Mertin
Member
Registered: 12th Oct 05
Location: Scotland
User status: Offline
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Fancying getting an ibiza cupra next year and looking at spending £6k at the most on one.
Was looking at insurance today for being 19 with 1 years ncb. Cheapest price was £2k fully comp. Was hoping to be around the £1500 or slightly more. What does everyone else pay for similar cars?
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a_j_mair
Member
Registered: 23rd Jan 04
Location: Scotland
User status: Offline
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I have a cupra R which is for sale 
mine was around £8-900 iirc that was 1nb @22
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Rob B
Member
Registered: 8th Jan 04
Location: Area Motorsport Drives: Race EP3
User status: Offline
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Im just 20, 2 years ncb, 3 points, 1600 FC Quinn direct.
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ShEp
Member
Registered: 9th Aug 05
Location: Dingwall, Highland
User status: Offline
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I was £660 fc with tesco
Astra Gsi Turbo, 2004, 22years old, 0ncb and 9points
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big eck
Member
Registered: 20th Apr 03
Location: Tullibody. Drives - Audi B8 S4 & Fiesta Zetec-S
User status: Offline
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I pay £330 FC through Esure with 4yrs NCB and 3 points, over 25 
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Gregor
Member
Registered: 28th Nov 03
Location: Paisley, Renfrewshire
User status: Offline
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20 , 3 points 3 years ncb and £900 tpft with flux
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DaNnY_LaD
Member
Registered: 30th Nov 05
Location: Walkden,Manchester
User status: Offline
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21yrs old, 1 accident,0 Ncb,driving 3years, 830 TpTf with brenactre...
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scottyp1989
Member
Registered: 29th Jul 07
Location: Warley, West Midlands
User status: Offline
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quote:
Originally posted by Mertin
Fancying getting an ibiza cupra next year and looking at spending £6k at the most on one.
Was looking at insurance today for being 19 with 1 years ncb. Cheapest price was £2k fully comp. Was hoping to be around the £1500 or slightly more. What does everyone else pay for similar cars?
think your self lucky, i just got a quote. cheapest i got was 4k TPFT
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Superlite Ltd.
Member
Registered: 9th Jan 07
User status: Offline
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£700 on mine
but i guess you mean a mk3 cupra if your spending 6k 
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aron
Member
Registered: 10th May 07
Location: Ware, Hertfordshire
User status: Offline
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TPFT on a cupra? 
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Gregor
Member
Registered: 28th Nov 03
Location: Paisley, Renfrewshire
User status: Offline
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yep !
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aron
Member
Registered: 10th May 07
Location: Ware, Hertfordshire
User status: Offline
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isn't that a terrible idea??
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Gregor
Member
Registered: 28th Nov 03
Location: Paisley, Renfrewshire
User status: Offline
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Why ?
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DaNnY_LaD
Member
Registered: 30th Nov 05
Location: Walkden,Manchester
User status: Offline
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Why?
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aron
Member
Registered: 10th May 07
Location: Ware, Hertfordshire
User status: Offline
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'Third Party, Fire & Theft adds cover for repairs to your car or compensation of its value if it's damaged or written off as a result of a fire or being stolen. Only worth considering for old cars whose value is marginally higher than the premium cost. '
thats why!
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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I used to go tpft on all my cars if worth less than £4k, I decided that was my threshold & anything above I would put FC. If I smashed my car it was my own fault for being a dick & id be prepared to lose the car.
Quite glad Id changed the golf to FC 4 weeks before I smashed it of id be faced with a £5k bill.
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DaNnY_LaD
Member
Registered: 30th Nov 05
Location: Walkden,Manchester
User status: Offline
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Mine got 3k....So thats why i done it...
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Gregor
Member
Registered: 28th Nov 03
Location: Paisley, Renfrewshire
User status: Offline
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I dont plan on claiming aron , but thanks for researching it for me.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by Gregor
I dont plan on claiming aron , but thanks for researching it for me.
Funny thing is...I said the same, i had no control over my accident....even though it was my fault. I see what your saying tho. I had my impreza tpft.....didnt plan on crashing if it happened ah well
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aron
Member
Registered: 10th May 07
Location: Ware, Hertfordshire
User status: Offline
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quote:
Originally posted by Gregor
I dont plan on claiming aron , but thanks for researching it for me.
no problem, i'm sure you knew it already, since thats what you chose for insurance 
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Gregor
Member
Registered: 28th Nov 03
Location: Paisley, Renfrewshire
User status: Offline
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I just find fully comp at my age a total joke , and am not prepared to wait till the age of 25 to get something half decent with a bit of poke about it. Economically yes it's daft but my daily driving and use of the car means to me that if I do have a smash it wont cost me the value of the car - light damage ( I hope)
If not , Im fucked 
(Corsasport awaits Gregor's post tommorow night of a Cupra round a tree)
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aron
Member
Registered: 10th May 07
Location: Ware, Hertfordshire
User status: Offline
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i guess it just depends on your circumstances...
if you can afford to buy another car in replacement, surely you could afford fully comp... thats all i'm saying.
(p.s. drive carefully mate)
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Gregor
Member
Registered: 28th Nov 03
Location: Paisley, Renfrewshire
User status: Offline
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um thanks
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aron
Member
Registered: 10th May 07
Location: Ware, Hertfordshire
User status: Offline
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i wasn't being sarcastic.
i wouldn't want you or anyone to have an accident.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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mine was light damage, final cost of the claim still came out at 5k, id have started digging my own grave tbh if I hadn't been covered!!
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