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Author Royal mail and postal insurance
Steve
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Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
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1st Sep 07 at 08:49   View Garage View User's Profile U2U Member Reply With Quote

something iv never understood.

why you have to pay more to cover the value of items in roysl mails hands.

surely once you've paid for the service they have a legal obligation to pay regardless if you have paid insurance for it?

you pay for a service, surely if they fail on that service they have to pay up?
AndyKent
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Registered: 3rd Sep 05
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1st Sep 07 at 08:52   View User's Profile U2U Member Reply With Quote

Perhaps they can get around it due to not knowing what is in the package.

For example, they wouldn't knowingly be allowed to deliver illegal goods but they don't know that so can deliver anything.

Good question though....
Welsh Dan
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Registered: 23rd Mar 00
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1st Sep 07 at 11:04   View User's Profile U2U Member Reply With Quote

All services have insurance anyway, or is that not what you're getting it?

[Edited on 01-09-2007 by Welsh Dan]
Steve
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Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
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1st Sep 07 at 11:10   View Garage View User's Profile U2U Member Reply With Quote

only insured up to £30, i dont understand that if you pay for a service and they break it for example, they can get away with saying sorry you didnt pay for extra insurance, i wouldve thought they were liable regardless.

hasnt actually happened to me, but i was curious
Welsh Dan
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Registered: 23rd Mar 00
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1st Sep 07 at 11:37   View User's Profile U2U Member Reply With Quote

Basically, its the same as any insurance policy.

Imagine, your car is worth £5k for example, but to insure it fully comp with an agreed value of £5k, it will cost £1k.

However, to save money, you decide to tell the insurers it's only worth £1k and so they give you a cheaper quote of £200.

If you then have a bump or whatever, you've told them its only worth the £1k, although in reality its worth five times that. They'd only pay out the £1k.

Shit example, but I can't be arsed to think of anything else.
Steve
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Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
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1st Sep 07 at 11:43   View Garage View User's Profile U2U Member Reply With Quote

but thats insurance, if my car went into a gaage for a service and they fucked it up, they couldnt turn round and say sorry you didnt pay for insurance we arent fixing it.

you pay for a service, ie postage, its the responsibility of the business to ensure ones property is not damaged as part of that service, it shouldnt extra to gain that privellage
Welsh Dan
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Registered: 23rd Mar 00
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1st Sep 07 at 12:07   View User's Profile U2U Member Reply With Quote

Thats a bit different though.

Royal Mail offers insurance on all of the postal services. If Royal Mail was to cover the cost of any item, regardless of value, it'd push the prices up even further. The vast majority of items are worth less than the £34, so it seems silly to push up prices for those items.

At the end of the day, Royal Mail offers extra insurance if you need it. If you decide not to take it out, but then something goes wrong, then quite frankly, tough.
Steve
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Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
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1st Sep 07 at 12:25   View Garage View User's Profile U2U Member Reply With Quote

if they break someone else property i wouldve thought they were liable regardless
Welsh Dan
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Registered: 23rd Mar 00
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1st Sep 07 at 15:31   View User's Profile U2U Member Reply With Quote

Nope, it'd come down to whether its packaged properly as well, and what the contents were.
Bart
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Registered: 19th Aug 02
Location: Midsomer Norton, Bristol Avon
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1st Sep 07 at 17:07   View User's Profile U2U Member Reply With Quote

the thing which pisses me off, is courriers.

Alot of the operate on weight. A courrier lost our TFT, because it was less than 2kg we didnt get much money, something like £50. If we had sent it with a breeze block we would have got £150.
bizzare

 
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