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Author Loans.
mark_gsi
Member
Registered: 1st Nov 03
Location: Peterlee/darlington
User status: Offline
26th Jun 07 at 23:06   View User's Profile U2U Member Reply With Quote
Thinking of getting a loan for 2.5k. whos the best to go with for one, what shoudl i look for when getting 1, the lowest apr possible, any help would be great cheers.
Colin
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Registered: 4th Apr 02
User status: Offline
26th Jun 07 at 23:11   View User's Profile U2U Member Reply With Quote
apr will be high on 2.5k, whoevers best will depend on who offers the best deal. Type personal loan into google & use one of the searches.
mark_gsi
Member
Registered: 1st Nov 03
Location: Peterlee/darlington
User status: Offline
26th Jun 07 at 23:18   View User's Profile U2U Member Reply With Quote
just on moneysupermarket.com at the min they serch through quite a few places for you. is the apr more the lower the loan amount?
Cosmo
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Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
26th Jun 07 at 23:19   View User's Profile U2U Member Reply With Quote
also depends what you want it for, as if its for some specialist things (such as car) then can get some decent rates through specialist loan providers.
mark_gsi
Member
Registered: 1st Nov 03
Location: Peterlee/darlington
User status: Offline
26th Jun 07 at 23:24   View User's Profile U2U Member Reply With Quote
yer thats exactly what its for cosmo who are specialist loan providers do you know??
Colin
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Registered: 4th Apr 02
User status: Offline
26th Jun 07 at 23:27   View User's Profile U2U Member Reply With Quote
Yeah loan amount & repayment term affects the apr.

Some offer 6.9% just now, but only on loans upwards of £7k, 2.5k might be something like 12%
Colin
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Registered: 4th Apr 02
User status: Offline
26th Jun 07 at 23:28   View User's Profile U2U Member Reply With Quote
http://www.autotrader.co.uk/CARS/loans/finance_centre.jsp

Northern rock will 'apparently' lend 2500 at 6.9%
mark_gsi
Member
Registered: 1st Nov 03
Location: Peterlee/darlington
User status: Offline
26th Jun 07 at 23:30   View User's Profile U2U Member Reply With Quote
yer cheers colin just found that one on money supermarket aswell. 6.9%apr 2.5k total repayment of £2.766. so that would be the best to go for then.
Colin
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Registered: 4th Apr 02
User status: Offline
26th Jun 07 at 23:33   View User's Profile U2U Member Reply With Quote
Yes, worth applying for.

Although I applied for a loan off them once before & got knocked back...........no idea why, my credit score is very good!
mark_gsi
Member
Registered: 1st Nov 03
Location: Peterlee/darlington
User status: Offline
26th Jun 07 at 23:39   View User's Profile U2U Member Reply With Quote
you have to be 21 for northern rock, im not 21 till november have to try another one.

 
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