deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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Basically, try Endsleigh.
As some may know I paid £1k last year through a local high street broker, where my family has gone for years. On the 12v, 18 nearly 19, 0 NCB was pretty good.
Anyway, I had a crash back in February, was at fault, as was totally obvious (hit 3rd party in rear).
My insurance renewal through Zurich (high street broker) was £1700  tried looking online, got varying quotes from £1100 10 month bonus accelerators, to a whoping £2200 with Quinn Direct.
Anyway, there was one more company I hadn't tried, Endsleigh. My insurance premium this year, crash declared, few mods declared (alarm & alloys), insured for commuting to Uni like old policy. . .
. . .£725!
The first thing the letter says that came with my insurance documents was "because you're a student, your business is very important to us. We're the only insurance company supported by the National Union of Students" (NUS).
My thinking is that I got such cheap insurance, because they wanted my business for the future. I'm not complaining, but might be worth a try for others.
Cheaper insurance, with a crash, than policy before 
EDIT: Oh, and Endsleigh is like a company that find the cheapest quote around. My policy is underwritten by. . .Zurich 
[Edited on 30-08-2007 by deano87]
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Hamish
Member
Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
User status: Offline
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yea, they seem to be coming up trumps with the quotes for me now on confused with my history 
What their policy on modifications? Do they charge per mod etce etc
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Fro
Member
Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
User status: Offline
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Goes to show how much brokers add on top, and varying rates etc, good stuff deano 
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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quote:
Originally posted by Hamish
What their policy on modifications? Do they charge per mod etce etc
Don't really allow modifications, although there is a huge list. I was going to buy CorsaCF's black side skirts - added them to the policy when getting quotes as well as the alloys and alarm, went up to a whopping £2000
Oh yeah, the only downer, they don't really allow mods
[Edited on 30-08-2007 by deano87]
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Hamish
Member
Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
User status: Offline
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ghey 
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Hamish
Member
Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
User status: Offline
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I put all the details into confused and endsleigh give me a quote of £680
Put the same detsils into endsleighs website and it gives me a premium of £847.
RIIIIIIGHT
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Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
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quote:
Originally posted by deano87
EDIT: Oh, and Endsleigh is like a company that find the cheapest quote around. My policy is underwritten by. . .Zurich
[Edited on 30-08-2007 by deano87]
Just to clear sumamt up, Endsleigh are NOT brokers... they are underwritten by Zurich purely because Zurich own the majority shareholding I know a lot of people who work for Endsleigh over in Cheltenham
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Mertin
Member
Registered: 12th Oct 05
Location: Scotland
User status: Offline
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Elephant was cheapest for me this year, was with endsleigh last year
Im £700 tpft with elephant, passed for a year, 18 but with 0 NCB
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Dione J
Member
Registered: 22nd Sep 04
Location: West Midlands Drives: Leon Cupra Turbo
User status: Offline
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Im with Endsleigh & all my mods are declared and covered 
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Hamish
Member
Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
User status: Offline
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off topic abit, but do elephant cover mods?
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drbeansri
Member
Registered: 10th Dec 06
Location: Hertfordshire / Plymouth
User status: Offline
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quote:
Originally posted by Dione J
Im with Endsleigh & all my mods are declared and covered
same as. pretty good aswell.
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Kathryn W
Member
Registered: 12th Oct 03
Location: Widnes, Cheshire
User status: Offline
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Endsleigh for me are rubbish, stupidly expensive
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FruitBooTeR
Member
Registered: 18th Jan 07
Location: Wolverhampton Drives: S15
User status: Offline
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Yep Endsleigh are a bit expensive with my quotes got £1100 on a 1.4 sport
Try Morethan i got 700 summat with them
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lil_g
Member
Registered: 29th Oct 06
User status: Offline
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I can't get quotes under 1.5k tpft for some reason.
18 0NCB 1not at fault accident
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12vMatt
Member
Registered: 28th Oct 06
Location: Sunderland
User status: Offline
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quinn are worth a look.
500 quid this year down from 1200 last year, and they said that cosmetic mods are fine and wont affect the policy at all.
the only problem is, everyone says that the service is shit if you need to claim
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Hamish
Member
Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
User status: Offline
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i can vouch for that gashbox.com.
Im getting no where with my claim 
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JM_16v
Member
Registered: 17th Oct 05
Location: Essex Drives: GLC63S
User status: Offline
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think ill try more companys next year
i was just so happy witht he drop from admiral to flux i didnt shop around
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Haimsey
Premium Member
Registered: 8th May 05
Location: Nottingham Drives: Corsa B
User status: Offline
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So they dont do mod's
that sucks
Marcy Marc 
White Sport Progress Thread
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dannymccann
Member
Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
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just looked online at endsleigh, my quote this year is £525FC on the sri, was £394 at Norwich Union. Didnt say anywhere about being a student though and i havent added my GF to it either, who made a difference at NU
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Hamish
Member
Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
User status: Offline
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quote:
Originally posted by Haimsey
So they dont do mod's
that sucks
well they do, but like deano said it adds a stupid amount onto the premium. Added £1200 for an exhaust, lower and alloys
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Haimsey
Premium Member
Registered: 8th May 05
Location: Nottingham Drives: Corsa B
User status: Offline
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quote:
Originally posted by Hamish
quote:
Originally posted by Haimsey
So they dont do mod's
that sucks
well they do, but like deano said it adds a stupid amount onto the premium. Added £1200 for an exhaust, lower and alloys
thats gay. although saying that swiftcover quoted me £652 FC
Edit: 2yrs NCB and no accidents
[Edited on 30-08-2007 by Haimsey]
Marcy Marc
White Sport Progress Thread
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Hamish
Member
Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
User status: Offline
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with mods or not?
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Haimsey
Premium Member
Registered: 8th May 05
Location: Nottingham Drives: Corsa B
User status: Offline
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unfortunatly no
Marcy Marc
White Sport Progress Thread
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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quote:
Originally posted by Robbo
Just to clear sumamt up, Endsleigh are NOT brokers... they are underwritten by Zurich purely because Zurich own the majority shareholding I know a lot of people who work for Endsleigh over in Cheltenham
Ahhh, fair enough, but if Zurich covers me for £700 through Endsleigh, and £1700 through themselves, something is wrong in this world.
Ahhh, by the way, when you do a quote on Endsleigh, it does a quick quote first, then do the full quote afterwards, where you put in you're a student.
Well Endsleigh were certainly cheapest for me
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ed
Member
Registered: 10th Sep 03
User status: Offline
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I just used Money Supermarket, but then thier quotes were roughly the same as my previous insurer so I decided to stay with Churchill. I have never seemed to get any decent quotes from Endsliegh, and this is the first time I have seen a consistancy in quote prices too as usually different companys prices vary by as much as 200% which is rediculous if they are all offering the same service 
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