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Author Insurance for young drivers
shaunmods
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Registered: 12th Mar 07
Location: Glascote, Staffordshire
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12th Jan 08 at 11:27   View Garage View User's Profile U2U Member Reply With Quote
I've spent this morning getting quotes for my corsa and so far i'm not having much luck The cheapest quote i've have so far is £2464! thats will everything declared by the way.

Has anyone got any recommendations on companies to call for a 17 year old with a modified corsa?

Corsa 1.0 12v Merit

Modifications are
Vauxhall Alloywheels
GSI Spoiler
Colour coded bumpers
Lowered
Non standard lights
CD Player
Sub woofer
Exhaust

would really appreciate some help folks

[Edited on 12-01-2008 by shaunmods]
Tommy L
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Registered: 21st Aug 06
Location: Northampton Drives: Audi wagon
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12th Jan 08 at 11:28   View User's Profile U2U Member Reply With Quote
Who have you tried already?
shaunmods
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Registered: 12th Mar 07
Location: Glascote, Staffordshire
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12th Jan 08 at 11:30   View Garage View User's Profile U2U Member Reply With Quote
Adrian Flux
A&A Group
Comparemore
Admiral
Bell
Tommy L
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Registered: 21st Aug 06
Location: Northampton Drives: Audi wagon
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12th Jan 08 at 11:50   View User's Profile U2U Member Reply With Quote
try brentacre
Neil Dagens
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Registered: 14th Apr 07
Location: Fareham, Hampshire
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12th Jan 08 at 11:50   View User's Profile U2U Member Reply With Quote
Quinn imo, didnt charge any extra for alloys as they say they are standard on most cars nowadays, and i saw hardly any change when i lowered it, and it beat all the other quotes i had too
shaunmods
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Registered: 12th Mar 07
Location: Glascote, Staffordshire
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12th Jan 08 at 11:56   View Garage View User's Profile U2U Member Reply With Quote
Cheers Tom. Just got off the phone to brentacre and they said I need to be 19 for them to cover it

As for Quinn, they won't give me a quote for it until I turn 17. I've heard they are very good on prices so might hold out a call them back on my birthday
swedge
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Registered: 3rd Sep 07
Location: Hawick,scotland drives: 1.4 sri corsa
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12th Jan 08 at 12:08   View User's Profile U2U Member Reply With Quote
im with quinn and thier pretty cheap, those are realy high your getting there
Fad
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Registered: 1st Feb 01
Location: Dartford Kent Drives: 330cd
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12th Jan 08 at 12:12   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by shaunmods
I've spent this morning getting quotes for my corsa and so far i'm not having much luck The cheapest quote i've have so far is £2464! thats will everything declared by the way.

Has anyone got any recommendations on companies to call for a 17 year old with a modified corsa?

Corsa 1.0 12v Merit

Modifications are
Vauxhall Alloywheels
GSI Spoiler
Colour coded bumpers
Lowered
Non standard lights
CD Player
Sub woofer
Exhaust

would really appreciate some help folks

[Edited on 12-01-2008 by shaunmods]


Thats obscene I would only be declaring the exhaust and lowering the rest is pretty standard.

I'd take the bits off then get some no claims and then put them on when you can afford it.

Your quotes are more than the cars value surely?
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
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12th Jan 08 at 12:16   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Fad
Thats obscene I would only be declaring the exhaust and lowering the rest is pretty standard.

I'd take the bits off then get some no claims and then put them on when you can afford it.

Your quotes are more than the cars value surely?

I agree - only declare anything that is performance enhancing. For example, if you had a rear end prang, and you needed a new boot lid. You'd get one specced for a Merit, minus the spoiler.

All you're doing by declaring the spoiler for example, is having it replaced in the event of a crash.

I had a crash in my car. Had the alloys declared, but not the debadge grill or headlights which were destroyed. They simply repaired with standard lights and V-grill.

As for your ICE, most companies include that in their policies now.
shaunmods
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Registered: 12th Mar 07
Location: Glascote, Staffordshire
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12th Jan 08 at 13:58   View Garage View User's Profile U2U Member Reply With Quote
I should add that these quotes are third party fire and theft!

Fad, These quotes are with the car value at £1000. Its insane!

r eDeano, If I didnt tell them about my colour coding, spoiler etc and just told them its got an exhaust and lowering kit would that not void my policy?

Thanks for your input everyone

[Edited on 12-01-2008 by shaunmods]
Jambo
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Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
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12th Jan 08 at 13:58   View User's Profile U2U Member Reply With Quote
dont bother paying any insurance. W.O.T
VegasPhil
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Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
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12th Jan 08 at 14:06   View Garage View User's Profile U2U Member Reply With Quote
No wornder people don't declare mods

Corsa 2.0 16v Vegas - Sold
p4uls corsa
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Registered: 2nd May 05
Location: BRADFORD
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12th Jan 08 at 15:13   View User's Profile U2U Member Reply With Quote
try these mate http://www.ecarinsurance.co.uk/
Matt L
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Registered: 17th Apr 06
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12th Jan 08 at 15:16   View User's Profile U2U Member Reply With Quote
dont use rac lol

bell have given me some good quotes though on cars im looking at

[Edited on 12-01-2008 by Matt L]
andys sxi
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Registered: 19th Jan 06
Location: Chester Drives:Scirocco tdi bluemotion
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12th Jan 08 at 15:31   View Garage View User's Profile U2U Member Reply With Quote
im in the same boat as u ive tryed loads of place on mine sum wont take me on cus of the lowered suspension might end up takin the suspension and insurein it with standard springs



April 08 feature car
shaunmods
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Registered: 12th Mar 07
Location: Glascote, Staffordshire
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12th Jan 08 at 15:54   View Garage View User's Profile U2U Member Reply With Quote
Just got a more exceptable quote of elephant.co.uk - £1900 Getting better
Haynesy
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Registered: 30th Aug 06
Location: middle of nowhere, Dorset
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12th Jan 08 at 16:23   View User's Profile U2U Member Reply With Quote
norwich union, put both your parents on their and that brings it down, in my 1st year i was paying 1600 with them. declared mods were: alloys, exhast and lowering and a cat 1 alarm also kept in garage put it down! thats a 1.2 8v btw!

aswell, always ring round brokers, u get more sense out of them over the phone!

[Edited on 12-01-2008 by Haynesy]
marklawton
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Registered: 24th Apr 05
Location: Pensby, Wirral Drives:Golf mk4 GTI
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12th Jan 08 at 16:26   View User's Profile U2U Member Reply With Quote
try halifax, there the cheapest for me at the moment when mine runs out in 2 weeks
shaunmods
Premium Member

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Registered: 12th Mar 07
Location: Glascote, Staffordshire
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12th Jan 08 at 16:31   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by marklawton
try halifax, there the cheapest for me at the moment when mine runs out in 2 weeks


Halifax don't insure modified cars do they? its in there terms and conditions bits
Mark.W
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Registered: 3rd Jan 07
Location: County Durham
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12th Jan 08 at 16:38   View User's Profile U2U Member Reply With Quote
www.confused.com

www.moneysupermarket.com
andys sxi
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Registered: 19th Jan 06
Location: Chester Drives:Scirocco tdi bluemotion
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12th Jan 08 at 16:39   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by wooly101uk
www.confused.com

www.moneysupermarket.com


both of those r crap due to his age and mods ive been tryin 4 2 days to find sum 1 to insure me

April 08 feature car
MJ
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Registered: 18th Sep 03
Location: Hampshire Drives: ITR DC2 + Skoda Felicia
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12th Jan 08 at 17:35   View User's Profile U2U Member Reply With Quote
try virgin they gave me a quote of £250 on my gsi, no mods but worth a try

http://uk.virginmoney.com/car-insurance/

[Edited on 12-01-2008 by MJ]
Graham88
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Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
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12th Jan 08 at 17:55   View User's Profile U2U Member Reply With Quote
Elephant beat all my other quotes by about £500. But everyone is different when it comes to insurance.
Fonz
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Registered: 12th May 06
Location: Newbury, Berks
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12th Jan 08 at 18:53   View Garage View User's Profile U2U Member Reply With Quote
http://www.corsasport.co.uk/board/viewthread.php?tid=170986

does this help????
shaunmods
Premium Member

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Registered: 12th Mar 07
Location: Glascote, Staffordshire
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12th Jan 08 at 19:05   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Fonz
http://www.corsasport.co.uk/board/viewthread.php?tid=170986

does this help????


it certainly does cheers!

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