2008 by mobby]
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Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
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quote:
Originally posted by mobby
grow up mate
Your one to talk.
TBH you are safer going through insurance, but i would fancy paying the guy rather than claiming etc, but as people have said you have no legal comeback if he decides to shaft you.
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CorsAsh
Member
Registered: 19th Apr 02
Location: Munich
User status: Offline
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quote:
Originally posted by mobby
quote:
Originally posted by JM_16v
id pay him with a wrtten letter saying he cant claim for any further damage for the car / medical related problems / loss of work time / damage to other partys other than himseld if there in the car
but will this actually help me in anyway??? isnt it just a letter
or i could wright it out and get him to sign after reading it?
[Edited on 02-05-2008 by mobby]
Yeah, I'd get him to sign a written agreement stipulating that no further action by either party will be entered into. Get him to sign it, then you sign it and give him a copy.
People like having copies of things with their signatures on.
[Edited on 02-05-2008 by CorsAsh]
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Mobby
Member
Registered: 31st Dec 07
Location: Leicestershire
User status: Offline
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how would i wright a agreement
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tom_simes
Show Staff
Organiser: South Wales
Premium Member
Registered: 12th Jan 05
Location: Undy, Newport Drives: Skoda Octavia vRS estate
User status: Offline
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Normally using paper or pen, or some kind of computer package:
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Mobby
Member
Registered: 31st Dec 07
Location: Leicestershire
User status: Offline
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quote:
Originally posted by tom_simes
Normally using paper or pen, or some kind of computer package:
funny
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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My insurance went up £600 after a claim when I went into the back of someone.
Although I managed to get a premium with another company for £780, £220 less than my original premium before the crash.
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Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
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Go through insurance imo
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chloe16v
Member
Registered: 29th Nov 07
Location: Rotherham
User status: Offline
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my insurance, first year 1.0 corsa £600 1 claim my fault
2nd year 1.6 sport 0ncb £1200 at 21yrs
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Mobby
Member
Registered: 31st Dec 07
Location: Leicestershire
User status: Offline
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quote:
Originally posted by cb87
my insurance, first year 1.0 corsa £600 1 claim my fault
2nd year 1.6 sport 0ncb £1200 at 21yrs
that clearly doubled
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fazza
Member
Registered: 7th Feb 08
Location: Plymouth
User status: Offline
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if you go through insurance he cannot shaft you at a later date but with your points it will rape you on insurance.
12V FTW!!!
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Mobby
Member
Registered: 31st Dec 07
Location: Leicestershire
User status: Offline
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yeh, looks like im going to be paying then, thanks
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