deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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Because this happened.
The repair bill, which went through insurance was £1800. With my excess of £450ish, it naturally took the cost for the insurance company down to £1350. Yet the car, STILL WASN'T written off.
I just found a Seat Ibiza TDi on eBay (also on AutoTrader) that had similar parts replaced and was classed as a Cat D write off, so now it has history, yet the car is worth considerably more.
Thinking back, I'm just quite amazed how it wasn't written off. May be it was something to do with I had just washed, hoovered it etc the day before, so was looking relatively good 
What's more, my insurance renewal with another company was £280 less than the previous year, with a claim worth £3200 (including the 3 party's).
Having just turned over the 80k mark, the car is still going strong and I haven't had any problems since getting it with 59k on in August 2006.
I think I got a good'un 
[Edited on 01-05-2008 by deano87]
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Timbaland
Banned
Registered: 20th Jan 07
Location: Glasgow
User status: Offline
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Im confused as to what this thread is informing us?
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Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
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Great story
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Anty
Premium Member
Registered: 19th Mar 08
Location: droitwich
User status: Offline
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and me, but always like a good picture !! 
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Hammer
Member
Registered: 11th Feb 04
User status: Offline
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quote:
Originally posted by Timbaland
Im confused as to what this thread is informing us?
Wash and hoover your car before you crash it and it'll never be written off.
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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I'm just astonished how the car wasn't written off, considering the real market value of the car.
Then a much more expensive car in terms of market value is written off.
I was lucky in the sense that 2 weeks later I had the car back, and it isn't classed as Cat D or C.
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John
Member
Registered: 30th Jun 03
User status: Offline
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Gf had an R reg corsa that they had quoted 1800 to fix and they had started proceedings to fixed it until we said wtf are you fixing that for.
Insurance companies work in mysterious ways.
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Mobby
Member
Registered: 31st Dec 07
Location: Leicestershire
User status: Offline
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iv had a crash that was my fault, the guy wants 600 cash , i dont know weither to pay him or claim?
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Timbaland
Banned
Registered: 20th Jan 07
Location: Glasgow
User status: Offline
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quote:
Originally posted by Hammer
quote:
Originally posted by Timbaland
Im confused as to what this thread is informing us?
Wash and hoover your car before you crash it and it'll never be written off.
Cool, will keep it in mind before i crash next time.
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Timbaland
Banned
Registered: 20th Jan 07
Location: Glasgow
User status: Offline
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quote:
Originally posted by mobby
iv had a crash that was my fault, the guy wants 600 cash , i dont know weither to pay him or claim?
He's un-insured.
Whats his car reg and i'll find out for you.
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Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
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quote:
Originally posted by mobby
iv had a crash that was my fault, the guy wants 600 cash , i dont know weither to pay him or claim?
Fuck that, claim! I doubt your premium would go up more than £600 anyway.
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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quote:
Originally posted by John
Gf had an R reg corsa that they had quoted 1800 to fix and they had started proceedings to fixed it until we said wtf are you fixing that for.
Insurance companies work in mysterious ways.
Well, I paid £1800 for the car and after excess if I got a pay out, I'd have only had £1350, so I went for the repair.
Not that I was given the option.
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Scotty C
Member
Registered: 6th Nov 05
Location: Kidderminster Drives: 1.6 16v Sport
User status: Offline
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Looking at the picture, i'm also amazed that wasen't written off.
What was needed? Bonnet, wings, headlights, bumper, slam pannel, rad, crash bar?
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Dione J
Member
Registered: 22nd Sep 04
Location: West Midlands Drives: Leon Cupra Turbo
User status: Offline
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 Wont be long now until you get the dream car 
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jezza
Member
Registered: 19th May 07
User status: Offline
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You jammy bastard! Mine was similar to that and written off Cat C. Repaired too
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stubbsy05
Member
Registered: 23rd Oct 02
User status: Offline
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Mine was written off.
Advertised for £1800 ono in the windows for weeks! I soon ripped them out before the assessor came out and they paid out £2500!!
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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quote:
Originally posted by Monster
Looking at the picture, i'm also amazed that wasen't written off.
What was needed? Bonnet, wings, headlights, bumper, slam pannel, rad, crash bar?
Pretty much. All genuine GM parts. Add to that a top grill, fluids, painting, labour  certified insurance repairer, all done through the insurance.
The recovery truck picked me and the car up, taken to repair centre, car left there, and I drove away in a courtesy car.
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Jimbo
Member
Registered: 17th Feb 07
User status: Offline
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I saw you in Langford yesterday
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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u2u'd.
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