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Author anybody ever had an extra years no claims bonus appear on their insurance but you havnt earnt it?
willhouse
Member

Registered: 11th Jul 06
Location: Sheffield
User status: Offline
28th Aug 07 at 13:23   View User's Profile U2U Member Reply With Quote

Just been looking to buy a new car.

After phoning Flux the girl on the phone said the quote was based on 2 years NCB, when i only have 1 years?

i started the year on my red astra and have copies of the original forms i filled in for proof of NCB etc and the policy came back stating 1 years NCB, but when i changed to the black turbo astra a month or so ago i got my policy back without checking and have only noticed now it says 2 years NCB?

i asked the girl on the phone today if 2 years was correct as i thought it was wrong and she said yes- Liverpool Victoria the previous year had stated 2 years NCB?

so- in this last week i have had a few quotes on some cars i would like to buy, but i presume they will all be based on 2 years NCB.

Should i phone up and get them to correct the NCB and make sure they keep the quotes as they were as it is their fuck up?
Ecosse Sport
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Registered: 5th Jun 02
User status: Offline
28th Aug 07 at 13:26   View User's Profile U2U Member Reply With Quote

Asking them to send you written confirmation so you can use it for a new policy.
VegasPhil
Premium Member

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Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
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28th Aug 07 at 13:28   View Garage View User's Profile U2U Member Reply With Quote

Tell them to send you proof of new claims mate


Corsa 2.0 16v Vegas - Sold
FruitBooTeR
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Registered: 18th Jan 07
Location: Wolverhampton Drives: S15
User status: Offline
28th Aug 07 at 13:36   View User's Profile U2U Member Reply With Quote

Im with Frizell and they sed ive got 2 ync too lol im about to renew myne so i duno wat im doin either.

One of them is an introductory 1 years no claims bonus not sure if you class it tho will be good if you can
LeeM
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Registered: 26th Sep 05
Location: Liverpool
User status: Offline
28th Aug 07 at 13:42   View User's Profile U2U Member Reply With Quote

i think liverpool victoria would of given me 2 years for my first year with them if i hadnt had to claim
_Allan_
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Registered: 24th Mar 04
User status: Offline
28th Aug 07 at 14:10   View User's Profile U2U Member Reply With Quote

I have 10 years coming up to 11 and been driving for 5.

When with Renault for a few years apparently I earned some bonus accelerator scheme. Adrian Flux accepted this and have now been with them for nearly 3 years. I have it confirmed in writing also
Planty02
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Registered: 5th Mar 05
Location: Burslem, Stoke-on-Trent
User status: Offline
28th Aug 07 at 14:21   View User's Profile U2U Member Reply With Quote

A mate of mine was given an extra years for his pass plus
willhouse
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Registered: 11th Jul 06
Location: Sheffield
User status: Offline
28th Aug 07 at 14:22   View User's Profile U2U Member Reply With Quote

i was with Frizell (Liverpool Victoria) previously too, so i may have a free years NCB then too? ill just get Flux to have it down in writing to me.
M2RTY
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Registered: 25th May 01
User status: Offline
28th Aug 07 at 14:37   View User's Profile U2U Member Reply With Quote

i got 6 years for free
willhouse
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Registered: 11th Jul 06
Location: Sheffield
User status: Offline
28th Aug 07 at 14:45   View User's Profile U2U Member Reply With Quote

just checked my old Liverpool Victoria documents and they were going to give me a free years no claims at the end of my policy when it was renewed, so i guess it has been carried over, which is a bonus
Mike
Organiser: North West and North Wales
Premium Member


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Registered: 20th May 06
Location: nr. Skipton, North Yorkshire
User status: Offline
28th Aug 07 at 15:31   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by FruitBooTeR
Im with Frizell and they sed ive got 2 ync too lol im about to renew myne so i duno wat im doin either.

One of them is an introductory 1 years no claims bonus not sure if you class it tho will be good if you can


I got 2 years off Frizzell, after my first year. Don't know if I was supposed to.
Vaux Lad
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Registered: 15th Dec 04
Location: Stoke-on-Trent
User status: Offline
28th Aug 07 at 15:33   View User's Profile U2U Member Reply With Quote

I think its to do with the actual percentage NCB discount companies give.

1years with one company might be a 20% discount, 1years with another might be 10% for example.
So when they see 20% NCB, they take it as 2years.

 
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