Colin
Member
Registered: 4th Apr 02
User status: Offline
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How many of you put away money for retiral??
I dont(just now), mainly because I feel like I struggle enough through my youth without even having to think about being an oap
I think 30's the time to start planning further ahead, so who else cant wait to be old 7 skint??
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TheCam
Member
Registered: 16th Mar 07
Location: Kirkcaldy
User status: Offline
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My mate is a sparky with the council and hes only 19 and pays into a pension already. i cba worrying about that just yet
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Aaron
Member
Registered: 9th Aug 04
Location: Cottingham, East Riding
User status: Offline
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I've been paying into my local council pension since 2000 when i was 16
Been filling up an ISA account every year for the past 5 years also 
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mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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Will do it when I'm earning more. Prob when I'm more like 30. Its hard enough as it is at the moment without more outgoings!
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Russ
Member
Registered: 14th Mar 04
Location: Armchair
User status: Offline
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quote:
Originally posted by cam1
My mate is a sparky with the council and hes only 19 and pays into a pension already. i cba worrying about that just yet
i have my state and my NHS pension paid my NHS one for last 5 years, had a letter off council not long ago saying i will get at least 128 a week from state and ill get more than that from NHS, if i die before that, my mom/wife gets 2x my salary, never to early to start saving
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Seany
Member
Registered: 13th Dec 06
Location: Dunfermline, Fife : Drives Astra cdti Sri
User status: Offline
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also started at 16, £23 a week 13 from me and 10 from my work get 50,000 when i turn 55 and then somewhere around 250-350 a week when im 65 depending if i want to change figures around, ie bigger lump sum or more weekly
[Edited on 06-08-2007 by Seany]
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gavin18787
Premium Member
Registered: 22nd Feb 05
Location: Basildon, Essex
User status: Offline
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Dont need to start til your 30 really.
Ive had one since I was 18 as I got offered a good deal with the NHS. Can have it all back in a lump sum if i want anyway within the first 3 years 
Or after that if i leave it gets froozen and builds interest til im old, probably would have forgotten by then and it will be a good suprise.
Drives supercharged Tec with torque  
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JadeM
Premium Member
Registered: 9th Feb 06
User status: Offline
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Hahaha!! I can't save for the weekend far less the future
I hardly had my foot in the door in my present job, when I got a phone call from Scottish Widows, the guy has been out to see me twice trying to convince me to join the Company Pension Scheme. I'd pay 4% of my annual salary into the scheme and my employer would pay an additional 9%. I told him to ram it, I might regret it when I'm older but atm its the last thing on my mind
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Bonney
Member
Registered: 14th Nov 04
Location: St Helens
User status: Offline
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i know it sounds silly but i cant really be bothered with it at this time, for all i know i could gat hit by a bus tomorrow
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AdZ9
Member
Registered: 14th Apr 06
User status: Offline
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my works done a good one so i pay into that, im 22 but im earning a nice wage so don't notice it going to be honest
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Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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nah, fuck that.
I intend to be rich enough not to worry about needing a pension anyway
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IvIarkgraham
Premium Member
Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
User status: Offline
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i have been putting money into a pension since i was 18/19
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mav
Member
Registered: 19th Jun 01
Location: Scotland
User status: Offline
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I have a good pension at my work that i have been paying into for about 12 years so far but I don't save much for later in life personally..
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Phi
Member
Registered: 8th Jan 07
Location: South
User status: Offline
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i cannot save! its reallllyyyy impossible!
I tried and failed!
:-s
and i didnt get a pension at my work when i started, but i should get round to starting one now, because my works one you can take to any job so thats handy!
[Edited on 06-08-2007 by Corsa_phi]
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xXSpUdXx
Member
Registered: 26th Dec 04
Location: Somerset
User status: Offline
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am 20 and put into a pension, theory being start early enough then you save in long run, as leave it to long then you have to put more in each month to get a decent amount
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Nath
Member
Registered: 3rd Apr 02
Location: MK
User status: Offline
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I started my Pension when I was 18. I'm gonna be fucking wedged when i'm old
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Rebecca
Member
Registered: 8th Jun 07
Location: Penwortham, Lancashire Drives: Integra Type R
User status: Offline
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Spend it before I die thats my motto.
I'll be fucked by the time I'm 50 anyway.
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Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
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Ive paid into my pension since i was 18 but people really shudnt be concerned until they are 30 tbh, worry bout other things 1st 
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Natalie
Member
Registered: 5th Nov 03
Location: Oxfordshire Drives: Vauxhall Tigra 1.8
User status: Offline
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Yep have been paying into a pension since 18.
Also put money into one of my ISAs now & again......
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Butler
Member
Registered: 2nd Jun 05
Location: London
User status: Offline
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Sod that, live for today. Enjoy life while you are still young.
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a_j_mair
Member
Registered: 23rd Jan 04
Location: Scotland
User status: Offline
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i just bought a house to rent out so that could be classed as saving/setting myself up for the future
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Mad Moe
Member
Registered: 14th Jun 01
Location: Northumberland
User status: Offline
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Have been paying into my pensions since leaving school at 18, any one who thinks the can just keep putting it off and putting it off and still have a decent standard of living when they are old are going to be very disappointed unless they are very sucessful in their career.
I'm in the process of moving my pension to Ireland to allow me to buy residential property with it's funds as I already have a couple of apartments and would like to have to the freedom in the future to invest my pension in the property market.
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JM_16v
Member
Registered: 17th Oct 05
Location: Essex Drives: GLC63S
User status: Offline
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im 19 ive had pension since i was 18. i pay like £10 a month and my companycontribute about £100 a month as part of my package
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Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
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quote:
Originally posted by Mad Moe
Have been paying into my pensions since leaving school at 18, any one who thinks the can just keep putting it off and putting it off and still have a decent standard of living when they are old are going to be very disappointed unless they are very sucessful in their career.
I'm in the process of moving my pension to Ireland to allow me to buy residential property with it's funds as I already have a couple of apartments and would like to have to the freedom in the future to invest my pension in the property market.
Not necy true, its much better to concentrate on property etc before a pension IMO, 30 is not too late to begin saving
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Dean_W
Member
Registered: 13th Dec 05
Location: Downham Market, Norfolk
User status: Offline
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Pensions and savings are bollocks. Putting money into property is the way forward.
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