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Author any insurance boffins able to help?
Dave A
USER UNDER INVESTIGATION - DO NOT TRADE

Registered: 10th Dec 03
Location: County Durham
User status: Offline
30th Jul 07 at 14:06   View User's Profile U2U Member Reply With Quote
got a car in for insurance work. car is worth around £5500

total estimated repair bill comes to £4400

will they write it off or pay for the repairs? I cant be arsed with all the waiting round waiting for them to get back to me to authorise repairs etc... so I might start work stripping it all down but wont bother if its likely to be written off as an uneconimical repair.
Goodie_06
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Registered: 14th Aug 06
Location: Bar Hill, Cambridgeshire
User status: Offline
30th Jul 07 at 14:10   View User's Profile U2U Member Reply With Quote
i would have though its a write off
paul.mitchell1984
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Registered: 31st Aug 06
Location: Wakefield
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30th Jul 07 at 14:18   View User's Profile U2U Member Reply With Quote
surely at that cost it would be a write off.
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
30th Jul 07 at 14:46   View User's Profile U2U Member Reply With Quote
I think Steve said to me anything up to 60% of the cars value or something can be a write off. I'd imagine so. . .


. . .but, the repair on my car cost £1400ish after my excess, and it wasn't written off, baring in mind my cars worth didly-squat.

I'd wait to save waisting your time.
Ricky352
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Registered: 6th Apr 07
Location: Northern Ireland
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30th Jul 07 at 15:04   View User's Profile U2U Member Reply With Quote
Most likely a write off, but i wudnt put a bet on
dna23
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Registered: 1st Nov 04
Location: Northamptonshire
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30th Jul 07 at 15:13   View User's Profile U2U Member Reply With Quote
80% - write off mate according to this:

http://www.whatcar.com/news-special-report.aspx?NA=215443&EL=3127581
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
30th Jul 07 at 15:23   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by dna23
80% - write off mate according to this:

http://www.whatcar.com/news-special-report.aspx?NA=215443&EL=3127581

It says 60% though

"Most of them work on a principle that once the repair costs exceed roughly 60% of the car’s value, it is not worth repairing. "
dna23
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Registered: 1st Nov 04
Location: Northamptonshire
User status: Offline
30th Jul 07 at 15:25   View User's Profile U2U Member Reply With Quote
Hence why it would be a write off because its 80% which is 20% over 60%
deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
30th Jul 07 at 15:37   View User's Profile U2U Member Reply With Quote
Ahhh I get you. Maths never was my strong point.
Scotty C
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Registered: 6th Nov 05
Location: Kidderminster Drives: 1.6 16v Sport
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30th Jul 07 at 15:42   View User's Profile U2U Member Reply With Quote
Not the blue one?
Dave A
USER UNDER INVESTIGATION - DO NOT TRADE

Registered: 10th Dec 03
Location: County Durham
User status: Offline
30th Jul 07 at 15:49   View User's Profile U2U Member Reply With Quote
no, not my car.
Warren G
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Registered: 14th May 06
Location: Kent
User status: Offline
30th Jul 07 at 17:01   View User's Profile U2U Member Reply With Quote
at that amount for cost of repairs - 100% write off

 
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