GT190
Member
Registered: 6th Dec 07
Location: Greater London
User status: Offline
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im with endsleigh and for some reason they dont allow performance mods.
in this case exhaust.
if i got a custom 2" exhaust (tiny), do you think they would know it wasn't standard?
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mattk
Member
Registered: 27th Feb 06
Location: St. Helens
User status: Offline
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if its just a backbox I wouldnt be too fussed, a cat back, i wouldnt risk it TBH
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16V_1600
Member
Registered: 7th Oct 07
User status: Offline
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declare ALL non standard parts. Not worth it to not tell them in the event of a claim.
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mattk
Member
Registered: 27th Feb 06
Location: St. Helens
User status: Offline
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 here we go, this is gonna be a crakker
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Robin
Premium Member
Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
User status: Offline
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Is it really worth the effort?
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16V_1600
Member
Registered: 7th Oct 07
User status: Offline
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quote:
Originally posted by mattk
here we go, this is gonna be a crakker
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Alex16v
Member
Registered: 30th Jun 06
Location: Chester Drives: Civic ep3 final edition
User status: Offline
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quote:
Originally posted by Robin
Is it really worth the effort?
Just get it sorted on the insurance mate, not worth the hasstle honest. The you can have the best system you want with no worries.
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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If they don't allow performance mods then don't get any. If you happen to get an exhaust made which doesn't affect performance then there is an argument for suggesting that this is fine.
Onus is on you to prove this though and Endsleigh to be happy with it. Even assuming you can, they may not be.
[Edited on 19-01-2008 by Ian]
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mattk
Member
Registered: 27th Feb 06
Location: St. Helens
User status: Offline
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id just get a stick on trim If I was you,
If you want some noise, drill the airbox
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JinThaMC
Member
Registered: 5th Aug 07
Location: P1 is 4db louder
User status: Offline
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which is still a modification
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mattk
Member
Registered: 27th Feb 06
Location: St. Helens
User status: Offline
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get out and pull it off!
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JinThaMC
Member
Registered: 5th Aug 07
Location: P1 is 4db louder
User status: Offline
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Might as well put alloy wheels on, cat-back, LET and pull them all off when u are in a hospital bed after you wrapped your car around a tree.
But anyway, I don't working for Endsleigh or in the police force. Who am I to say you can't mod your car without informing your insurance company
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Matt H
Member
Registered: 11th Sep 01
Location: South Yorkshire
User status: Offline
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Lie, tell them it's an Irmscher one & was a factory extra. They cover factory extras, but not other modifications
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Robin
Premium Member
Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
User status: Offline
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quote:
Originally posted by mattk
get out and pull it off!
with a broken leg and car on it's roof? 
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mattk
Member
Registered: 27th Feb 06
Location: St. Helens
User status: Offline
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its a fucking exhaust trim
FFS
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Twiggy
Member
Registered: 15th Oct 04
User status: Offline
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insure your car propperly thats all i can say....!
whats the point of you paying if its not legit!
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mattk
Member
Registered: 27th Feb 06
Location: St. Helens
User status: Offline
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so ANPR cameras dont pick you up 
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16V_1600
Member
Registered: 7th Oct 07
User status: Offline
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quote:
Originally posted by Twiggy
insure your car propperly thats all i can say....!
whats the point of you paying if its not legit!
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Limecat
Banned
Registered: 25th Jun 05
Location: The Internet
User status: Offline
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It aint worth dicking about with!
Here is a copy/paste from elsewhere;
"Well would you believe it... b**tards... my own fault really tho... Had just nipped into town to do some food shopping and on me way back was being followed by the old bill for bout 5 mins before he pulled me over. Said that i'd done nothing wrong but was a general winter safety check? Anywho's I proceeded to tell him that the cars fine and completely road legal, tyres, MOT, tax etc etc... He had a look round and said fine, then asked me to open the bonnet - aaarrrggghhh, haven't yet told the ins. company bout the VVC, he won't notice me thought. Anyway, first thing he said was 'lotus engine?' i said no, it's just a cover. 'But it's a VVC he said, must be a 1800 - DOH! Trust me to get a copper that know's his engines! So from that point onwards I had to be straight with him. So there've put it on a flat bed and seized it til I provide new insurance documents. Costing me £105 for the recovery fee then £25 a day storage - daylight robbery. Have also now got 6 points for no insurance!!!
Moral of this story is - notify insurance straight away of any modifications "
Basically don't try to save a few quid. If you cannot afford to insure it properly then you cannot afford the modifications - it's both or nothing!
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SportBoy
Member
Registered: 5th Oct 01
Location: Retford, Nottinghamshire
User status: Offline
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unfortunately most people that dont declare mods get away with it , i had a mate who had an undeclared cossy engine in somthing like a sierra gls who crashed it and got away with it
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GT190
Member
Registered: 6th Dec 07
Location: Greater London
User status: Offline
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quote:
Originally posted by mattk
id just get a stick on trim If I was you,
If you want some noise, drill the airbox
i used to have a 4" trim on there.
and someoen crashed into the side of me.
insurance inspected it etc, never said anything about it.
didn't even asked if it was a trim.
that's why i thought about getting a decent backbox.
[Edited on 20-01-2008 by GT190]
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GT190
Member
Registered: 6th Dec 07
Location: Greater London
User status: Offline
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quote:
Originally posted by LETGSI16V
It aint worth dicking about with!
Here is a copy/paste from elsewhere;
"Well would you believe it... b**tards... my own fault really tho... Had just nipped into town to do some food shopping and on me way back was being followed by the old bill for bout 5 mins before he pulled me over. Said that i'd done nothing wrong but was a general winter safety check? Anywho's I proceeded to tell him that the cars fine and completely road legal, tyres, MOT, tax etc etc... He had a look round and said fine, then asked me to open the bonnet - aaarrrggghhh, haven't yet told the ins. company bout the VVC, he won't notice me thought. Anyway, first thing he said was 'lotus engine?' i said no, it's just a cover. 'But it's a VVC he said, must be a 1800 - DOH! Trust me to get a copper that know's his engines! So from that point onwards I had to be straight with him. So there've put it on a flat bed and seized it til I provide new insurance documents. Costing me £105 for the recovery fee then £25 a day storage - daylight robbery. Have also now got 6 points for no insurance!!!
Moral of this story is - notify insurance straight away of any modifications "
Basically don't try to save a few quid. If you cannot afford to insure it properly then you cannot afford the modifications - it's both or nothing!
firstly thats an engine conversion.
nothing like changing the backbox.
& police cant check if you mods are insured, i asked my insurance.
police will pull you over nowadays if your music is too loud.
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mattk
Member
Registered: 27th Feb 06
Location: St. Helens
User status: Offline
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engine conversons un-declared are WRONG
A fucking exhaust trim though c`mon, I suppose there are the people on here who will argue over anything though
its your car if you want a back box and want to take the risk go for it
non of my corsa/saxo mods were declared
I now have a standard car
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