corsasport.co.uk
 

Corsa Sport » Message Board » WR Archive » Nurburgring Insurance


New Topic

New Poll
  Subscribe | Add to Favourites

You are not logged in and may not post or reply to messages. Please log in or create a new account or mail us about fixing an existing one - register@corsasport.co.uk

There are also many more features available when you are logged in such as private messages, buddy list, location services, post search and more.


Author Nurburgring Insurance
Hamish
Member

Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
User status: Offline
24th Mar 08 at 11:59   View User's Profile U2U Member Reply With Quote

Right. Potentially going to the ring in the next 2-3weeks with a few people. One of them said i could drive his car round for a few laps if i wanted.

What i want to know is how is insurance works out there, i really have no idea

Obviously over here (the UK) on tracks you can get specific track day insurance.

Can you even get insurance to drive round the ring, my gf seems to think not

Is it a case of raading through the small print in the T&C of my current insurance and see if there is any specific clauses that wont allow me to drive on the ring.

Want info ASAP really so people that have been round the ring (Paul J) etc post in here and tell me what you did

SportBoy
Member

Registered: 5th Oct 01
Location: Retford, Nottinghamshire
User status: Offline
24th Mar 08 at 12:50   View User's Profile U2U Member Reply With Quote

from what i have heard not many places will insure your car at the ring and the ones that do are not cheap
Paul_J
Member

Registered: 6th Jun 02
Location: London
User status: Offline
24th Mar 08 at 13:10   View User's Profile U2U Member Reply With Quote

Insurance doesn't work on the ring.

Normal car insurance will exclude you from being covered driving the ring.

Track insurance (if you can get it) will only cover you 3rd party for if you hit someone else... i.e. you smash up your mates car, or someone else smashes into your mates car and you arn't covered at all.

Not really worth it...

Although since it's classed as a public highway, if you do have an incident the police may be involved in germany and if you are found to not be covered by your insurer, liable for driving without insurance.
Paul_J
Member

Registered: 6th Jun 02
Location: London
User status: Offline
24th Mar 08 at 13:11   View User's Profile U2U Member Reply With Quote

bit more info for you

http://www.nurburgring.org.uk/insurance.html
Hamish
Member

Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
User status: Offline
24th Mar 08 at 14:48   View User's Profile U2U Member Reply With Quote

Cheers for that Paul. Looks like i will be taking it very easy then
MGM
Member

Registered: 16th Mar 08
Location: Reading, UK
User status: Offline
24th Mar 08 at 16:39   View User's Profile U2U Member Reply With Quote

just make sure you've got the ADAC cover, if nothing else...
Hamish
Member

Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
User status: Offline
24th Mar 08 at 17:42   View User's Profile U2U Member Reply With Quote

ADAC cover?
MGM
Member

Registered: 16th Mar 08
Location: Reading, UK
User status: Offline
24th Mar 08 at 17:50   View User's Profile U2U Member Reply With Quote

covers you for recovery from the track and repairs to barriers etc in the event you have an off. It can get very expensive if you break down on track or hit a wall. If your mate has been before he'll have it, but I'm not sure if it's personal cover or per vehicle. Paul_J will know
5chaap2k
Member

Registered: 20th Apr 05
Location: Schiedam, Netherlands
User status: Offline
25th Mar 08 at 07:58   View User's Profile U2U Member Reply With Quote

ADAC is like AA or in holland called ANWB

An organization that helps out when your car stops working on the road

Insurances 'should' cover the nurburgring as it is a 'toll-road' not a track (basic traffic regulations still count there like overtaking on the left etc) however the company's will allways use the 'you where racing' excuse as the nurburgring is known to be a race spot.

I've not heard any specific track insurances at gmbh, however, ADAC cover can make a huge difference in the costs.

Just don't ever underestimate the track. I've been visiting the nurburgring since 2003 and still get some of the corners mixed up.. but most of all accidents happen by not paying attention to other (mostly less experienced) drivers.

i've had 4 emergency stops till now of wich only one caused by myself (breidscheid miscalculated the bend and went straight out) the other 3 where from ppl like first time RWD drivers missing out in a drift or trying to overtake on the wrong side/moment

Always start your first lap to drive a little slower, keep an eye on the track, oilspots, bumps etc.

They don't call it the "green hell" for nothing


___________________________
My 183,5HP racer

[Edited on 25-03-2008 by 5chaap2k]
willay
Moderator
Organiser: South East, National Events
Premium Member


Avatar

Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
25th Mar 08 at 11:36   View Garage View User's Profile U2U Member Reply With Quote

this still seems like a grey area which puts me off taking a car over to the ring
Mobby
Member

Registered: 31st Dec 07
Location: Leicestershire
User status: Offline
25th Mar 08 at 12:07   View User's Profile U2U Member Reply With Quote

the ring is a toll road, so you insurance should voer it right, its not classed as a track its a road
Mobby
Member

Registered: 31st Dec 07
Location: Leicestershire
User status: Offline
25th Mar 08 at 12:08   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by 5chaap2k
ADAC is like AA or in holland called ANWB

An organization that helps out when your car stops working on the road

Insurances 'should' cover the nurburgring as it is a 'toll-road' not a track (basic traffic regulations still count there like overtaking on the left etc) however the company's will allways use the 'you where racing' excuse as the nurburgring is known to be a race spot.

I've not heard any specific track insurances at gmbh, however, ADAC cover can make a huge difference in the costs.

Just don't ever underestimate the track. I've been visiting the nurburgring since 2003 and still get some of the corners mixed up.. but most of all accidents happen by not paying attention to other (mostly less experienced) drivers.

i've had 4 emergency stops till now of wich only one caused by myself (breidscheid miscalculated the bend and went straight out) the other 3 where from ppl like first time RWD drivers missing out in a drift or trying to overtake on the wrong side/moment

Always start your first lap to drive a little slower, keep an eye on the track, oilspots, bumps etc.

They don't call it the "green hell" for nothing


___________________________
My 183,5HP racer

[Edited on 25-03-2008 by 5chaap2k]

didnt see that
Mobby
Member

Registered: 31st Dec 07
Location: Leicestershire
User status: Offline
25th Mar 08 at 12:09   View User's Profile U2U Member Reply With Quote

iv also heard if you goo of the track abit and rip some grass up or stones, then they charge you for it, as they have to close the road and go out there, so it cant be quite expensive going there,
i also got told by a guy who goes there every year that bmw run the ring at a loss, it is used to test there cars etc
Norledge
Member

Registered: 17th Mar 08
Location: Cheltenhamshire
User status: Offline
25th Mar 08 at 12:11   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by mobby
the ring is a toll road, so you insurance should voer it right, its not classed as a track its a road


Read your insurance small print... 90% of insurers will stipulate a clause that gets them out of it...

'Does not cover single track one way toll roads' or similar
Mobby
Member

Registered: 31st Dec 07
Location: Leicestershire
User status: Offline
25th Mar 08 at 12:38   View User's Profile U2U Member Reply With Quote

ohh yeh, i didnt know that, i fcuking hate insurance company's more than i hate brussels
jr
Member

Registered: 20th May 02
Location: Kent
User status: Offline
25th Mar 08 at 13:04   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Norledge
quote:
Originally posted by mobby
the ring is a toll road, so you insurance should voer it right, its not classed as a track its a road


Read your insurance small print... 90% of insurers will stipulate a clause that gets them out of it...

'Does not cover single track one way toll roads' or similar


Of which there is only one in europe
notts.pirate
Member

Registered: 19th Feb 08
Location: east mids
User status: Offline
25th Mar 08 at 13:08   View User's Profile U2U Member Reply With Quote

i once read the 'ring isnt like a race track at all - think of it as a B road that theres definatly no coppers down
5chaap2k
Member

Registered: 20th Apr 05
Location: Schiedam, Netherlands
User status: Offline
27th Mar 08 at 09:40   View User's Profile U2U Member Reply With Quote

but if u overtake on the right on the ring you do risk a fine from the cops.. its a tollroad and yes i have seen police vehicle's participate but most of the times the gmbh calls the police inn on a report of traffic violations

also on each accident the police gets called inn


___________________________
My 183,5HP racer

[Edited on 27-03-2008 by 5chaap2k]
John
Member

Registered: 30th Jun 03
User status: Offline
27th Mar 08 at 15:42   View User's Profile U2U Member Reply With Quote

My insurance has a bit specifically saying i'm not covered at the nurburgring.
grogan
Member

Registered: 31st Jul 06
Location: County Durham
User status: Offline
29th Mar 08 at 03:17   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by John
My insurance has a bit specifically saying i'm not covered at the nurburgring.


same here massive letters,
Graham88
Member

Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
29th Mar 08 at 14:01   View User's Profile U2U Member Reply With Quote

Same here

 
New Topic

New Poll

Corsa Sport » Message Board » WR Archive » Nurburgring Insurance 22 database queries in 0.0149570 seconds