telf2k6
Member
Registered: 16th Jan 08
Location: Livingston
User status: Offline
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new to the forum, was a learner driver until a small mishap last year, have 3 driving convictions consisting of driving drunk, no insurance or licence so as you can guess im having a nightmare getting insured.
i have a 1.0 litre 12 Valve v reg (2000) corsa B with no mods as of yet but am being quoted as cheapest i have found £2553 a year 3rd party fire and theft.
anyone else in the same situation with insurance who can help or has any hints to try bring my premium down 
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Dan Lewis
Member
Registered: 31st Jan 05
Location: Leicestershire
User status: Offline
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probley not as no one would be as stupid to do all that. thats a good quote tbf just bite the bullet and take it.
wouldnt call it a slight mishap either, rather major "mishap" imo
[Edited on 16-01-2008 by Dan Lewis]
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Hamish
Member
Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
User status: Offline
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*flame suit on*
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VegasPhil
Premium Member
Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
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There are specialists that can help with your situation, quite a list of convictions you have there. Try buying an auto trader and looking in there at the insurers. Good luck mate
Corsa 2.0 16v Vegas - Sold
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barter
Member
Registered: 27th Oct 07
Location: essex
User status: Offline
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yeh mate lol what goes around comes around as they say.its gonna be high whatever you get mate
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Dave A
USER UNDER INVESTIGATION - DO NOT TRADE
Registered: 10th Dec 03
Location: County Durham
User status: Offline
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driving drunk, driving uninsured and without a licence? and now you are complaining about the cost to insure a car?
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Matt H
Member
Registered: 11th Sep 01
Location: South Yorkshire
User status: Offline
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Insurance is about risk & you'd be considered as a risk for obvious reasons. Don't think it's going to dip much below that price to be honest
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VegasPhil
Premium Member
Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
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Looks like you took your car for a spin after a few tinnies 
And he was asking for ways to bring the cost down, not complaining.
Corsa 2.0 16v Vegas - Sold
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Hamish
Member
Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
User status: Offline
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btw my advice is walk. you quite clearly arent responsible enough for a car yet
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barter
Member
Registered: 27th Oct 07
Location: essex
User status: Offline
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quote:
Originally posted by VegasPhil
And he was asking for ways to bring the cost down, not complaining.
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Matt H
Member
Registered: 11th Sep 01
Location: South Yorkshire
User status: Offline
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quote:
Originally posted by Hamish
btw my advice is walk. you quite clearly arent responsible enough for a car yet
Don't jump to conclusions, might've been a long time ago. My point being that you don't know
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barter
Member
Registered: 27th Oct 07
Location: essex
User status: Offline
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quote:
Originally posted by Matt H
quote:
Originally posted by Hamish
btw my advice is walk. you quite clearly arent responsible enough for a car yet
Don't jump to conclusions, might've been a long time ago. My point being that you don't know
agree mate.i had a mate loose his licence for drink driving riding a mini moto in his own pub car park.so he's got a drink driving offense but as you can probly think how can you do someone for drink driving in there own private car park.
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telf2k6
Member
Registered: 16th Jan 08
Location: Livingston
User status: Offline
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nah lesson well learnt, bein that lucky not to die will do that as the end result was a crash. but ban is up 2moro so will see how things go, have done the drink drive awareness course etc so have good references for bringing premiums down, have just been contacted and got it down to £2100 now, best to stick to that
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simon179
Member
Registered: 6th Aug 07
Location: southport
User status: Offline
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tbh 1.0 corsas altho they are group 1 they are expensive to insure for some reason! for same price as mine i can insure a saxo vtr!
when i first passed my test cheapest quote i could find on mine was 1900 now its down to 1100after a year and half!
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telf2k6
Member
Registered: 16th Jan 08
Location: Livingston
User status: Offline
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well for the level of alcohol i had i am not classed as a high risk offender, ave payed ma fine and ma bans been spent but its still on my record for another ten years, till am 25 tho insurance will be fun to compete with, but looks like for now i am sorted
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Fonz
Premium Member
Registered: 12th May 06
Location: Newbury, Berks
User status: Offline
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quote:
Originally posted by Dave A
driving drunk, driving uninsured and without a licence?
not to mention little experience behind the wheel!!
shot yourself in the foot there!
you seem grounded now though and learnt you lesson, just have to pay for it now, good luck
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Edd
Member
Registered: 8th Nov 04
Location: Glasgow
User status: Offline
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we all make mistakes
aslong as you've learned your lesson and drive safely your insurance will drop pretty quickly
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