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Author Insurance quotes
ianic SRi
Member
Registered: 12th Apr 08
Location: Newark/Nottingham
User status: Offline
21st Apr 08 at 20:30   View User's Profile U2U Member Reply With Quote
got me test tomorrow so thought i better get some quotes just in case i pass

cheapest i got was £1,700 then thought i'd ring quinn up because Adrian Flux kept directing me to loads of different other brokers

so i was expecting late 1,000's off quinn maybe early 2,000's and the woman goes

£782 (paid over 10 months £74.20)

my god am i happy, all i need to do now is pass tomorrow
Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
21st Apr 08 at 20:30   View User's Profile U2U Member Reply With Quote
what car mate?
Carl Gillespie
Member
Registered: 15th Feb 08
User status: Offline
21st Apr 08 at 20:32   View User's Profile U2U Member Reply With Quote
What age?
ianic SRi
Member
Registered: 12th Apr 08
Location: Newark/Nottingham
User status: Offline
21st Apr 08 at 20:33   View User's Profile U2U Member Reply With Quote
1993 Corsa SRi
Brett
Premium Member

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Registered: 16th Dec 02
Location: Manchester
User status: Offline
21st Apr 08 at 20:34   View Garage View User's Profile U2U Member Reply With Quote
Just turned 18
Carl Gillespie
Member
Registered: 15th Feb 08
User status: Offline
21st Apr 08 at 20:39   View User's Profile U2U Member Reply With Quote
Im gona get my dad to take out a policy, protect his 22 years no claims, then add me as named driver. this then brings my insurance down on a 1.6 16v megane coupe to £762 AND i live in northern ireland. i will keep doing this for two years then use my named driver discount to reduce my insurance when im 19. bearing in mind it would have been £1562 this is a considerable saving.
John
Member
Registered: 30th Jun 03
User status: Offline
21st Apr 08 at 20:41   View User's Profile U2U Member Reply With Quote
Does he not use his no claims on a current car?
Carl Gillespie
Member
Registered: 15th Feb 08
User status: Offline
21st Apr 08 at 20:43   View User's Profile U2U Member Reply With Quote
Yes. however we are gona take out a sperate policy with a different company. have you spotted a fly in my ointment lol?

[Edited on 21-04-2008 by Carl Gillespie]

[Edited on 03-05-2008 by Carl Gillespie]
John
Member
Registered: 30th Jun 03
User status: Offline
21st Apr 08 at 20:46   View User's Profile U2U Member Reply With Quote
You can only use the no claims on one car.
Ste L
Member
Registered: 3rd Jul 06
Location: Manchester Drives: 106 16v Rallye
User status: Offline
21st Apr 08 at 20:46   View User's Profile U2U Member Reply With Quote
he cant use his ncb on two car's..

so that wont work
Carl Gillespie
Member
Registered: 15th Feb 08
User status: Offline
21st Apr 08 at 20:46   View User's Profile U2U Member Reply With Quote
Can they find out?
John
Member
Registered: 30th Jun 03
User status: Offline
21st Apr 08 at 20:48   View User's Profile U2U Member Reply With Quote
Yes

And even with his no claims protected, both of you would have to declare any crash on any policy you had.

[Edited on 21-04-2008 by John]
Carl Gillespie
Member
Registered: 15th Feb 08
User status: Offline
21st Apr 08 at 20:54   View User's Profile U2U Member Reply With Quote
DAM, DAM, DAM, DAM, DAM.

Although ive just went online and looked at a quote and it has went up to £904 without taking advantage of his no claims bonus.
What would happen to his premium the following year if i was to have an accident? Would it go up considerably even though he did not cause the crash?
John
Member
Registered: 30th Jun 03
User status: Offline
21st Apr 08 at 20:55   View User's Profile U2U Member Reply With Quote
It may not go up considerably or at all but it would still need to be declared.
Carl Gillespie
Member
Registered: 15th Feb 08
User status: Offline
21st Apr 08 at 20:57   View User's Profile U2U Member Reply With Quote
Thanks for your help john. it doesnt seem such a good idea now really although it still may save me about 500 quid which is better than nothing i suppose

 
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