ChrisBoom
Member
Registered: 6th Dec 06
Location: Highland
User status: Offline
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My insurance is proving too much a year, £1583.
Quinn Direct wont quote me an less for any car, very strange.
Im thinking im going to have to get insured as a named driver. Is it possible that my dad can set up a seperate policy for my car? And say I smashed it, would it affect the no claims bonus on his own policy for his car?
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Liam
Member
Registered: 19th Jan 06
Location: Stafford
User status: Offline
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If its a separate policy to his other 1, then he can't use the NCB on 2 policys. AFAIK if you crashed on the separate policy, then no it wouldn't affect he NCB, cause its a different policy. Not 100% sure about that though.
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ChrisBoom
Member
Registered: 6th Dec 06
Location: Highland
User status: Offline
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Ah, pitty the NCB cant be used. Will still be £££ cheaper though.
So long as it doesnt affect his own policy, it should be fine 
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Matt L
Member
Registered: 17th Apr 06
User status: Offline
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tried someone other than quinn?
and no it would only affect the policy of who ever caused the accident i think
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Liam
Member
Registered: 19th Jan 06
Location: Stafford
User status: Offline
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quote:
Originally posted by ChrisBoom
So long as it doesnt affect his own policy, it should be fine
Just double check though, as i'm not really 100% sure about it 
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ChrisBoom
Member
Registered: 6th Dec 06
Location: Highland
User status: Offline
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quote:
Originally posted by Matt L
and no it would only affect the policy of who ever caused the accident i think
Thats it, my dad would have a policy for his own car, then one for mine. He would be the policy holder, and id be a named driver. Just worried id ruin the 10+ years NCB he has on his own cars policy if I had an accident at fault.
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John
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Registered: 30th Jun 03
User status: Offline
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If you crashed on your dads second policy he would have to declare that on future insurance policy's, even though he wouldn't lose the no claims on his main one.
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Dave A
USER UNDER INVESTIGATION - DO NOT TRADE
Registered: 10th Dec 03
Location: County Durham
User status: Offline
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quote:
Originally posted by ChrisBoom
Quinn Direct wont quote me an less for any car, very strange.
is this on the phone or on their website?
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ChrisBoom
Member
Registered: 6th Dec 06
Location: Highland
User status: Offline
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quote:
Originally posted by Dave A
quote:
Originally posted by ChrisBoom
Quinn Direct wont quote me an less for any car, very strange.
Money supermarket, and their own website.
is this on the phone or on their website?
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ChrisBoom
Member
Registered: 6th Dec 06
Location: Highland
User status: Offline
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quote:
Originally posted by John
If you crashed on your dads second policy he would have to declare that on future insurance policy's, even though he wouldn't lose the no claims on his main one.
What would happen if he didnt declare the claim on a future policy?
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John
Member
Registered: 30th Jun 03
User status: Offline
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He'd get shafted if they found out no doubt.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by ChrisBoom
quote:
Originally posted by John
If you crashed on your dads second policy he would have to declare that on future insurance policy's, even though he wouldn't lose the no claims on his main one.
What would happen if he didnt declare the claim on a future policy?
Liable to be done for fraud if caught!
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ChrisBoom
Member
Registered: 6th Dec 06
Location: Highland
User status: Offline
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Oh well, never mind that then.
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