Corsa_Joel
Member
Registered: 3rd May 07
Location: Dunstable, Bedfordshire
User status: Offline
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Im a named driver on my old mans policy, paying monthly insurance. Just noticed the money hadn't gone out of my bank account this month, so had a brief look for my contract couldn't find the main details but found a sheet which basically says I pay a deposit and then 9 months of monthly payments. Does this mean im only insured for 9 months or still the full 12 months?  
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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you are insured for the whole 12 months but the deposit covers the 3 months extra
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mark_gsi
Member
Registered: 1st Nov 03
Location: Peterlee/darlington
User status: Offline
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full 12.
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Corsa_Joel
Member
Registered: 3rd May 07
Location: Dunstable, Bedfordshire
User status: Offline
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 PVS Money 
Cheers!
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Carl
Member
Registered: 9th May 04
Location: Jimmy Bennett's la la land.
User status: Offline
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I pay monthly, the first payment is usually 2 months worth to start off, the pay a month after that, so in effect you have paid the last month at the start. Not with LV any more but been with them and sure it was the same, best way is to give them a quick ring and ask.
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Corsa_Joel
Member
Registered: 3rd May 07
Location: Dunstable, Bedfordshire
User status: Offline
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Sorry just another question will I have to pay another deposit at the start of the next premium ?
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andys sxi
Premium Member
Registered: 19th Jan 06
Location: Chester Drives:Scirocco tdi bluemotion
User status: Offline
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if u stay with them i dont think u have to u will have to if u change to a different insurance
April 08 feature car
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Corsa_Joel
Member
Registered: 3rd May 07
Location: Dunstable, Bedfordshire
User status: Offline
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Yeah I will probably stay with them to be fair, maybe get my own policy though.
Cheers guys
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Carl
Member
Registered: 9th May 04
Location: Jimmy Bennett's la la land.
User status: Offline
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quote:
Originally posted by Corsa_Joel
Sorry just another question will I have to pay another deposit at the start of the next premium ?
yeah more than likely. I'd have a ring around, i was with liverpool vic at first for 1 or 2 years as they were cheapest, then after that i found cheaper at renewal time.
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andys sxi
Premium Member
Registered: 19th Jan 06
Location: Chester Drives:Scirocco tdi bluemotion
User status: Offline
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if u take out a new poilcey in your name u might have to pay a deposit as u are a new customer to them if u was on your dads b4
April 08 feature car
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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seriously mate, i'd definitely consider a new policy with you as the main driver and your mum/dad as named drivers.
means you can get NCB and can get bigger engined car's in the future for cheaper insurance
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Corsa_Joel
Member
Registered: 3rd May 07
Location: Dunstable, Bedfordshire
User status: Offline
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quote:
Originally posted by Ben G
seriously mate, i'd definitely consider a new policy with you as the main driver and your mum/dad as named drivers.
means you can get NCB and can get bigger engined car's in the future for cheaper insurance
Yeah defo mate, Greggs car has made me want an xe 
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