corsa.in.boro
Member
Registered: 30th Aug 02
User status: Offline
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Bought a car, signed the agreement, all the other papers.....
1 week later they say they forgot to get my bank details, if i dont give them by 12 2morro they will cancel the finance agreement..
I will give them the details but was just wondering what would happen if i said no F Off.......and keep the car....
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Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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what details?
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tom_simes
Show Staff
Organiser: South Wales
Premium Member
Registered: 12th Jan 05
Location: Undy, Newport Drives: Skoda Octavia vRS estate
User status: Offline
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You wouldn't be able to keep the car, as you signed the finance agreement to be able to take ownership of the car.
It will say in the agreement that the car will be used as a guarantee for the agreement, so if you stop making payments they will reposess the car from you.
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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Tom knows 
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corsa.in.boro
Member
Registered: 30th Aug 02
User status: Offline
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The finance company said they will close the agreement if the bank details are not supplied 2morro. they only told me yesterday and i have had the car since friday.
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Jules S
Premium Member
Registered: 24th Dec 03
User status: Offline
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How did the garage contact you 
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corsa.in.boro
Member
Registered: 30th Aug 02
User status: Offline
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Phone
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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The agreement is your agreement to pay in the same way it's their agreement to give you the car.
No pay = no authority to have the car = theft.
I would imagine they will recover it and probably bill you for costs in doing so, or perhaps even go legal repossession which will frog your credit score for years to come.
There is no loophole that gets you a free car.
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corsa.in.boro
Member
Registered: 30th Aug 02
User status: Offline
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quote:
Originally posted by Ian
The agreement is your agreement to pay in the same way it's their agreement to give you the car.
No pay = no authority to have the car = theft.
I would imagine they will recover it and probably bill you for costs in doing so, or perhaps even go legal repossession which will frog your credit score for years to come.
There is no loophole that gets you a free car.
I thank you!!!......... Woth a try, you hear about dodgy loopholes.... Just thought coz they give me the car without a payment method.
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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Its called an agreement because there are two sides to it. If it was called a bill and they forgot to give you it perhaps things would be different 
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Deano_sxi
Banned
Registered: 10th Apr 05
User status: Offline
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was it a vauxhall garage? lol
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corsa.in.boro
Member
Registered: 30th Aug 02
User status: Offline
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Yeah, drive vauxhall
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Jules S
Premium Member
Registered: 24th Dec 03
User status: Offline
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quote:
Originally posted by Ian
The agreement is your agreement to pay in the same way it's their agreement to give you the car.
No pay = no authority to have the car = theft.
I would imagine they will recover it and probably bill you for costs in doing so, or perhaps even go legal repossession which will frog your credit score for years to come.
There is no loophole that gets you a free car.
Totally agree with that....however given the OP's comments
'Bought a car, signed the agreement, all the other papers.....'
I would be very wary about giving giving bank details over the phone
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corsa.in.boro
Member
Registered: 30th Aug 02
User status: Offline
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Its they guy i delt with that phoned and i dont remember giving my account details
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